How to add money to your bunq account

There are various ways to top up your bunq account. Simply tap on “Add Money” in the bunq app and you’ll find a list of all options. But which one should you go for?

30 November 2022

The best way for you may depend on your location, or on how soon you need the money. Let’s take a look at the different methods available.

Instant Payments with iDeal

Firstly, you can use iDeal, which is extremely popular in the Netherlands. This method is not only instant but also comes with no additional fees, making it a fantastic choice. iDeal connects directly to another bank account, ensuring your money is added swiftly and securely. Plus, it isn't just for adding funds—iDeal can also be used for instant payments.

Local Methods – Bancontact and Sofort

If you're in Belgium, Bancontact is a local method similar to iDeal. Sofort is another great option available for users in various European countries. Both Bancontact and Sofort offer the same functionality and convenience as iDeal, allowing you to top up your account instantly from another bank account.

Quick and Easy with Debit and Credit Cards

Using your debit card or credit card (Visa or Mastercard) to add money is both quick and easy. The transfer is instant, so there's no need to wait around. However, ensure that the card is in your name, and be aware that fees for using this method can vary.

Traditional Bank Transfers

For a more traditional approach, you can add money through a regular bank transfer. Depending on the sending bank, this can be either instant or take 1-2 business days if it’s a SEPA transfer (more about that here). If you need money immediately, consider your options. Make sure the sending bank uses RT1 or TIPS for instant transfers. The good news is this method is free of charge.

Easy Currency Conversion

If you have a bunq Local Currency Bank Account, converting money is a breeze. For example, if you want to add euros (€) to your account from your dollar ($) bank account, you can do this directly in the app. We'll handle the conversion and add the amount to your preferred account, making international transactions seamless.

Simple Cash Deposits

Need to make a cash deposit? Thanks to partnerships with Barzahlen/Viacash and PaySafeCash, this process is straightforward. Simply create a barcode in the app, present it at a supported store, and the amount will transfer to your bunq app. You can find partner stores on the app's map, making it easy to locate the nearest one. You can learn more about adding money through a cash deposit here.

Summary

Your money will be added to your account as soon as possible, no matter which method you choose. Pick the option that best fits your needs and enjoy the benefits of easily adding money to your mobile banking app.

Additional Features to Explore

Beyond easy top-ups, bunq offers a variety of features that make mobile banking simpler and more efficient:

  • Budgeting Tools: Keep your finances organized with our intuitive budgeting tools.

  • Shared Accounts: Easily manage shared expenses with family or friends.

  • Quick Transfers: Send money instantly to other bunq users.

  • Foreign Currency Exchange: Enjoy competitive exchange rates for your international transactions.

Discover all these features and more by downloading the app now. Keep your finances organized and enjoy the perks of modern mobile banking with bunq! 💰📱💳

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Easy Card

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Get a free international credit card in less than 5 minutes. Add it to Apple/Google Pay and start making payments today.

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Easy Savings

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Get a free Savings Account and start growing your money faster with 3.36%* interest. No minimum deposit is required!

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Easy Bank

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Everything you expect from a mobile bank, and more. Open a bank account in just 5 minutes with your phone and ID.

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€9.99/month

Enjoy full control over your money wherever you go, with true borderless banking, easy budgeting, powerful cards, and much more.

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