Moving to Spain?

Open a Spanish Bank Account in minutes. No tax ID, no paperwork, support in your language. Settle in, stress-free.

Bright green suitcase decorated with international travel stickers, symbolizing global travel or a travel feature.

Moving to Spain?

Open a Spanish Bank Account in minutes. No tax ID, no paperwork, support in your language. Settle in, stress-free.

Bright green suitcase decorated with international travel stickers, symbolizing global travel or a travel feature.

Moving to Spain?

Open a Spanish Bank Account in minutes. No tax ID, no paperwork, support in your language. Settle in, stress-free.

Bright green suitcase decorated with international travel stickers, symbolizing global travel or a travel feature.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Spain.

Start without a NIE/TIE

Open you account with your passport, you have 90 days to provide NIE/TIE.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Spain.

Start without a NIE/TIE

Open you account with your passport, you have 90 days to provide NIE/TIE.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

100% online - no branch visits, no paperwork

Just download the bunq app and sign up, even before moving to Spain.

Start without a NIE/TIE

Open you account with your passport, you have 90 days to provide NIE/TIE.

App and Support in your language

Thanks to AI, you can use bunq in the language of your choice.

Payment summary showing a €500.00 transaction with exchange details in MXN, exchange rate, and transaction fee.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free Foreign Currency Transfer each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Payment summary showing a €500.00 transaction with exchange details in MXN, exchange rate, and transaction fee.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free Foreign Currency Transfer each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Payment summary showing a €500.00 transaction with exchange details in MXN, exchange rate, and transaction fee.

Make fast & easy international transfers

Send and receive money in multiple currencies with ease. Enjoy up to 10 free Foreign Currency Transfer each month. After that, transparent fees ensure you always know exactly what you’re paying—no hidden surprises.

Payment card showing ¥2,990 spent at UNIQLO with icons of Japanese and American flags, representing international shopping.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Payment card showing ¥2,990 spent at UNIQLO with icons of Japanese and American flags, representing international shopping.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Payment card showing ¥2,990 spent at UNIQLO with icons of Japanese and American flags, representing international shopping.

Get the best exchange rate abroad

Spend smarter with ZeroFX. Use your bunq bank debit or credit card to get great value on purchases in currencies outside the Eurozone.

Blue savings box labeled €100,000.00 with coins falling into it, indicating high personal savings.

Earn up to 2.01% on your savings

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Blue savings box labeled €100,000.00 with coins falling into it, indicating high personal savings.

Earn up to 2.01% on your savings

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Blue savings box labeled €100,000.00 with coins falling into it, indicating high personal savings.

Earn up to 2.01% on your savings

Boost your savings with 2.01% interest on EUR, and 3.01% on USD and GBP. Interest is paid out every week, so you can benefit from compound interest.

Grid of colorful budget categories such as Bills, Shopping, Joint Savings, Travel, and Emergencies, displaying individual amounts and percentages.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Grid of colorful budget categories such as Bills, Shopping, Joint Savings, Travel, and Emergencies, displaying individual amounts and percentages.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Grid of colorful budget categories such as Bills, Shopping, Joint Savings, Travel, and Emergencies, displaying individual amounts and percentages.

Organize your money your way

Take control of your finances with multiple IBANs for budgeting, savings, and direct debits. Perfect for managing your Dutch bank account efficiently.

Stock market overview showing Apple Inc. and NVIDIA Corp. with price and percentage changes displayed.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Stock market overview showing Apple Inc. and NVIDIA Corp. with price and percentage changes displayed.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Stock market overview showing Apple Inc. and NVIDIA Corp. with price and percentage changes displayed.

Grow your wealth

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

A circular graphic displaying cryptocurrency prices for Bitcoin, Ethereum, and Solana with logos and current values.

Ease into Crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap. Start today and get your first €10 of Bitcoin for free!

A circular graphic displaying cryptocurrency prices for Bitcoin, Ethereum, and Solana with logos and current values.

Ease into Crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap. Start today and get your first €10 of Bitcoin for free!

A circular graphic displaying cryptocurrency prices for Bitcoin, Ethereum, and Solana with logos and current values.

Ease into Crypto

Get started with crypto safely, right from your bunq app. Choose from the top cryptocurrencies—buying and selling takes just a tap. Start today and get your first €10 of Bitcoin for free!

Travel overview for Thailand showing exchange rate (100 THB = €2.68), eSIM availability, and local tipping advice.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Travel overview for Thailand showing exchange rate (100 THB = €2.68), eSIM availability, and local tipping advice.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Travel overview for Thailand showing exchange rate (100 THB = €2.68), eSIM availability, and local tipping advice.

Travel with total peace of mind

Be ready for any trip with Travel Insurance, eSIMs, and practical tips. Perfect for expats relocating to the Netherlands or just traveling abroad.

Visual representation of bunq Points total showing 3300 points, surrounded by sparkles and cheese icons.

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

Visual representation of bunq Points total showing 3300 points, surrounded by sparkles and cheese icons.

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

Visual representation of bunq Points total showing 3300 points, surrounded by sparkles and cheese icons.

Earn bunq Points

Earn exclusive rewards just by using your bunq card: free months of bunq, metal card, travel discounts, and more!

A circular design showcasing various travel and gift options, including scenic beaches and tech products.

Save more with bunq Deals

Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.

A circular design showcasing various travel and gift options, including scenic beaches and tech products.

Save more with bunq Deals

Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.

A circular design showcasing various travel and gift options, including scenic beaches and tech products.

Save more with bunq Deals

Get discounts from your favorite brands and services—simply by using bunq. Enjoy deals tailored to you, from gadgets to travel bookings.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.