Travel features and perks
Travel smart with bunq. Get the best exchange rates, travel tips, and seamless spending. Stay covered with travel insurance and save on roaming with eSIM.

Travel features and perks
Travel smart with bunq. Get the best exchange rates, travel tips, and seamless spending. Stay covered with travel insurance and save on roaming with eSIM.

Travel features and perks
Travel smart with bunq. Get the best exchange rates, travel tips, and seamless spending. Stay covered with travel insurance and save on roaming with eSIM.

Travel Assistant
Get practical money tips for your trips.
Travel Insurance
Worldwide coverage with zero hassle.
Holiday mode
View all amounts in foreign currency.
eSIM
Save up to 90% on roaming costs.
ZeroFX
Always get the best exchange rate abroad.
Places
Find hidden gems recommended by bunq users.
Travel Assistant
Get practical money tips for your trips.
Travel Insurance
Worldwide coverage with zero hassle.
Holiday mode
View all amounts in foreign currency.
eSIM
Save up to 90% on roaming costs.
ZeroFX
Always get the best exchange rate abroad.
Places
Find hidden gems recommended by bunq users.
Travel Assistant
Get practical money tips for your trips.
Travel Insurance
Worldwide coverage with zero hassle.
Holiday mode
View all amounts in foreign currency.
eSIM
Save up to 90% on roaming costs.
ZeroFX
Always get the best exchange rate abroad.
Places
Find hidden gems recommended by bunq users.
Travel Assistant
Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.
Travel Assistant
Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.
Travel Assistant
Wherever you are, access exchange rates, tipping customs, and travel tips. Know if you need an ATM or which adapter to bring—so you feel at home anywhere.
Worldwide Travel Insurance coverage
Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.
Worldwide Travel Insurance coverage
Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.
Worldwide Travel Insurance coverage
Get hassle-free Travel Insurance with bunq Elite, powered by Qover. Enjoy worldwide coverage for medical emergencies, car rentals, repatriation, baggage, cancellations, and even active sports accidents. Your family is covered too—travel with peace of mind.
Bank like a local with Holiday Mode
Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.
Bank like a local with Holiday Mode
Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.
Bank like a local with Holiday Mode
Traveling outside the Eurozone? Holiday Mode shows your payments and balances in local currency, making money management abroad effortless.
Save up to 90% on roaming costs directly from the bunq app
Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.
Save up to 90% on roaming costs directly from the bunq app
Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.
Save up to 90% on roaming costs directly from the bunq app
Avoid high roaming costs by installing your eSIM directly from the bunq app. Pick a plan that fits your travel needs, or get 8GB of worldwide data included with bunq Elite. Either way, you’ll be connected the moment you land—without the hassle of local SIM cards.
Always get the best exchange rate abroad with ZeroFX
Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.
Always get the best exchange rate abroad with ZeroFX
Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.
Always get the best exchange rate abroad with ZeroFX
Use your bunq card abroad with ZeroFX for the best value on non-Euro spending. Unlike traditional banks, we don’t charge high fees—just a 0.5% markup for real-time rates when markets are open.

Recommendations from Finn
Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.

Recommendations from Finn
Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.

Recommendations from Finn
Find new spots on the go with trusted recommendations from friends and Finn, your personal assistant.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users

Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds
Your money is protected if something doesn't go as planned.

Instant Payments
Send and receive money instantly, no waiting.

24/7 support
Instant help in your language, whenever you need it.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.

Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.
Related Articles
Check out some of these blog posts, packed with useful insights and tips to help you bank smarter and make life easy.