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bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs Vivid Money
Discover why bunq is the smarter way to bank—with flexible plans, innovative features, and a seamless experience designed for modern life.
Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Compare personal accounts
Compare bunq and Vivid Money side by side across plans, accounts, payments, savings, support, and sustainability.
| Feature | Vivid Money | |
|---|---|---|
| Personal Plans | 4 Plans | 3 Plans |
| Fully Digital Bank | ||
| German IBAN | ||
| Payment Accounts | Up to 25 accounts | Up to 15 accounts |
| Physical Cards | Physical card with paid plan | Physical card with paid plan |
| Digital Cards | Digital cards you create in the app | Free digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | 3.11% on deposits | Up to 2.00% on deposits |
| Cash Banking | Up to 6 ATM withdrawals monthly | Up to €1000 monthly |
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is allowed to operate in Germany. Not investment advice. Interest rate is subject to change. 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-de/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is allowed to operate in Germany. Not investment advice. Interest rate is subject to change. 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-de/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.
* bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is allowed to operate in Germany. Not investment advice. Interest rate is subject to change. 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-de/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
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