I can only recommend it; cards are accepted worldwide. This bank has everything I need for fast, modern banking. There are bank fees, but who does anything without fees these days?
Bettina
Personal banking features that make life easy
Cards, savings, budgets, and travel tools you control from your phone.
Personal banking features that make life easy
Cards, savings, budgets, and travel tools you control from your phone.
Personal banking features that make life easy
Cards, savings, budgets, and travel tools you control from your phone.
Handle daily money in one place
Open Bank Accounts, pay with cards, send payments, use Apple Pay or Google Pay, and log in from your laptop on bunq Web.
Handle daily money in one place
Open Bank Accounts, pay with cards, send payments, use Apple Pay or Google Pay, and log in from your laptop on bunq Web.
Handle daily money in one place
Open Bank Accounts, pay with cards, send payments, use Apple Pay or Google Pay, and log in from your laptop on bunq Web.
Save and grow your money
Use Savings Accounts, budgeting tools, Stocks, and Crypto to organize money today and plan ahead.
Save and grow your money
Use Savings Accounts, budgeting tools, Stocks, and Crypto to organize money today and plan ahead.
Save and grow your money
Use Savings Accounts, budgeting tools, Stocks, and Crypto to organize money today and plan ahead.
Bank across borders
Pay abroad with ZeroFX, use travel perks and eSIM, and hold Local IBANs or Foreign Currencies when you move countries.
Bank across borders
Pay abroad with ZeroFX, use travel perks and eSIM, and hold Local IBANs or Foreign Currencies when you move countries.
Bank across borders
Pay abroad with ZeroFX, use travel perks and eSIM, and hold Local IBANs or Foreign Currencies when you move countries.
Stay in control of your account
Use security tools, Joint Accounts, Support, Invoice Scanning, and the Open API to run bunq your way.
Stay in control of your account
Use security tools, Joint Accounts, Support, Invoice Scanning, and the Open API to run bunq your way.
Stay in control of your account
Use security tools, Joint Accounts, Support, Invoice Scanning, and the Open API to run bunq your way.
What bunq users say
Feedback from people using bunq personal features.
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends.
Adam
I use bunq daily, and the app runs smoothly without any lag or glitches. I've never had any problems with transactions either. I use the app daily and have the cheapest subscription.
Leon
What bunq users say
Feedback from people using bunq personal features.
I can only recommend it; cards are accepted worldwide. This bank has everything I need for fast, modern banking. There are bank fees, but who does anything without fees these days?
Bettina
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends.
Adam
I use bunq daily, and the app runs smoothly without any lag or glitches. I've never had any problems with transactions either. I use the app daily and have the cheapest subscription.
Leon
What bunq users say
Feedback from people using bunq personal features.
I can only recommend it; cards are accepted worldwide. This bank has everything I need for fast, modern banking. There are bank fees, but who does anything without fees these days?
Bettina
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends.
Adam
I use bunq daily, and the app runs smoothly without any lag or glitches. I've never had any problems with transactions either. I use the app daily and have the cheapest subscription.
Leon
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Personal feature questions answered
Where to start with accounts, cards, savings, and travel.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Personal feature questions answered
Where to start with accounts, cards, savings, and travel.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Personal feature questions answered
Where to start with accounts, cards, savings, and travel.
Not on unlimited amounts. MassInterest applies to up to €100,000 across your EUR Savings Accounts. Term Deposits can earn interest on up to €100,000 combined across all Term Deposits.
Balances above these limits do not earn interest.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Open bunq with the features you need
Set up spending, saving, and travel tools in minutes from your phone.
Open bunq with the features you need
Set up spending, saving, and travel tools in minutes from your phone.
Open bunq with the features you need
Set up spending, saving, and travel tools in minutes from your phone.