100K
Insured
Up to €100,000 protected under the Dutch Deposit Guarantee Scheme.
Cards that fit how you pay
Pay anywhere with a Mastercard Credit Card, physical or digital, with no annual fees. Top up in seconds and start spending securely right away.
Cards that fit how you pay
Pay anywhere with a Mastercard Credit Card, physical or digital, with no annual fees. Top up in seconds and start spending securely right away.
Cards that fit how you pay
Pay anywhere with a Mastercard Credit Card, physical or digital, with no annual fees. Top up in seconds and start spending securely right away.
Bank with confidence
Straightforward banking that keeps your focus on your money.
20M+
Users
Join millions across Europe who bank with bunq every day.
24/7
Support
Reach support in your language, any time.
Bank with confidence
Straightforward banking that keeps your focus on your money.
100K
Insured
Up to €100,000 protected under the Dutch Deposit Guarantee Scheme.
20M+
Users
Join millions across Europe who bank with bunq every day.
24/7
Support
Reach support in your language, any time.
Bank with confidence
Straightforward banking that keeps your focus on your money.
100K
Insured
Up to €100,000 protected under the Dutch Deposit Guarantee Scheme.
20M+
Users
Join millions across Europe who bank with bunq every day.
24/7
Support
Reach support in your language, any time.
Pick the card for each payment
Use Digital Cards online, Physical Cards in stores, or Metal Card on Pro and Elite.
Digital Credit Card
Create a card in the app for subscriptions, online shops, or one-off payments.
Physical Credit Card
Pay worldwide with a Mastercard Credit Card that works like debit—no interest or overdraft.
Metal Credit Card
Get a stainless steel card on bunq Pro or bunq Elite.
Debit Card
Pay directly from your balance with a Mastercard Debit Card.
Pick the card for each payment
Use Digital Cards online, Physical Cards in stores, or Metal Card on Pro and Elite.
Digital Credit Card
Create a card in the app for subscriptions, online shops, or one-off payments.
Physical Credit Card
Pay worldwide with a Mastercard Credit Card that works like debit—no interest or overdraft.
Metal Credit Card
Get a stainless steel card on bunq Pro or bunq Elite.
Debit Card
Pay directly from your balance with a Mastercard Debit Card.
Pick the card for each payment
Use Digital Cards online, Physical Cards in stores, or Metal Card on Pro and Elite.
Digital Credit Card
Create a card in the app for subscriptions, online shops, or one-off payments.
Physical Credit Card
Pay worldwide with a Mastercard Credit Card that works like debit—no interest or overdraft.
Metal Credit Card
Get a stainless steel card on bunq Pro or bunq Elite.
Debit Card
Pay directly from your balance with a Mastercard Debit Card.
Get Credit Card acceptance without debt
Top up your Credit Card and pay online or abroad where merchants expect credit. No interest fees or annual charges.
Get Credit Card acceptance without debt
Top up your Credit Card and pay online or abroad where merchants expect credit. No interest fees or annual charges.
Get Credit Card acceptance without debt
Top up your Credit Card and pay online or abroad where merchants expect credit. No interest fees or annual charges.
Pay with Apple Pay and Google Pay
Add your bunq card to your digital wallet and pay with your phone or watch.
Pay with Apple Pay and Google Pay
Add your bunq card to your digital wallet and pay with your phone or watch.
Pay with Apple Pay and Google Pay
Add your bunq card to your digital wallet and pay with your phone or watch.
Change card settings in the app
Freeze a card, change your PIN, set daily limits, allow countries, and block merchants—all in your bunq app.
Change card settings in the app
Freeze a card, change your PIN, set daily limits, allow countries, and block merchants—all in your bunq app.
Change card settings in the app
Freeze a card, change your PIN, set daily limits, allow countries, and block merchants—all in your bunq app.
Pay from two accounts with one card
Set a Secondary PIN on a Physical Card and choose from which Bank Account to pay—no extra card to carry.
Pay from two accounts with one card
Set a Secondary PIN on a Physical Card and choose from which Bank Account to pay—no extra card to carry.
Pay from two accounts with one card
Set a Secondary PIN on a Physical Card and choose from which Bank Account to pay—no extra card to carry.
Trusted by bunq users
What people say about banking with bunq.
Optimal online bank I have been using this bank for a long time, especially through the debitel credit card in other EU countries. This has developed into a real bank with fair conditions and everything I need works flawlessly and without any difficulties. Perfect I just say, for my needs
G4m3r-666
App Store
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
Credit-or. Savings bank card I am very positively surprised, the small cattle make oh crap... 🤫
Pieter
App Store
Trusted by bunq users
What people say about banking with bunq.
Optimal online bank I have been using this bank for a long time, especially through the debitel credit card in other EU countries. This has developed into a real bank with fair conditions and everything I need works flawlessly and without any difficulties. Perfect I just say, for my needs
G4m3r-666
App Store
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
Credit-or. Savings bank card I am very positively surprised, the small cattle make oh crap... 🤫
Pieter
App Store
Trusted by bunq users
What people say about banking with bunq.
Optimal online bank I have been using this bank for a long time, especially through the debitel credit card in other EU countries. This has developed into a real bank with fair conditions and everything I need works flawlessly and without any difficulties. Perfect I just say, for my needs
G4m3r-666
App Store
I am excited! The bench is very modern and everything is super modern. I especially like how easy it is to get access to the Master Card payment system and how you can create different sub-accounts with different currencies. The fees for exchanging money are also very fair and much better than at traditional banks. The access also works very efficiently, not like at my savings bank where you can't log in all the time and have to run to the bank in case of problems when it's open.
AnonymerLeopard
App Store
Credit-or. Savings bank card I am very positively surprised, the small cattle make oh crap... 🤫
Pieter
App Store
Card questions answered
Card types, limits, and what each personal plan includes.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
For personal accounts:
Account verified less than 3 months ago: €250 per calendar day, per person.
Account verified 3 months or longer: €1,000 per calendar day, per person.
For business accounts, the default daily ATM withdrawal limit is €1,000 per card.
It’s a Mastercard you fund with money you already hold at bunq, so there’s no credit line and no overdraft risk.
Merchants still see a Credit Card, which helps with bookings, deposits, and anywhere a Credit Card is required.
See card limits for your plan
Compare plans to see included Physical Cards and Digital Cards.
Card questions answered
Card types, limits, and what each personal plan includes.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
For personal accounts:
Account verified less than 3 months ago: €250 per calendar day, per person.
Account verified 3 months or longer: €1,000 per calendar day, per person.
For business accounts, the default daily ATM withdrawal limit is €1,000 per card.
It’s a Mastercard you fund with money you already hold at bunq, so there’s no credit line and no overdraft risk.
Merchants still see a Credit Card, which helps with bookings, deposits, and anywhere a Credit Card is required.
See card limits for your plan
Compare plans to see included Physical Cards and Digital Cards.
Card questions answered
Card types, limits, and what each personal plan includes.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
Getting a digital bunq Card is quick and easy, just a few taps in the bunq app. You can use it immediately with Apple Pay or Google Pay. Prefer a physical card? Order one through the app and have it delivered to your home.
A Bank Card is a payment method that lets you shop in stores and online, and withdraw cash at ATMs. With bunq, you can choose Credit, Debit, Metal, or Digital Cards linked to your Bank Accounts, limits depend on your plan.
For personal accounts:
Account verified less than 3 months ago: €250 per calendar day, per person.
Account verified 3 months or longer: €1,000 per calendar day, per person.
For business accounts, the default daily ATM withdrawal limit is €1,000 per card.
It’s a Mastercard you fund with money you already hold at bunq, so there’s no credit line and no overdraft risk.
Merchants still see a Credit Card, which helps with bookings, deposits, and anywhere a Credit Card is required.
See card limits for your plan
Compare plans to see included Physical Cards and Digital Cards.
