No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
Great banking! It would be even better if there was a crypto wallet to transfer crypto from other wallets or send crypto. Support responds immediately, everything works perfectly!
AN
Google Play
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Mustafa
I find the app very good because it can be used in various ways. It can be used both as a prepaid credit card for yourself and for your children. When using this prepaid credit card for your children, you can see in the app what they have spent the money on, making it easy to teach them how to manage money. The app's interface and functions are self-explanatory and very well designed. The transfer function is particularly useful, offering real-time transfers.
Killing
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
App Store
Interest Thank you for giving me the opportunity to open a one-day savings account
Chris
App Store
I have full cost control and saving is now really fun because it's rewarded with good interest rates.
Manuela
Google Play
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
Great banking! It would be even better if there was a crypto wallet to transfer crypto from other wallets or send crypto. Support responds immediately, everything works perfectly!
AN
Google Play
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Mustafa
I find the app very good because it can be used in various ways. It can be used both as a prepaid credit card for yourself and for your children. When using this prepaid credit card for your children, you can see in the app what they have spent the money on, making it easy to teach them how to manage money. The app's interface and functions are self-explanatory and very well designed. The transfer function is particularly useful, offering real-time transfers.
Killing
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
App Store
Interest Thank you for giving me the opportunity to open a one-day savings account
Chris
App Store
I have full cost control and saving is now really fun because it's rewarded with good interest rates.
Manuela
Google Play
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
Great banking! It would be even better if there was a crypto wallet to transfer crypto from other wallets or send crypto. Support responds immediately, everything works perfectly!
AN
Google Play
The best and simplest banking with everything you need, whether crypto or stocks – truly excellent. And above all, secure.
Mustafa
I find the app very good because it can be used in various ways. It can be used both as a prepaid credit card for yourself and for your children. When using this prepaid credit card for your children, you can see in the app what they have spent the money on, making it easy to teach them how to manage money. The app's interface and functions are self-explanatory and very well designed. The transfer function is particularly useful, offering real-time transfers.
Killing
Google Play
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
App Store
Interest Thank you for giving me the opportunity to open a one-day savings account
Chris
App Store
I have full cost control and saving is now really fun because it's rewarded with good interest rates.
Manuela
Google Play
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
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