Wie du früh damit anfängst, für dein Kind zu sparen (und warum Zinsen wichtig sind)

Beginne heute damit, die Zukunft deines Kindes mit der Kraft des Zinseszinses aufzubauen. Erfahre, wie frühes Sparen – selbst mit kleinen Beträgen – im Laufe der Zeit groß werden kann und wie bunq es dir leicht macht, ein Sparkonto mit hohen Zinsen für Kinder zu eröffnen.

12. Juni 2025
Mutter und Kind lächeln, während sie Münzen in ein Sparschwein auf dem Tisch legen.
Mutter und Kind lächeln, während sie Münzen in ein Sparschwein auf dem Tisch legen.

Every parent wants to set their child up for success. And while there’s no single roadmap, there is one move that always pays off in the long run: starting early.

Saving for your child’s future doesn’t have to mean huge deposits or complex plans. Thanks to compound interest, even small, consistent savings can grow into something meaningful—especially when you give them time to grow.

Compound Interest: What It Is, and Why It Matters

Compound interest is simple, but powerful. It means you earn interest not just on the money you save, but also on the interest that money earns over time.

Think of it like planting a seed. You water it regularly. It starts to grow. And before you know it, you’re not just seeing growth, you’re seeing growth on the growth. That’s compound interest. And the earlier you start, the more time it has to work in your favor.

Maximize Your Interest

You don’t need to put aside huge sums of money. In fact, it’s often the consistent, smaller deposits that add up the fastest—especially when you start young.

Set a savings goal, make a plan, and let bunq do the heavy lifting. It only takes a few taps to open a Savings Account for your child, and you can start with any amount that fits your budget.

Up to 2.01% Interest

At bunq, your child’s savings grow faster. You can earn up to 2.01% annual interest, paid out weekly. That means their savings are constantly working behind the scenes, even while you’re focused on their day-to-day life.

No paperwork. No long waits. Just real returns, week after week.

Let Friends & Family Chip In

Savings don’t have to come from just you. Birthdays, holidays, milestones—family and friends often want to contribute. Now they can, with your personal bunq.me link. It’s a simple way for loved ones to send money directly into your child’s Savings Account, no extra steps needed.

You’re planning school runs, bedtime stories, weekly meals, and everything in between. So let us take care of the future part.

Set up a Child Savings Account in minutes, automate your deposits, and invite others to help. It’s simple. It’s smart. And it’s one less thing to worry about later.

Start now. Let time do the rest!

Teile diesen Artikel

Black chain link icon, symbolizing a hyperlink or connection, on a light background.
Black chain link icon, symbolizing a hyperlink or connection, on a light background.
Simple black envelope icon, commonly used to represent email, messages, or communication.
Simple black envelope icon, commonly used to represent email, messages, or communication.
Black LinkedIn logo with “in” letters in white on a black square, symbolizing the professional networking platform.
Black LinkedIn logo with “in” letters in white on a black square, symbolizing the professional networking platform.
Black stylized “X” logo, representing the rebranded Twitter platform, formerly known as Twitter.
Black stylized “X” logo, representing the rebranded Twitter platform, formerly known as Twitter.
Black WhatsApp logo with a phone icon inside a speech bubble, representing messaging and calling.
Black WhatsApp logo with a phone icon inside a speech bubble, representing messaging and calling.
Black circular Facebook icon with lowercase white “f,” representing the Facebook social network.
Black circular Facebook icon with lowercase white “f,” representing the Facebook social network.

Finde das Passende für dich

bunq Core

3,99€/Monat

Dein Hauptkonto.

bunq Pro

9,99€/Monat

Das Konto, das dir die Budgetplanung leicht macht.

bunq Elite

18,99€/Monat

Das Premium-Konto für deinen internationalen Lifestyle.

Finde das Passende für dich

bunq Core

3,99€/Monat

Dein Hauptkonto.

bunq Pro

9,99€/Monat

Das Konto, das dir die Budgetplanung leicht macht.

bunq Elite

18,99€/Monat

Das Premium-Konto für deinen internationalen Lifestyle.

Finde das Passende für dich

bunq Core

3,99€/Monat

Dein Hauptkonto.

bunq Pro

9,99€/Monat

Das Konto, das dir die Budgetplanung leicht macht.

bunq Elite

18,99€/Monat

Das Premium-Konto für deinen internationalen Lifestyle.

Probier bunq 30 Tage lang kostenlos aus

Eröffne dein Konto in nur 5 Minuten direkt auf deinem Handy.

Probier bunq 30 Tage lang kostenlos aus

Eröffne dein Konto in nur 5 Minuten direkt auf deinem Handy.

Probier bunq 30 Tage lang kostenlos aus

Eröffne dein Konto in nur 5 Minuten direkt auf deinem Handy.