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Easy Money

Bank like a local, all across Europe

  • Budget with up to 25 sub-accounts

  • Spend and save in 16 currencies

  • Add multiple European IBANs

Spend & Save

Easy Budgeting

Budget effortlessly with up to 25 sub-accounts, and have your payments categorized automatically.

  • Monthly spending insights

  • Individual IBANs for each of your sub-accounts

  • Incoming payments automatically sorted into your budget

Multiple Cards

Get a free Maestro or Mastercard as soon as you sign up, and create up to 25 virtual Mastercards for safer online shopping.

Effortless Savings

Automatically add to your savings every time you spend, and earn a massive 1.56%1.56%1.56%1.56%2.01%2.55%* interest on deposits.

Hassle-Free Travel

Local Currencies

Save and spend in USD, GBP and 14 other currencies and make international transfers without leaving the app.


Easily send and receive payments from abroad with zero added fees with multiple NL, DE, ES, FR & IE IBANs.


Planning a trip? With no added fees when you spend overseas, you’ll automatically save 3% just by using your bunq card.

Take 100% control of your bank security

Deposit Guarantee

Your money’s fully protected up to €100.000 by the DGS.

3D Secure Payments

Be the first to know when your bank details are used online.

Biometric ID

Login with face or fingerprint ID for added security.

Instant Updates

Get notifications whenever your money moves.

Our plans

Enjoy a 30-day free trial of any plan

Switch or cancel your plan anytime

Easy Green

Open your sustainable bank account to become CO2-free in just 2 years with zero effort.

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Easy Money

Budget, save and bank like a local with multiple EU IBANs in over 15 different currencies.

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Easy Bank

Get a bank account in just 5 minutes to save time and money on instant payments.

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Easy Savings

The savings account with a kick! Sign up in 5 minutes to earn high interest with zero fees.

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Start your free trial

Open your account in just 5 minutes, directly from your smartphone.

*All new bunq users residing in Germany receive 2.55% interest on their savings in the first 4 months. After the first 4 months, our standard interest rate of 1.56% applies. This does not apply to already registered bunq users, who continue to earn 1.56% on their savings at bunq. For more information, click here.