Bank like a local, all across Europe
Budget with up to 25 sub-accounts
Spend and save in 16 currencies
Add multiple European IBANs
Spend & Save
Easy Budgeting
Budget effortlessly with up to 25 sub-accounts, and have your payments categorized automatically.
Monthly spending insights
Individual IBANs for each of your sub-accounts
Incoming payments automatically sorted into your budget
Multiple Cards
Get a free Maestro or Mastercard as soon as you sign up, and create up to 25 virtual Mastercards for safer online shopping.
Effortless Savings
Automatically add to your savings every time you spend, and earn a massive 1.56%1.56%1.56%1.56%2.01%2.55%* interest on deposits.
Hassle-Free Travel
Local Currencies
Save and spend in USD, GBP and 14 other currencies and make international transfers without leaving the app.
5 EU IBANs
Easily send and receive payments from abroad with zero added fees with multiple NL, DE, ES, FR & IE IBANs.
ZeroFX
Planning a trip? With no added fees when you spend overseas, you’ll automatically save 3% just by using your bunq card.
Take 100% control of your bank security
Deposit Guarantee
Your money’s fully protected up to €100.000 by the DGS.
3D Secure Payments
Be the first to know when your bank details are used online.
Biometric ID
Login with face or fingerprint ID for added security.
Instant Updates
Get notifications whenever your money moves.
Our plans
Enjoy a 30-day free trial of any plan
Switch or cancel your plan anytime
Open your sustainable bank account to become CO2-free in just 2 years with zero effort.
Budget, save and bank like a local with multiple EU IBANs in over 15 different currencies.
Get a bank account in just 5 minutes to save time and money on instant payments.
The savings account with a kick! Sign up in 5 minutes to earn high interest with zero fees.
Start your free trial
Open your account in just 5 minutes, directly from your smartphone.