Book hotels and rental cars with a real Credit Card
Pay anywhere Mastercard is accepted. Get your Card in 5 minutes.
Limited availability. Only available in the Netherlands, Spain, and Germany.
Book hotels and rental cars with a real Credit Card
Pay anywhere Mastercard is accepted. Get your Card in 5 minutes.
Limited availability. Only available in the Netherlands, Spain, and Germany.
Book hotels and rental cars with a real Credit Card
Pay anywhere Mastercard is accepted. Get your Card in 5 minutes.
Limited availability. Only available in the Netherlands, Spain, and Germany.
What is a credit card?
A credit card lets you pay first and repay later, using a credit limit from your bank. It runs on a card network like Mastercard, so shops, hotels, and rental car companies accept it worldwide. Many of them ask for one to hold a deposit. With bunq, you decide if you want the credit part.
What is a credit card?
A credit card lets you pay first and repay later, using a credit limit from your bank. It runs on a card network like Mastercard, so shops, hotels, and rental car companies accept it worldwide. Many of them ask for one to hold a deposit. With bunq, you decide if you want the credit part.
What is a credit card?
A credit card lets you pay first and repay later, using a credit limit from your bank. It runs on a card network like Mastercard, so shops, hotels, and rental car companies accept it worldwide. Many of them ask for one to hold a deposit. With bunq, you decide if you want the credit part.
One card, two ways to use it
Your Credit Card pays from your own money by default. Adding a Credit Limit is optional.
Spend your own money
Your Card pays from your bunq Bank Account balance. No interest, no annual fee, and no credit check. It’s still a Mastercard, so you can pay online, in stores, and abroad.
Add a Credit Limit of up to €5,000
Use credit for bigger moments, then repay in full by the due date with no interest. Open to the first 1,000 eligible users in each of the Netherlands, Germany, and Spain.
One card, two ways to use it
Your Credit Card pays from your own money by default. Adding a Credit Limit is optional.
Spend your own money
Your Card pays from your bunq Bank Account balance. No interest, no annual fee, and no credit check. It’s still a Mastercard, so you can pay online, in stores, and abroad.
Add a Credit Limit of up to €5,000
Use credit for bigger moments, then repay in full by the due date with no interest. Open to the first 1,000 eligible users in each of the Netherlands, Germany, and Spain.
One card, two ways to use it
Your Credit Card pays from your own money by default. Adding a Credit Limit is optional.
Spend your own money
Your Card pays from your bunq Bank Account balance. No interest, no annual fee, and no credit check. It’s still a Mastercard, so you can pay online, in stores, and abroad.
Add a Credit Limit of up to €5,000
Use credit for bigger moments, then repay in full by the due date with no interest. Open to the first 1,000 eligible users in each of the Netherlands, Germany, and Spain.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
Why get the bunq Credit Card
Accepted worldwide
Pay online and in stores wherever Mastercard is accepted.
No annual fee
Your Digital Card is free from day one and available on all plans.
Full control in the app
Edit spending limits, freeze, or block your Card instantly.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
Why get the bunq Credit Card
Accepted worldwide
Pay online and in stores wherever Mastercard is accepted.
No annual fee
Your Digital Card is free from day one and available on all plans.
Full control in the app
Edit spending limits, freeze, or block your Card instantly.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
Why get the bunq Credit Card
Accepted worldwide
Pay online and in stores wherever Mastercard is accepted.
No annual fee
Your Digital Card is free from day one and available on all plans.
Full control in the app
Edit spending limits, freeze, or block your Card instantly.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
Get your Credit Card in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Get your Digital Card instantly
It’s ready to use after adding it to your Wallet.
3.
Want credit? Sign up for early access
Open your Card in the Cards Tab and add your Credit Limit.
Get your Credit Card in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Get your Digital Card instantly
It’s ready to use after adding it to your Wallet.
3.
Want credit? Sign up for early access
Open your Card in the Cards Tab and add your Credit Limit.
Get your Credit Card in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Get your Digital Card instantly
It’s ready to use after adding it to your Wallet.
3.
Want credit? Sign up for early access
Open your Card in the Cards Tab and add your Credit Limit.
How the bunq Credit Card compares
Other banks
bunq, without credit
bunq, with credit*
Credit check
Yes
No
Yes
Credit Limit
Set by the bank
None, you only spend your own money
Up to €5,000, you choose how much you use
Annual fee
Often
€0
€0
Hotel and rental car deposits
Yes
Yes
Yes
Security
Varies
Freeze your card, rotating CVC
Freeze your card, rotating CVC
*Early access for the first 1,000 eligible users in the Netherlands, Germany, and Spain.
How the bunq Credit Card compares
Other banks
bunq, without credit
bunq, with credit*
Credit check
Yes
No
Yes
Credit Limit
Set by the bank
None, you only spend your own money
Up to €5,000, you choose how much you use
Annual fee
Often
€0
€0
Hotel and rental car deposits
Yes
Yes
Yes
Security
Varies
Freeze your card, rotating CVC
Freeze your card, rotating CVC
*Early access for the first 1,000 eligible users in the Netherlands, Germany, and Spain.
How the bunq Credit Card compares
Other banks
bunq, without credit
bunq, with credit*
Credit check
Yes
No
Yes
Credit Limit
Set by the bank
None, you only spend your own money
Up to €5,000, you choose how much you use
Annual fee
Often
€0
€0
Hotel and rental car deposits
Yes
Yes
Yes
Security
Varies
Freeze your card, rotating CVC
Freeze your card, rotating CVC
*Early access for the first 1,000 eligible users in the Netherlands, Germany, and Spain.
Choose how you carry your Credit Card
Works wherever Mastercard is accepted, online and in stores.
Digital Credit Card
Ready to use the moment you sign up. Available on all plans.
Physical Credit Card
For the hotel desk, the rental counter, and anywhere you tap or insert. Included from bunq Core.
Metal Credit Card
Stainless steel, with priority 24/7 support. Available on bunq Pro and bunq Elite.
Choose how you carry your Credit Card
Works wherever Mastercard is accepted, online and in stores.
Digital Credit Card
Ready to use the moment you sign up. Available on all plans.
Physical Credit Card
For the hotel desk, the rental counter, and anywhere you tap or insert. Included from bunq Core.
Metal Credit Card
Stainless steel, with priority 24/7 support. Available on bunq Pro and bunq Elite.
Choose how you carry your Credit Card
Works wherever Mastercard is accepted, online and in stores.
Digital Credit Card
Ready to use the moment you sign up. Available on all plans.
Physical Credit Card
For the hotel desk, the rental counter, and anywhere you tap or insert. Included from bunq Core.
Metal Credit Card
Stainless steel, with priority 24/7 support. Available on bunq Pro and bunq Elite.
Every plan comes with a Credit Card
Start with a free Digital Credit Card. Upgrade for a Physical Credit Card, a Metal Card, and extras for travel.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades**
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading**
Every plan comes with a Credit Card
Start with a free Digital Credit Card. Upgrade for a Physical Credit Card, a Metal Card, and extras for travel.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades**
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading**
Every plan comes with a Credit Card
Start with a free Digital Credit Card. Upgrade for a Physical Credit Card, a Metal Card, and extras for travel.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades**
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading**
Your Credit Card questions, answered
Yes, you get a Digital Credit Card the moment you sign up, ready to use with Apple Pay and Google Pay.
Your Credit Card questions, answered
Yes, you get a Digital Credit Card the moment you sign up, ready to use with Apple Pay and Google Pay.
Your Credit Card questions, answered
Yes, you get a Digital Credit Card the moment you sign up, ready to use with Apple Pay and Google Pay.
Your Credit Card, with or without credit
Choose the setting that suits you and change it in the app.
Your Credit Card, with or without credit
Choose the setting that suits you and change it in the app.
Your Credit Card, with or without credit
Choose the setting that suits you and change it in the app.
Disclaimer
**A transaction fee of 0.99% will be charged per order. On bunq Pro it's 20% less (0.79% per order) and on bunq Elite 50% less (0.49% per order). Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.
Disclaimer
**A transaction fee of 0.99% will be charged per order. On bunq Pro it's 20% less (0.79% per order) and on bunq Elite 50% less (0.49% per order). Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.
Disclaimer
**A transaction fee of 0.99% will be charged per order. On bunq Pro it's 20% less (0.79% per order) and on bunq Elite 50% less (0.49% per order). Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.