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bunq vs ING
Compare bunq and ING for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, and 100% digital banking with 24/7 SOS support.
bunq vs ING
Compare bunq and ING for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, and 100% digital banking with 24/7 SOS support.
bunq vs ING
Compare bunq and ING for everyday banking. Get up to 25 IBANs (Pro/Elite), savings up to 3.11%, and 100% digital banking with 24/7 SOS support.
Compare personal banking features
Compare bunq and ING for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | ING | |
|---|---|---|
| Personal Plans | 4 Plans | 4 payment packages |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN per account |
| Bank Accounts | Up to 25 (Pro/Elite) | 1 current account |
| Physical Cards | Physical debit card included with paid plans | Free Debit Card |
| Digital Cards | Digital cards you create in the app | Digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* annual variable interest rate | Up to 1.25% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate (12-month term) | Up to 2.20% (5-year term) |
Compare personal banking features
Compare bunq and ING for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | ING | |
|---|---|---|
| Personal Plans | 4 Plans | 4 payment packages |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN per account |
| Bank Accounts | Up to 25 (Pro/Elite) | 1 current account |
| Physical Cards | Physical debit card included with paid plans | Free Debit Card |
| Digital Cards | Digital cards you create in the app | Digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* annual variable interest rate | Up to 1.25% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate (12-month term) | Up to 2.20% (5-year term) |
Compare personal banking features
Compare bunq and ING for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | ING | |
|---|---|---|
| Personal Plans | 4 Plans | 4 payment packages |
| Fully Digital Bank | ||
| Multiple IBANs | Up to 25 (Pro/Elite) | 1 IBAN per account |
| Bank Accounts | Up to 25 (Pro/Elite) | 1 current account |
| Physical Cards | Physical debit card included with paid plans | Free Debit Card |
| Digital Cards | Digital cards you create in the app | Digital debit card |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* annual variable interest rate | Up to 1.25% annual interest rate |
| Term Deposits | Up to 2.11% annual interest rate (12-month term) | Up to 2.20% (5-year term) |
Disclaimer
Comparison based on publicly available information as of April 2026. ING features and pricing refer to the Netherlands market. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of April 2026. ING features and pricing refer to the Netherlands market. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Disclaimer
Comparison based on publicly available information as of April 2026. ING features and pricing refer to the Netherlands market. Features and pricing may change. Please check respective websites for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).
3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you do not need to worry about updating your details across all your subscriptions and services.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
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