Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
High-interest Savings Account, organized
Limited offer: Win up to €10,000 before October 31st.** Simply top up your savings for a chance to double your deposit, while earning up to 3.01%* annual interest, paid weekly.
High-interest Savings Account, organized
Limited offer: Win up to €10,000 before October 31st.** Simply top up your savings for a chance to double your deposit, while earning up to 3.01%* annual interest, paid weekly.
High-interest Savings Account, organized
Limited offer: Win up to €10,000 before October 31st.** Simply top up your savings for a chance to double your deposit, while earning up to 3.01%* annual interest, paid weekly.
100K Insured
Your money is protected by the Dutch Deposit Guarantee Scheme.
22M+ Users
Millions across Europe trust bunq for their everyday banking.
24/7 Online Support
Get help instantly in your language, day or night.
100K Insured
Your money is protected by the Dutch Deposit Guarantee Scheme.
22M+ Users
Millions across Europe trust bunq for their everyday banking.
24/7 Online Support
Get help instantly in your language, day or night.
100K Insured
Your money is protected by the Dutch Deposit Guarantee Scheme.
22M+ Users
Millions across Europe trust bunq for their everyday banking.
24/7 Online Support
Get help instantly in your language, day or night.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.01% annual interest, paid weekly.
* Available for the Netherlands, Germany, France, Ireland, and Spain.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.01% annual interest, paid weekly.
* Available for the Netherlands, Germany, France, Ireland, and Spain.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000, every day between September 25 and October 31, 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.01% annual interest, paid weekly.
* Available for the Netherlands, Germany, France, Ireland, and Spain.
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.51% annual interest on USD and GBP, and up to 30.01% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance can rise or fall relative to your home currency. As a result, you may receive back less in your home currency than you originally deposited. Your deposits are protected by Dutch Deposit Guarantee Scheme. Learn More.
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.51% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance can rise or fall relative to your home currency. As a result, you may receive back less in your home currency than you originally deposited. Your deposits are protected by Dutch Deposit Guarantee Scheme. Learn More.
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.51% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Exchange rates, interest rates, and inflation can change at any time. When you hold money in a foreign-currency e-money account, the value of your balance can rise or fall relative to your home currency. As a result, you may receive back less in your home currency than you originally deposited. Your deposits are protected by Dutch Deposit Guarantee Scheme. Learn More.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01%* annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01%* annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01%* annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Disclaimer
* 3.01% is the bonus gross annual rate. You earn it on all your savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, savings up to your threshold earn the base rate of 1.51% and savings above it earn the 3.01% bonus rate. Both rates are variable and can change. Find more information here.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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Keep exploring practical ways to get more from your money with bunq.
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Keep exploring practical ways to get more from your money with bunq.
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Keep exploring practical ways to get more from your money with bunq.