Your rate depends on the term you choose. We show gross annual interest rates for each term length in the app so you can compare options.
Open Term Deposits in the app for today’s rates.
Track savings, stocks, and Crypto in bunq
Get a unified, real-time view of your savings, stocks, and crypto. See exactly what you own, understand your progress, and let your wealth grow without the manual hassle.
Track savings, stocks, and Crypto in bunq
Get a unified, real-time view of your savings, stocks, and crypto. See exactly what you own, understand your progress, and let your wealth grow without the manual hassle.
Track savings, stocks, and Crypto in bunq
Get a unified, real-time view of your savings, stocks, and crypto. See exactly what you own, understand your progress, and let your wealth grow without the manual hassle.
One app for your entire financial life
Your total wealth, updated every second: spending, savings, and investments. See your progress instantly—no spreadsheets.
High-interest savings
Earn up to 3.01%* annual interest with weekly payouts. Secure, simple, and designed to grow your money.
High-interest savings
Discover and invest in stocks directly from your bunq app¹. Clear insights and easy tools help you build your portfolio with confidence.
Crypto made simple and secure
Buy and hold your favourite crypto² in the same place you bank. No extra apps, no hassle—just secure investing.
One app for your entire financial life
Your total wealth, updated every second: spending, savings, and investments. See your progress instantly—no spreadsheets.
High-interest savings
Earn up to 3.01%* annual interest with weekly payouts. Secure, simple, and designed to grow your money.
High-interest savings
Discover and invest in stocks directly from your bunq app¹. Clear insights and easy tools help you build your portfolio with confidence.
Crypto made simple and secure
Buy and hold your favourite crypto² in the same place you bank. No extra apps, no hassle—just secure investing.
One app for your entire financial life
Your total wealth, updated every second: spending, savings, and investments. See your progress instantly—no spreadsheets.
High-interest savings
Earn up to 3.01%* annual interest with weekly payouts. Secure, simple, and designed to grow your money.
High-interest savings
Discover and invest in stocks directly from your bunq app¹. Clear insights and easy tools help you build your portfolio with confidence.
Crypto made simple and secure
Buy and hold your favourite crypto² in the same place you bank. No extra apps, no hassle—just secure investing.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings³. Set your money aside and enjoy a guaranteed rate for the term you choose.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings³. Set your money aside and enjoy a guaranteed rate for the term you choose.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings³. Set your money aside and enjoy a guaranteed rate for the term you choose.
Grow your wealth
Watch your money grow without effort. Build your budget, automate your saving and investing, and keep track of your net wealth in one place.
Grow your wealth
Watch your money grow without effort. Build your budget, automate your saving and investing, and keep track of your net wealth in one place.
Grow your wealth
Watch your money grow without effort. Build your budget, automate your saving and investing, and keep track of your net wealth in one place.
Keep spending and investing organised
Split money into Bank Accounts by category. Income Organizer sorts your salary while you track savings and investments in one view.
Keep spending and investing organised
Split money into Bank Accounts by category. Income Organizer sorts your salary while you track savings and investments in one view.
Keep spending and investing organised
Split money into Bank Accounts by category. Income Organizer sorts your salary while you track savings and investments in one view.
Bank and invest with strong security
Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme, with biometric login, Two-Factor Authentication, and Instant Notifications for any important update.
Bank and invest with strong security
Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme, with biometric login, Two-Factor Authentication, and Instant Notifications for any important update.
Bank and invest with strong security
Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme, with biometric login, Two-Factor Authentication, and Instant Notifications for any important update.
Disclaimer
¹Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.
²Not investment advice. Crypto trading involves risk of loss. Crypto trading provided by Payward Europe Solutions Limited t/a Kraken, authorized by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing and is provided by Payward Commercial Ltd t/a Kraken.
³When you place funds in a EUR term deposit, your money is locked for the full duration of the selected term. Only the full amount may be withdrawn—partial withdrawals aren’t possible. If you withdraw your funds before the end of the term, an early-withdrawal fee will apply. The early-withdrawal fee is 1% of the amount withdrawn for each remaining year of the term (partial year count as full), with the remaining period rounded up to the next full year. As a result, withdrawing early may reduce the amount you receive back.
Disclaimer
¹Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.
²Not investment advice. Crypto trading involves risk of loss. Crypto trading provided by Payward Europe Solutions Limited t/a Kraken, authorized by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing and is provided by Payward Commercial Ltd t/a Kraken.
³When you place funds in a EUR term deposit, your money is locked for the full duration of the selected term. Only the full amount may be withdrawn—partial withdrawals aren’t possible. If you withdraw your funds before the end of the term, an early-withdrawal fee will apply. The early-withdrawal fee is 1% of the amount withdrawn for each remaining year of the term (partial year count as full), with the remaining period rounded up to the next full year. As a result, withdrawing early may reduce the amount you receive back.
Disclaimer
¹Not investment advice. Stocks trading involves risk of loss. Powered by Ginmon.
²Not investment advice. Crypto trading involves risk of loss. Crypto trading provided by Payward Europe Solutions Limited t/a Kraken, authorized by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing and is provided by Payward Commercial Ltd t/a Kraken.
³When you place funds in a EUR term deposit, your money is locked for the full duration of the selected term. Only the full amount may be withdrawn—partial withdrawals aren’t possible. If you withdraw your funds before the end of the term, an early-withdrawal fee will apply. The early-withdrawal fee is 1% of the amount withdrawn for each remaining year of the term (partial year count as full), with the remaining period rounded up to the next full year. As a result, withdrawing early may reduce the amount you receive back.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Investment questions answered
Stocks, Crypto, Term Deposits, safety, and fees.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Crypto values can go up or down, like any investment. We show clear info before every trade so you can decide what’s right for you. bunq doesn’t provide financial advice, and trades are handled by our licensed partner, Kraken.
Some French, Italian, and Spanish stocks are subject to a Financial Transaction Tax (FTT), shown in the app before you confirm a purchase and added to the trade cost. You’ll also get a tax statement for capital gains to declare yourself. bunq doesn’t file taxes on your behalf.
Trades and fees are taken from the Bank Account you select when you buy or sell. In the Stocks tab, open a trade, tap Buy, and choose which Bank Account to use before you confirm.
You can invest in a variety of carefully selected financial products through bunq’s Stocks tab, including individual stocks and Exchange-Traded Funds (ETFs).
Investment questions answered
Stocks, Crypto, Term Deposits, safety, and fees.
Your rate depends on the term you choose. We show gross annual interest rates for each term length in the app so you can compare options.
Open Term Deposits in the app for today’s rates.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Crypto values can go up or down, like any investment. We show clear info before every trade so you can decide what’s right for you. bunq doesn’t provide financial advice, and trades are handled by our licensed partner, Kraken.
Some French, Italian, and Spanish stocks are subject to a Financial Transaction Tax (FTT), shown in the app before you confirm a purchase and added to the trade cost. You’ll also get a tax statement for capital gains to declare yourself. bunq doesn’t file taxes on your behalf.
Trades and fees are taken from the Bank Account you select when you buy or sell. In the Stocks tab, open a trade, tap Buy, and choose which Bank Account to use before you confirm.
You can invest in a variety of carefully selected financial products through bunq’s Stocks tab, including individual stocks and Exchange-Traded Funds (ETFs).
Investment questions answered
Stocks, Crypto, Term Deposits, safety, and fees.
Your rate depends on the term you choose. We show gross annual interest rates for each term length in the app so you can compare options.
Open Term Deposits in the app for today’s rates.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Crypto values can go up or down, like any investment. We show clear info before every trade so you can decide what’s right for you. bunq doesn’t provide financial advice, and trades are handled by our licensed partner, Kraken.
Some French, Italian, and Spanish stocks are subject to a Financial Transaction Tax (FTT), shown in the app before you confirm a purchase and added to the trade cost. You’ll also get a tax statement for capital gains to declare yourself. bunq doesn’t file taxes on your behalf.
Trades and fees are taken from the Bank Account you select when you buy or sell. In the Stocks tab, open a trade, tap Buy, and choose which Bank Account to use before you confirm.
You can invest in a variety of carefully selected financial products through bunq’s Stocks tab, including individual stocks and Exchange-Traded Funds (ETFs).
Open your Personal Account today
Start saving and investing from one app.
Open your Personal Account today
Start saving and investing from one app.
Open your Personal Account today
Start saving and investing from one app.
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