Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
High-interest Savings Account, organised
Earn up to 3.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
High-interest Savings Account, organised
Earn up to 3.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
High-interest Savings Account, organised
Earn up to 3.01% annual interest, round up purchases, and route incoming money to the right Savings Account—so saving stays simple.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save without remembering to
Good intentions fade after a long day. Auto Round Up sends spare change to your Savings Account on every purchase—and up to 3.01%* interest pays out weekly.
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Save in Foreign Currency Savings Accounts
Earn high interest across 8 global currencies with bunq. Get up to 3.01% annual interest on USD and GBP, and up to 27% annual interest on selected global currencies like TRY, PLN, and ZAR—all paid out weekly¹. Rates can change—check the app for the latest.
*
Foreign Currency Savings Accounts are not eligible for protection under the Deposit Guarantee Scheme (DGS) and are subject to value fluctuations. Learn more
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Lock in a guaranteed interest rate
Earn up to 2.11% annual interest on your savings. Set your money aside and enjoy a guaranteed rate for the term you choose.
*
The interest rate is fixed for the term you select. Available rates and terms may change before you open a Term Deposit. See the Term Deposits page for current details.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Save the change
Auto Round Up adds your spare change to your Savings Account every time you pay. Spend €2.20 on coffee? €0.80 goes straight into your Savings Account, helping you grow your money effortlessly with compound interest.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Sort incoming payments
Automatically sort incoming payments into the right Savings Accounts. Set up custom rules to split your money and send it exactly where you need it so you can grow your savings with ease.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Joint Savings Account
Open a Joint Savings Account in seconds and save together effortlessly. Enjoy all the benefits of a regular Savings Account—including up to 3.01% annual interest—while sharing legal ownership. Ideal for partners, friends, or families.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Watch your savings grow
Stay on track with your savings. See how much you could earn with the Savings Calculator right in the Savings Tab.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
Up to 3 free withdrawals a month
You can withdraw any amount, up to 2 times each month, completely free. Save with bunq for a year and you’ll unlock 3 free monthly withdrawals, giving you even more freedom when you need it.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
*You can withdraw money from your Savings Accounts for free up to two times per calendar month (no limit on amount). After saving with bunq for one full year from your first deposit, you automatically receive a third free withdrawal each month. Internal transfers between your own Savings Accounts don't count toward this limit; transfers to regular Bank Accounts, automated payments, and withdrawals from Joint Savings Accounts do.
Your free withdrawal limit resets on the 1st of each month at 01:00 CET.
If you exceed your free withdrawals, you can still withdraw for a fee: your first paid withdrawal requires repaying your last four Paydays; each additional withdrawal requires repaying all Paydays earned since your previous withdrawal (or your most recent Payday if none were earned).
You may close your Savings Account at any time after withdrawing all funds.
If you've used your free withdrawals for the month, you can wait for the reset or make a paid withdrawal.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Adding money is easy
Add funds with bank transfers, local payment methods like iDEAL and Instant Bank Transfer, or use Apple Pay, Google Pay, and credit cards.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
Joint Savings Accounts earn MassInterest together. Go to Savings → Add an Extra Savings Account → Joint Savings Account, invite co-owners, personalize the account, and tap Create.
Your deposits are protected by the Dutch Deposit Guarantee Scheme (DGS), which covers eligible deposits up to €100,000 per depositor. See the article below for how bunq keeps your money safe.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. You can withdraw whenever you like, but Personal Savings Accounts share a limit of two free withdrawals per calendar month (three after your first year with bunq). Counters reset on the 1st at 01:00 CET.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
Foreign Currency Savings balances can fluctuate with exchange rates. Savings Accounts are covered by the Dutch Deposit Guarantee Scheme (DGS) up to €100,000 where the rules apply.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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Learn how ECB rate changes affect your savings and see how bunq’s high-interest accounts work for you.
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