Earn up to 2.11%* a year with a fixed term deposit
Pick 3, 6, 12, or 24 months and lock in a fixed gross annual rate that won't change until your term ends. Open to anyone aged 18+ with a verified bunq Personal account, on any plan.
*Fixed gross annual rate for a 12-month term. 3 months: 1.76%, 6 months: 1.86%, 24 months: 1.91%. Withdrawing early costs 1% per remaining year and you won't earn interest, so you'll get back less than you put in.
Terms and Conditions apply.
Earn up to 2.11%* a year with a fixed term deposit
Pick 3, 6, 12, or 24 months and lock in a fixed gross annual rate that won't change until your term ends. Open to anyone aged 18+ with a verified bunq Personal account, on any plan.
*Fixed gross annual rate for a 12-month term. 3 months: 1.76%, 6 months: 1.86%, 24 months: 1.91%. Withdrawing early costs 1% per remaining year and you won't earn interest, so you'll get back less than you put in.
Terms and Conditions apply.
Earn up to 2.11%* a year with a fixed term deposit
Pick 3, 6, 12, or 24 months and lock in a fixed gross annual rate that won't change until your term ends. Open to anyone aged 18+ with a verified bunq Personal account, on any plan.
*Fixed gross annual rate for a 12-month term. 3 months: 1.76%, 6 months: 1.86%, 24 months: 1.91%. Withdrawing early costs 1% per remaining year and you won't earn interest, so you'll get back less than you put in.
Terms and Conditions apply.
What is a fixed term deposit?
A term deposit is a type of savings account where you lock your money for a set term in exchange for a fixed interest rate.
Choose your amount and term
Deposit from €1,000 up to €100,000 for 3, 6, 12, or 24 months.
Know what you’ll earn from day one
Your rate is fixed the day you open it, so you know what you'll earn if you keep it for the full term.
Get paid out automatically
When your term ends, your deposit and interest go straight to your Bank Account.
What is a fixed term deposit?
A term deposit is a type of savings account where you lock your money for a set term in exchange for a fixed interest rate.
Choose your amount and term
Deposit from €1,000 up to €100,000 for 3, 6, 12, or 24 months.
Know what you’ll earn from day one
Your rate is fixed the day you open it, so you know what you'll earn if you keep it for the full term.
Get paid out automatically
When your term ends, your deposit and interest go straight to your Bank Account.
What is a fixed term deposit?
A term deposit is a type of savings account where you lock your money for a set term in exchange for a fixed interest rate.
Choose your amount and term
Deposit from €1,000 up to €100,000 for 3, 6, 12, or 24 months.
Know what you’ll earn from day one
Your rate is fixed the day you open it, so you know what you'll earn if you keep it for the full term.
Get paid out automatically
When your term ends, your deposit and interest go straight to your Bank Account.
bunq Term Deposit rates
Term
Gross annual interest rate
3 months
1.76%
6 months
1.86%
12 months
2.11%
24 months
1.91%
Disclaimer
Your money stays in for the full term. You can withdraw the full amount early, but not part of it. Withdrawing early costs 1% of the amount for each remaining year of the term (a partial year counts as a full year), and you won't earn interest, so you'll get back less than you put in. Cancel your Term Deposit within 14 days of opening and it's free.
bunq Term Deposit rates
Term
Gross annual interest rate
3 months
1.76%
6 months
1.86%
12 months
2.11%
24 months
1.91%
Disclaimer
Your money stays in for the full term. You can withdraw the full amount early, but not part of it. Withdrawing early costs 1% of the amount for each remaining year of the term (a partial year counts as a full year), and you won't earn interest, so you'll get back less than you put in. Cancel your Term Deposit within 14 days of opening and it's free.
bunq Term Deposit rates
Term
Gross annual interest rate
3 months
1.76%
6 months
1.86%
12 months
2.11%
24 months
1.91%
Disclaimer
Your money stays in for the full term. You can withdraw the full amount early, but not part of it. Withdrawing early costs 1% of the amount for each remaining year of the term (a partial year counts as a full year), and you won't earn interest, so you'll get back less than you put in. Cancel your Term Deposit within 14 days of opening and it's free.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
Need your money early?
Cancel your Term Deposit within 14 days of opening and it's free. After that, you pay 1% of your deposit for each remaining year (rounded up), and you won't earn interest, so you'll get back less than you put in. Leave it until your term ends, and you get your full deposit plus interest.
Need your money early?
Cancel your Term Deposit within 14 days of opening and it's free. After that, you pay 1% of your deposit for each remaining year (rounded up), and you won't earn interest, so you'll get back less than you put in. Leave it until your term ends, and you get your full deposit plus interest.
Need your money early?
Cancel your Term Deposit within 14 days of opening and it's free. After that, you pay 1% of your deposit for each remaining year (rounded up), and you won't earn interest, so you'll get back less than you put in. Leave it until your term ends, and you get your full deposit plus interest.
Open a Term Deposit in 3 steps
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Lock in your rate
In the Savings tab, tap Add an Extra Savings Account, select Term Deposit, and choose your amount and term.
Open a Term Deposit in 3 steps
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Lock in your rate
In the Savings tab, tap Add an Extra Savings Account, select Term Deposit, and choose your amount and term.
Open a Term Deposit in 3 steps
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Lock in your rate
In the Savings tab, tap Add an Extra Savings Account, select Term Deposit, and choose your amount and term.
Open a Term Deposit on any plan
Lock in up to 2.11%* a year on any plan.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insurance worldwide (conditions and exclusions apply) · 8 GB of global eSIM data a year · Priority 24/7 support
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · 3 Physical Cards included
bunq Core
€3.99
per month
The bank account for everyday use.
Pay wherever Mastercard is accepted · Spend abroad at the Mastercard rate + 0.5%, with no limit
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
Open a Term Deposit on any plan
Lock in up to 2.11%* a year on any plan.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insurance worldwide (conditions and exclusions apply) · 8 GB of global eSIM data a year · Priority 24/7 support
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · 3 Physical Cards included
bunq Core
€3.99
per month
The bank account for everyday use.
Pay wherever Mastercard is accepted · Spend abroad at the Mastercard rate + 0.5%, with no limit
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
Open a Term Deposit on any plan
Lock in up to 2.11%* a year on any plan.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insurance worldwide (conditions and exclusions apply) · 8 GB of global eSIM data a year · Priority 24/7 support
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · 3 Physical Cards included
bunq Core
€3.99
per month
The bank account for everyday use.
Pay wherever Mastercard is accepted · Spend abroad at the Mastercard rate + 0.5%, with no limit
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
Term deposit questions
Quick answers before you open your Term Deposit
Is my money protected?
+
Term deposit questions
Quick answers before you open your Term Deposit
Is my money protected?
+
Term deposit questions
Quick answers before you open your Term Deposit
Is my money protected?
+
Lock in your rate today
Choose a term from 3 to 24 months and know what you’ll earn if you keep it to the end.
Lock in your rate today
Choose a term from 3 to 24 months and know what you’ll earn if you keep it to the end.
Lock in your rate today
Choose a term from 3 to 24 months and know what you’ll earn if you keep it to the end.