Secure Banking
Keep your money safe with bunq. Experience financial security with our state-of-the-art security features—ensuring a safe and carefree banking experience every step of the way.
Discover features that make bunq secure
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Biometric ID
Lock down your bunq account with Face ID or Fingerprint ID.
Two-Factor Authentication
Confirm your transactions in the app.
Rotating CVC
Personalize your CVC settings with ease.
Instant Notifications
Receive real-time updates when your money moves.
24/7 Support
Help in your language, whenever you need it.
Deposit Protection
Thanks to our European banking license from the Dutch National Bank (DNB), all deposits from verified users are automatically insured up to €100.000 by the Dutch Deposit Guarantee Scheme (DGS). No matter what happens, your money remains secure and accessible.
Biometric ID
Secure your bunq account with Face ID or Fingerprint ID. Enable it for an extra layer of financial security, ensuring only you can access your account and approve payments.
Two-Factor Authentication
We’ll always verify payments to keep your money safe. Anytime your details are used online, you’ll receive an instant notification, ensuring you stay in control of your financial security.
Rotating CVC
Stay in control of your financial security with rotating CVC codes. Unlike static CVCs that can be vulnerable to phishing, skimming, and data breaches, they offer a safer way to protect your money. Choose to manually create a CVC that never expires or let it update automatically for added peace of mind.

Instant Notifications
Stay on top of your finances with Instant Notifications. Get notified the moment a payment comes in or goes out, keeping your money safe and secure.
24/7 Support
Get 24/7 support whenever you need it. Contact us via secure in-app chat, email, or our SOS phone line for urgent issues like card blocking or account access. No matter where you're from, we speak your language.
Localized Card Protection
Keep your card safe with location-based protection. It only works where you are, giving you extra security and peace of mind.
Trusted by millions of users

Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
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bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
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The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
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