Apple Pay

Paying in stores, apps and on the web has never been easier. Add your cards to your digital wallet, and start making quick and secure payments directly from your iPhone or Apple Watch. The best part is you don't even have to wait for your card to arrive. As soon as you've ordered your card you can set up Apple Pay in just a few taps.

Get a Credit Card

Every bunq user gets a Credit Card. That means no interest fees or annual charges! Create it instantly in the bunq app, top it up and add it to your Google Pay right away. You can start making mobile payments today!

Instant Notifications for Apple Pay

bunq instantly notifies you with key insights about your spending. Notifications will show you at a glance how much you've earned in Cashback and bunq Points, how much you've saved thanks to ZeroFX, and which account was used with Auto Select.

Trusted by millions of users

Insured up to €100.000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Choose your plan

Try it free for 30 days, no strings attached.

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that travels with you.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.