Get paid globally, stress-free
As a bunq user, sign up with Ruul and get a lifetime flat fee of just 3% on all transactions.

Get paid globally, stress-free
As a bunq user, sign up with Ruul and get a lifetime flat fee of just 3% on all transactions.

Get paid globally, stress-free
As a bunq user, sign up with Ruul and get a lifetime flat fee of just 3% on all transactions.

Why Ruul & bunq?
With Ruul as your Merchant of Record, you don't need to worry about invoicing, tax compliance, or payment collection. Ruul takes care of it all, and you receive your earnings directly into your bunq account, allowing you to sell without boundaries, accept multiple payment methods, and stay effortlessly compliant.
Why Ruul & bunq?
With Ruul as your Merchant of Record, you don't need to worry about invoicing, tax compliance, or payment collection. Ruul takes care of it all, and you receive your earnings directly into your bunq account, allowing you to sell without boundaries, accept multiple payment methods, and stay effortlessly compliant.
Why Ruul & bunq?
With Ruul as your Merchant of Record, you don't need to worry about invoicing, tax compliance, or payment collection. Ruul takes care of it all, and you receive your earnings directly into your bunq account, allowing you to sell without boundaries, accept multiple payment methods, and stay effortlessly compliant.
How Ruul & bunq empower freelancers
No need to set up complex payment workflows—Ruul resells your services and collects payments on your behalf. With a global bank network, Ruul ensures faster, more trustworthy transactions for your clients, while automatically taking care of VAT, GST, and other tax obligations.
How Ruul & bunq empower freelancers
No need to set up complex payment workflows—Ruul resells your services and collects payments on your behalf. With a global bank network, Ruul ensures faster, more trustworthy transactions for your clients, while automatically taking care of VAT, GST, and other tax obligations.
How Ruul & bunq empower freelancers
No need to set up complex payment workflows—Ruul resells your services and collects payments on your behalf. With a global bank network, Ruul ensures faster, more trustworthy transactions for your clients, while automatically taking care of VAT, GST, and other tax obligations.
How it works
Click the link below to create an account. Sign up for Ruul and link your bunq account during setup. Once linked, the lifetime 3% flat fee will be applied to your account. Ruul then resells your services, collects payments, and handles tax compliance, ensuring your earnings are seamlessly paid out to your bunq account so you can focus on growing your business.
How it works
Click the link below to create an account. Sign up for Ruul and link your bunq account during setup. Once linked, the lifetime 3% flat fee will be applied to your account. Ruul then resells your services, collects payments, and handles tax compliance, ensuring your earnings are seamlessly paid out to your bunq account so you can focus on growing your business.
How it works
Click the link below to create an account. Sign up for Ruul and link your bunq account during setup. Once linked, the lifetime 3% flat fee will be applied to your account. Ruul then resells your services, collects payments, and handles tax compliance, ensuring your earnings are seamlessly paid out to your bunq account so you can focus on growing your business.

Exclusive 3% flat fee for bunq users
Ruul is free to sign up with no monthly fees - you only pay a commission per transaction. As a bunq user, sign up through the link below to get a lifetime flat fee of just 3% on all transactions.

Exclusive 3% flat fee for bunq users
Ruul is free to sign up with no monthly fees - you only pay a commission per transaction. As a bunq user, sign up through the link below to get a lifetime flat fee of just 3% on all transactions.

Exclusive 3% flat fee for bunq users
Ruul is free to sign up with no monthly fees - you only pay a commission per transaction. As a bunq user, sign up through the link below to get a lifetime flat fee of just 3% on all transactions.
What pubs are participating?
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Find your perfect fit
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Open your Bank Account in 5 minutes
Get started now, with just your phone and ID.














