Make your money work for you

Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Hand holding a smartphone with the bunq logo on a rainbow-striped background, against a colorful split-screen of blue and bunq brand colors.

Make your money work for you

Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Hand holding a smartphone with the bunq logo on a rainbow-striped background, against a colorful split-screen of blue and bunq brand colors.

Make your money work for you

Save, invest, and explore crypto with ease. Smart tools to manage your money securely and all in one app.

Hand holding a smartphone with the bunq logo on a rainbow-striped background, against a colorful split-screen of blue and bunq brand colors.

Grow your savings automatically

Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.

The easiest way to invest in stocks

Buy and sell stocks commission-free for the first 3 months.

Crypto in your banking app

Built for beginners, backed by your bank.

Grow your savings automatically

Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.

The easiest way to invest in stocks

Buy and sell stocks commission-free for the first 3 months.

Crypto in your banking app

Built for beginners, backed by your bank.

Grow your savings automatically

Earn up to 2.01% on EUR and 3.01% on USD/GBP—paid out weekly.

The easiest way to invest in stocks

Buy and sell stocks commission-free for the first 3 months.

Crypto in your banking app

Built for beginners, backed by your bank.

Dropdown menu showing foreign currencies—British Pound, Euro, US Dollar—alongside interest rates and a paper plane, representing foreign currency selection for savings.

Earn up to 3.01% interest weekly

Grow your savings automatically with some of the highest interest rates around—paid out every week. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.

Dropdown menu showing foreign currencies—British Pound, Euro, US Dollar—alongside interest rates and a paper plane, representing foreign currency selection for savings.

Earn up to 3.01% interest weekly

Grow your savings automatically with some of the highest interest rates around—paid out every week. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.

Dropdown menu showing foreign currencies—British Pound, Euro, US Dollar—alongside interest rates and a paper plane, representing foreign currency selection for savings.

Earn up to 3.01% interest weekly

Grow your savings automatically with some of the highest interest rates around—paid out every week. Earn 2.01% on EUR or 3.01% on USD/GBP without lock-ins. Just add money and watch it grow.

Pink piggy bank collecting coins under a toggle labeled “AutoSave,” symbolizing automatic savings feature.

Save the change

Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.

Pink piggy bank collecting coins under a toggle labeled “AutoSave,” symbolizing automatic savings feature.

Save the change

Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.

Pink piggy bank collecting coins under a toggle labeled “AutoSave,” symbolizing automatic savings feature.

Save the change

Every time you make a payment, AutoSave rounds it up and invests the difference. Spend €2.20 on coffee? €0.80 goes straight to your Savings or Stocks Account—helping you build wealth effortlessly, one payment at a time.

Line graph connecting Apple, Nvidia, Tesla, and a green “Shares” icon, representing investment in individual stocks.

Start investing in seconds

Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth.

Line graph connecting Apple, Nvidia, Tesla, and a green “Shares” icon, representing investment in individual stocks.

Start investing in seconds

Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth.

Line graph connecting Apple, Nvidia, Tesla, and a green “Shares” icon, representing investment in individual stocks.

Start investing in seconds

Whether you're interested in individual stocks or diversifying with ETFs, our selection of stocks and ETFs are tailored to your personal preferences. A few taps in the app is all you need to start growing your wealth.

A hand holding a phone with a rainbow bunq card, overlaid with a green stock growth line, symbolizing investment performance tracking via mobile.

No trading fees for the first 3 months

Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.

A hand holding a phone with a rainbow bunq card, overlaid with a green stock growth line, symbolizing investment performance tracking via mobile.

No trading fees for the first 3 months

Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.

A hand holding a phone with a rainbow bunq card, overlaid with a green stock growth line, symbolizing investment performance tracking via mobile.

No trading fees for the first 3 months

Trade on Stocks with no monthly fees for the first 3 months. After that, it's just a 0.99% fee per trade. Pro users get a 20% discount, while Elite users enjoy a 50% discount on trading fees.

Golden crypto coins flying above a circuit board with multicolor digital lines, representing cryptocurrency transactions or blockchain tech.

Easily buy and sell crypto

Buy and sell top cryptocurrencies directly in your bunq app. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.

Golden crypto coins flying above a circuit board with multicolor digital lines, representing cryptocurrency transactions or blockchain tech.

Easily buy and sell crypto

Buy and sell top cryptocurrencies directly in your bunq app. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.

Golden crypto coins flying above a circuit board with multicolor digital lines, representing cryptocurrency transactions or blockchain tech.

Easily buy and sell crypto

Buy and sell top cryptocurrencies directly in your bunq app. It’s beginner-friendly, fully integrated, and powered by Kraken’s Custody service for secure storage and peace of mind.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Join over 20 million users on the bunq platform

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

bunq Free

Free

The essentials to get you started.

bunq Core

€3.99/month

The bank account for everyday use.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Frequently Asked Questions

What is bunq?

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.

What’s the best online bank?

bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.

Is bunq an independent bank?

bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.

What do I need to open a bunq account?

To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.