Easily Manage your Employee Expenses

Take control of your team's expenses in real-time. Set custom spending limits, let employees scan receipts directly into the app, and seamlessly sync with your accounting software—saving you time and money.

Take control of business expenses—your way

Get started in 5 minutes

Issue company debit or credit cards instantly from day one

Stay on top of spending

Set limits and track expenses in real time—no surprises

Keep full control

Give employees the tools they need without sharing full account access

Get 1% Cashback on every expense

Order physical or digital cards in seconds

Prepaid cards—no credit line, no debt

Get the best exchange rates with unlimited ZeroFX

Let us handle your receipts

With bunq’s AI assistant, Finn, employees can upload multiple receipts in one go, and Finn will instantly match them to the right transactions—saving you time and hassle.

Effortless bookkeeping

Your business expenses sync in real time with your favorite accounting software, so your books are always up to date. No manual uploads, no missed transactions—just smooth, automated bookkeeping.

Accept card payments with just your phone

Let employees take card payments anywhere—no extra hardware needed. Every employee account comes with a built-in card reader using Tap to Pay for iPhone & Google Play.

Give your team the card that works everywhere

Give your team the freedom to pay anywhere, even where credit cards aren’t accepted. With both Debit and Credit Cards, you’re covered everywhere. Stay in control with real-time tracking, custom limits, and effortless management.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Plans that work for your business

Manage employee expenses with ease. Enjoy a 30-day free trial on any new business account.

Easy Bank Pro icon

bunq Pro Business

€13.99/month

The bank account that travels with you. Includes 3 employee cards

Easy Bank Pro XL icon

bunq Elite Business

€23.99/month

The bank account designed for your international business. Includes 10 employee cards with option to buy more

Frequently Asked Questions

How many employee cards can I add?

The bunq Pro Business plan has a limit of 3 employee cards. Meanwhile, the bunq Elite Business plan includes up to 10 cards for free within the plan. Thereafter €9.99 one off (only if they choose a physical card) + €3.49 per month per employee (virtual or physical).

Can employees also spend with physical cards?

Yes! You can request physical employee cards with bunq as well. You will receive your card in the mail within 10 business days. You can also check the estimated delivery date in the app.

Can employee cards be added to digital wallets?

Yes, you can add employee cards to Google/Apple Pay.

Do bunq employee credit cards have a credit line?

bunq employee cards are prepaid and do not have a credit line, so there's no risk of ever falling into debt. It also means that no credit checks are required in order to get this card!

Do I receive Cashback on every employee card expense?

Yes, the 1% Cashback is given on all expenses with employee credit cards.

Are there any monthly card fees?

For bunq Pro Business users, the first 3 employee cards are included for free, and for bunq Elite Business users, the first 10 employee cards are included for free. After these free cards, there is a monthly fee of €3.49 per employee card. Additionally, if a physical card is ordered, there is a one-off fee of €9.99.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.