Why Students Choose bunq in 2025
Banking should fit your lifestyle, not slow it down. With bunq, you get:
No hidden fees: Clear, transparent pricing
Free bunq Pro: Normally €9.99/month, now free for students*
ZeroFX: Pay abroad with no foreign exchange fees
Bank Accounts for budgeting: Separate money for rent, food, fun, and more
Weekly interest payments: Earn up to 2.26%** interest, paid out every week
100% online setup: Open your account without paperwork, even from abroad
App in English (and other languages): Wherever you’re from, the bunq app speaks your language.
Traditional Banks vs bunq: What’s the Difference?
Still using an old-school bank? Here’s how bunq compares—and why students are switching in 2025.
Feature | Traditional Banks | bunq |
Monthly Fees | Hidden, unclear, or charged for “extras” | Clear pricing—bunq Pro is free for students |
Account Setup | Requires in-person appointments and paperwork | Open your account fully online, in 5 minutes |
Mobile Banking | Basic features only, often in local language | App-first experience with full control and multilingual support |
Currency Conversion | Up to 3% fee on foreign payments | ZeroFX — pay in any currency with no extra cost |
Budgeting Tools | Minimal or nonexistent | Multiple Bank Accounts, spending insights, and AutoSave to build better habits |
Savings | Average 1.5% annual interest | Up to 2.26%** interest, paid weekly |
Designed for Students Who Want More
Student life comes with enough challenges. Your bank account shouldn't be one of them. Here's how bunq helps you stay in control of your finances:
Multiple Bank Accounts with unique IBANs
Create dedicated accounts for your rent, groceries, textbooks, and nights out. Each one has its own IBAN, so you can receive payments or make transfers without mixing up your money.Joint Accounts for shared expenses
Split rent, dinners, or utilities with flatmates using a joint account. Both cards are linked, so you never have to remind someone they owe you €7.43 again.AutoSave with round-ups
Turn spare change into savings. bunq automatically rounds up your payments and moves the difference into your savings — perfect for building a buffer without even thinking about it.ZeroFX: Spend abroad without fees
Studying or traveling internationally? Pay with your bunq card and skip the 3% currency conversion fees that traditional banks still charge.Sustainable Banking that gives back
Every time you spend €250 with bunq, we plant a tree. So while you're budgeting, saving, and spending smarter, you're also doing something good for the planet.
5 Easy Ways to Stay on Top of Your Student Budget with bunq
Organize your money into multiple Bank Accounts
Create different accounts for fixed costs like rent or groceries and variable spending like nights out or travel.Set your own Spending Limits
Add limits to your accounts to help you stick to your budget without overthinking it.Use a Joint Account or bunq.me links to split costs
Whether it’s rent, takeaway, or festival tickets, sharing costs is easy with bunq.Track your spending in real time
Get crystal-clear Insights into how much you're spending and where your money goes.Spend globally, save locally
Use your bunq card when you travel and enjoy ZeroFX. Save automatically with weekly interest paid into your account.
bunq is built for students who live online, move fast, and want full control of their money — wherever they are in the world.
With free bunq Pro, powerful budgeting tools, 100% mobile banking, and up to 2.26% interest paid weekly, it’s the smartest way to manage your money as a student in 2025.
No queues. No paperwork. No hidden costs. Just banking that works for you.
