Compare bunq plans
Start for free, or pick a plan from €3.99 a month. Switch anytime in the app.
Compare bunq plans
Start for free, or pick a plan from €3.99 a month. Switch anytime in the app.
Compare bunq plans
Start for free, or pick a plan from €3.99 a month. Switch anytime in the app.
What each plan gets you
Each plan includes 3.11%* interest on your savings, Digital Cards, and multiple Bank Accounts.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
What each plan gets you
Each plan includes 3.11%* interest on your savings, Digital Cards, and multiple Bank Accounts.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
What each plan gets you
Each plan includes 3.11%* interest on your savings, Digital Cards, and multiple Bank Accounts.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Compare every plan, side by side
From your savings rate to spending abroad, see what’s included before you pick.
Free
Core
Pro
Elite
Summary
Sign up in 5 minutes
✓
✓
✓
✓
Interest on your savings
3.11%
3.11%
3.11%
3.11%
Bank Accounts, each with its own IBAN
3
5
25
25
Cards
1 digital
1 physical + 1 digital
3 physical + 25 digital
3 physical + 25 digital
ZeroFX card payments abroad
Up to €1,000 per year
Unlimited
Unlimited
Unlimited
Approve direct debits before they’re paid
✓
✓
✓
✓
Joint Accounts
When invited by a paid plan
✓
✓
✓
Insured up to 100k
✓
✓
✓
✓
1. Savings
2. Sign up & accounts
3. Travel & spending abroad
4. Cards & wallets
5. Pay & get paid
6. Budgeting & control
7. Shared & family
8. Investing
9. Security
10. Support
11. Extras & automation
Compare every plan, side by side
From your savings rate to spending abroad, see what’s included before you pick.
Free
Core
Pro
Elite
Summary
Sign up in 5 minutes
✓
✓
✓
✓
Interest on your savings
3.11%
3.11%
3.11%
3.11%
Bank Accounts, each with its own IBAN
3
5
25
25
Cards
1 digital
1 physical + 1 digital
3 physical + 25 digital
3 physical + 25 digital
ZeroFX card payments abroad
Up to €1,000 per year
Unlimited
Unlimited
Unlimited
Approve direct debits before they’re paid
✓
✓
✓
✓
Joint Accounts
When invited by a paid plan
✓
✓
✓
Insured up to 100k
✓
✓
✓
✓
1. Savings
Interest rate
3.11%
3.11%
3.11%
3.11%
Savings Accounts
✓
✓
✓
✓
International Savings Accounts
✓
✓
✓
✓
Term Deposits
✓
✓
✓
✓
Joint Savings Accounts
When invited by a paid plan
✓
✓
✓
Auto Round Up
✕
✕
✓
✓
2. Sign up & accounts
Sign up from home in 5 minutes
✓
✓
✓
✓
Bank Accounts, each with its own IBAN
3 included
5 included
25 included
25 included
Local IBAN in your country
✓
✓
✓
✓
International Bank Accounts
✕
✕
✓
✓
Switch Service
✓
✓
✓
✓
True Name
✕
✓
✓
✓
bunq Web
✓
✓
✓
✓
In-Store Deposits
✕
€100 free/month
€100 free/month
€100 free/month
3. Travel & spending abroad
ZeroFX
Up to €1,000 per year
Unlimited
Unlimited
Unlimited
Foreign Currencies
✓
✓
✓
✓
Foreign Currency Transfer
Fee depends on currency
Fee depends on currency
5 free/month
10 free/month
Free ATM Withdrawals
✕
✕
6/month
6/month
Extra ATM Withdrawals
€2.99 each
€0.99 for the first 5/month, then €2.99
€0.99 for the first 5/month, then €2.99
€0.99 for the first 5/month, then €2.99
Travel Insurance
✕
✕
✕
✓
eSIM
✓
✓
✓
4 × 2 GB free per year
Travel Tips
✓
✓
✓
✓
4. Cards & wallets
Physical Card
✕
1 included
3 included
3 included
Digital Cards
1 included
1 included
25 included
25 included
Personalized Cards
✕
✓
✓
✓
Metal Card
✕
✕
€99 per card
€99 per card
Apple Pay
✓
✓
✓
✓
Google Pay
✓
✓
✓
✓
Customized Digital Wallet
✓
✓
✓
✓
Loyalty Cards
✕
✓
✓
✓
5. Pay & get paid
Instant Payments
✓
✓
✓
✓
Scheduled Payments
✓
✓
✓
✓
Payment Requests
✓
✓
✓
✓
Scheduled Requests
✓
✓
✓
✓
bunq.me Payment Requests
✓
✓
✓
✓
bunq.to
✓
✓
✓
✓
Split Payments with tricount
✕
✓
✓
✓
Bizum
✓
✓
✓
✓
6. Budgeting & control
Direct Debit Approval (AutoAccept)
✓
✓
✓
✓
Spending Limits
✕
✕
✓
✓
Card Payment Refunds
✓
✓
✓
✓
Easy Budgeting
✕
✕
✓
✓
Organize Your Income
✕
✕
✓
✓
Insights
✓
✓
✓
✓
Net Wealth
✓
✓
✓
✓
Transaction Notes
✕
✕
✓
✓
7. Shared & family
Joint Accounts
When invited by a paid plan
✓
✓
✓
Shared Access
When invited by a paid plan
Unlimited
Unlimited
Unlimited
bunq Pack
✕
✓
✓
✓
Child Account
✕
✓
✓
✓
Pocket Money
✕
✓
✓
✓
8. Investing
Stocks
0.99% per order
0.99% per order
20% off trading fees
50% off trading fees
Crypto
1.99% per trade
0.99% per trade
0.49% per trade
0.25% per trade
Crypto Staking
✓
✓
✓
✓
9. Security
Deposit Protection
✓
✓
✓
✓
Biometric ID
✓
✓
✓
✓
Two-Factor Authentication
✓
✓
✓
✓
Secondary PIN
✕
✓
✓
✓
Rotating CVC
✓
✓
✓
✓
Localized Card Protection
✓
✓
✓
✓
Instant Notifications
✓
✓
✓
✓
10. Support
Instant Support
✓
✓
Priority
Priority
SOS Support Chat
✓
✓
✓
✓
24/7 SOS Hotline
✕
✓
Priority
Priority
11. Extras & automation
Refer a friend
✓
✓
✓
✓
Freedom of Choice
✓
✓
✓
✓
Invoice Scanning
✕
✕
✓
✓
AutoExport
✓
✓
✓
✓
Open API
✕
✕
✓
✓
Zapier
✕
✕
✓
✓
Compare every plan, side by side
From your savings rate to spending abroad, see what’s included before you pick.
Free
Core
Pro
Elite
Summary
Sign up in 5 minutes
✓
✓
✓
✓
Interest on your savings
3.11%
3.11%
3.11%
3.11%
Bank Accounts, each with its own IBAN
3
5
25
25
Cards
1 digital
1 physical + 1 digital
3 physical + 25 digital
3 physical + 25 digital
ZeroFX card payments abroad
Up to €1,000 per year
Unlimited
Unlimited
Unlimited
Approve direct debits before they’re paid
✓
✓
✓
✓
Joint Accounts
When invited by a paid plan
✓
✓
✓
Insured up to 100k
✓
✓
✓
✓
1. Savings
2. Sign up & accounts
3. Travel & spending abroad
4. Cards & wallets
5. Pay & get paid
6. Budgeting & control
7. Shared & family
8. Investing
9. Security
10. Support
11. Extras & automation
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
Get your plan for less
Team up and get bunq Pro for €7.25
Add up to 3 people to your bunq Pack. Together you pay €28.99 a month, that’s €7.25 each instead of €9.99.
Learn about bunq Pack
Student? Get bunq Pro for free
Under 25 and at university? Get bunq Pro free, or bunq Elite for €9 instead of €18.99.*
Get started
Get your plan for less
Team up and get bunq Pro for €7.25
Add up to 3 people to your bunq Pack. Together you pay €28.99 a month, that’s €7.25 each instead of €9.99.
Learn about bunq Pack
Student? Get bunq Pro for free
Under 25 and at university? Get bunq Pro free, or bunq Elite for €9 instead of €18.99.*
Get started
Get your plan for less
Team up and get bunq Pro for €7.25
Add up to 3 people to your bunq Pack. Together you pay €28.99 a month, that’s €7.25 each instead of €9.99.
Learn about bunq Pack
Student? Get bunq Pro for free
Under 25 and at university? Get bunq Pro free, or bunq Elite for €9 instead of €18.99.*
Get started
Invite friends, get rewards together
Got a friend who saves, invests, or eats out? There’s a reward for that. Find your invites in the app.
Invite friends, get rewards together
Got a friend who saves, invests, or eats out? There’s a reward for that. Find your invites in the app.
Invite friends, get rewards together
Got a friend who saves, invests, or eats out? There’s a reward for that. Find your invites in the app.
Make bunq your main bank in minutes
bunq moves your payments and Direct Debits for you.
Make bunq your main bank in minutes
bunq moves your payments and Direct Debits for you.
Make bunq your main bank in minutes
bunq moves your payments and Direct Debits for you.
Open an account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our premium plan for free, then pick the one that fits you best.
Open an account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our premium plan for free, then pick the one that fits you best.
Open an account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Get 30 days of bunq Elite
Enjoy our premium plan for free, then pick the one that fits you best.
Questions about bunq plans
How plans, switching, and your free bunq Elite trial work.
What do I need to open an account?
+
Questions about bunq plans
How plans, switching, and your free bunq Elite trial work.
What do I need to open an account?
+
Questions about bunq plans
How plans, switching, and your free bunq Elite trial work.
What do I need to open an account?
+
Important information
Plans, prices, rates, included features, and eligibility can change. Investment features have separate terms. Stocks trading involves risk of loss and is powered by Ginmon. Crypto trading involves risk of loss and is provided by Payward Europe Solutions Limited t/a Kraken, authorised by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing, and is provided by Payward Commercial Ltd t/a Kraken; Kraken retains 25% of staking rewards as commission and displayed APRs exclude this commission.
Important information
Plans, prices, rates, included features, and eligibility can change. Investment features have separate terms. Stocks trading involves risk of loss and is powered by Ginmon. Crypto trading involves risk of loss and is provided by Payward Europe Solutions Limited t/a Kraken, authorised by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing, and is provided by Payward Commercial Ltd t/a Kraken; Kraken retains 25% of staking rewards as commission and displayed APRs exclude this commission.
Important information
Plans, prices, rates, included features, and eligibility can change. Investment features have separate terms. Stocks trading involves risk of loss and is powered by Ginmon. Crypto trading involves risk of loss and is provided by Payward Europe Solutions Limited t/a Kraken, authorised by the Central Bank of Ireland. Staking is unregulated, involves risk of slashing, and is provided by Payward Commercial Ltd t/a Kraken; Kraken retains 25% of staking rewards as commission and displayed APRs exclude this commission.
