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Banking made for life abroad

Experience seamless banking wherever you are, with local IBANs and more than 16 currencies. Open an account in just 5 minutes, with zero paperwork or tax info required.

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Choose from a range of IBANs

Gone are the days of finding a new bank when you move to a new country. With bunq you’re free to open account with a NL, DE, FR, IE or ES IBAN, and we’re always adding new ones so you can bank like a local all over Europe.

Discover Local IBANs

Bank in multiple currencies

Open your local currency account in just a few taps to receive, hold, convert, save and spend in over 16 different currencies. When you travel somewhere one of your chosen currencies is in use, you’ll automatically pay in the local tender.

Discover Local Currencies

No foreign exchanges rates

Unlike traditional banks, we don’t believe in charging extra for payments made in foreign currencies. A bunq Mastercard is one of the most internationally accepted bank cards in the world, and you can save up to 3% when spending in any non-euro currency.

Discover ZeroFX

We speak your language

Our app is available in English, German, Dutch, French, Italian, Spanish, Ukrainian, and Russian. Our staff speaks even more languages than that. No matter where you’re from, we’ll make sure communication is crystal clear at all times.

Discover Support

Choose your perfect fit 🌟

Each of our plans is designed to make your life easier in its own unique way.

High interest. Zero fees.

Easy Savings
Free
  • Get a Dutch Savings Account with NL IBAN

  • Enjoy weekly payouts with 2.46% interest

  • Choose how your savings get invested

  • Your money is insured up to €100,000 by DGS

  • Spin the Wheel of Fortune for prizes

  • Withdraw from your savings 2 times per month

  • Stay up to date with real-time notifications

Discover Easy Savings

Open an account in minutes.

Easy Bank
€2.99
/ month
All the Perks of Easy Savings
  • Get 1 physical card

  • Make mobile payments with Apple/Google Pay

  • Send instant payments

  • Set up your unique, always-on payment link

  • Create Joint Accounts with any other bunqer

  • Auto-track and split Group Expenses

  • Discover your friends' recommended Places

Discover Easy Bank

Discover borderless banking.

Easy Money
€8.99
/ month
All the Perks of Easy Bank
  • Get 3 physical cards + 25 Virtual Credit Cards

  • Create up to 25 Sub-Accounts

  • Automatically pay from the right Sub-Account

  • Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts

  • Receive, spend and save  in 15+ currencies

  • Get 1% Cashback at restaurants and bars

  • Earn 3.71% interest on GBP/USD

Discover Easy Money

Be sustainable effortlessly.

Easy Green
€17.99
/ month
All the Perks of Easy Money
  • Plant a tree for every €100 you spend

  • Earn 2% Cashback on public transportation

  • Have Metal Card purchases insured

  • Track the CO2 impact of your payments

  • 1 friend earns trees and Cashback with you

  • Create a Green Tribe and compete with other teams to plant the most trees

Discover Easy Green

High interest.
‍Zero fees.

Easy Savings
Free
  • Get a Dutch Savings Account with NL IBAN

  • Enjoy weekly payouts with 1.05% interest

  • Choose how your savings get invested

  • Your money is insured up to €100,000 by DGS

  • Spin the Wheel of Fortune for prizes

  • Withdraw from your savings 2 times per month

  • Stay up to date with real-time notifications

Discover Easy Savings

Open an account in minutes.

Easy Bank
€6.99
/ month
All the Perks of Easy Savings
  • Get 1 physical card

  • Make mobile payments with Apple/Google Pay

  • Send instant payments

  • Set up your unique, always-on payment link

  • Manage your finances on bunq Web

  • Auto-accept & schedule payment requests

  • Migrate smoothly with Switch Service

Discover Easy Bank

Discover borderless banking.

Easy Money
€12.99
/ month
All the Perks of Easy Bank
  • Get 3 physical cards + 25 Virtual Credit Cards

  • Create up to 25 Sub-Accounts

  • Receive, spend and save  in 15+ currencies

  • Scan, auto-fill & pay invoices in seconds

  • Auto-export and send financial statements

  • Set aside VAT for your payments automatically

  • Use unique trade names per Sub-Account

Discover Easy Money

Be sustainable effortlessly.

Easy Green
€22.99
/ month
All the Perks of Easy Money
  • Plant a tree for every €100 you spend

  • Earn 2% Cashback on public transportation

  • Have Metal Card purchases insured

  • Track the CO2 impact of your payments

  • 1 friend earns trees and Cashback with you

  • Create a Green Tribe and compete with other teams to plant the most trees

Discover Easy Green

We're in the news 📰

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Start your 30-day free trial 🚀

Open your account in just 5 minutes, directly from your phone.

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Still have questions?

Have more questions?

Check out our Together topic on Cashback, with a detailed breakdown.