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Payments made easier than ever

Enjoy maximum flexibility worldwide with a bunq Mastercard.

Get started

Full control in the app

Instantly link your card to a different sub-account, change your PIN, or freeze your card in the bunq app. Open your account in 5 minutes and get up to 2 free Mastercards and 25 virtual Mastercards for super safe online payments.

Discover Physical Cards

Get up to 2% Cashback

Easily get Cashback on selected Credit Mastercard payments, paid out weekly. Apply for early access now and be among the first to earn money using your Credit Mastercard

Discover Cashback

Quick payments with Apple Google Pay

Paying in stores, apps, and on the web has never been easier, safer, or faster. Enjoy all the benefits of your bunq Card from your phone or Apple Watch.

Discover Apple & Google Pay

Zero added exchange rate fees abroad

Traditional banks charge you extra when using your card for payments in foreign currencies—we don’t! Spend overseas with no added fees, and save up to 3% on non-euro card payments.

Discover ZeroFX

Choose your perfect fit 🌟

Each of our plans is designed to make your life easier in its own unique way.

High interest. Zero fees.

Easy Savings
Free
  • Get a Dutch Savings Account with NL IBAN

  • Enjoy weekly payouts with 2.46% interest

  • Choose how your savings get invested

  • Your money is insured up to €100,000 by DGS

  • Spin the Wheel of Fortune for prizes

  • Withdraw from your savings 2 times per month

  • Stay up to date with real-time notifications

Discover Easy Savings

Open an account in minutes.

Easy Bank
€2.99
/ month
All the Perks of Easy Savings
  • Get 1 physical card

  • Make mobile payments with Apple/Google Pay

  • Send instant payments

  • Set up your unique, always-on payment link

  • Create Joint Accounts with any other bunqer

  • Auto-track and split Group Expenses

  • Discover your friends' recommended Places

Discover Easy Bank

Discover borderless banking.

Easy Money
€8.99
/ month
All the Perks of Easy Bank
  • Get 3 physical cards + 25 Virtual Credit Cards

  • Create up to 25 Sub-Accounts

  • Automatically pay from the right Sub-Account

  • Open NL, DE, FR, ES, IT or IE IBAN Sub-Accounts

  • Receive, spend and save  in 15+ currencies

  • Get 1% Cashback at restaurants and bars

  • Earn 3.71% interest on GBP/USD

Discover Easy Money

Be sustainable effortlessly.

Easy Green
€17.99
/ month
All the Perks of Easy Money
  • Plant a tree for every €100 you spend

  • Earn 2% Cashback on public transportation

  • Have Metal Card purchases insured

  • Track the CO2 impact of your payments

  • 1 friend earns trees and Cashback with you

  • Create a Green Tribe and compete with other teams to plant the most trees

Discover Easy Green

High interest.
‍Zero fees.

Easy Savings
Free
  • Get a Dutch Savings Account with NL IBAN

  • Enjoy weekly payouts with 1.05% interest

  • Choose how your savings get invested

  • Your money is insured up to €100,000 by DGS

  • Spin the Wheel of Fortune for prizes

  • Withdraw from your savings 2 times per month

  • Stay up to date with real-time notifications

Discover Easy Savings

Open an account in minutes.

Easy Bank
€6.99
/ month
All the Perks of Easy Savings
  • Get 1 physical card

  • Make mobile payments with Apple/Google Pay

  • Send instant payments

  • Set up your unique, always-on payment link

  • Manage your finances on bunq Web

  • Auto-accept & schedule payment requests

  • Migrate smoothly with Switch Service

Discover Easy Bank

Discover borderless banking.

Easy Money
€12.99
/ month
All the Perks of Easy Bank
  • Get 3 physical cards + 25 Virtual Credit Cards

  • Create up to 25 Sub-Accounts

  • Receive, spend and save  in 15+ currencies

  • Scan, auto-fill & pay invoices in seconds

  • Auto-export and send financial statements

  • Set aside VAT for your payments automatically

  • Use unique trade names per Sub-Account

Discover Easy Money

Be sustainable effortlessly.

Easy Green
€22.99
/ month
All the Perks of Easy Money
  • Plant a tree for every €100 you spend

  • Earn 2% Cashback on public transportation

  • Have Metal Card purchases insured

  • Track the CO2 impact of your payments

  • 1 friend earns trees and Cashback with you

  • Create a Green Tribe and compete with other teams to plant the most trees

Discover Easy Green

Start your free trial

Open your account in just 5 minutes.

Get started

Earn up to 2% Cashback

Effortlessly earn 2% Cashback on public transportation and 1% Cashback at restaurants and bars, simply by using a bunq Credit Mastercard.

Sign up for an account

Earn while you spend

The idea is simple: you make a payment with your Credit Mastercard, and a percentage of that amount comes back into your account, paid out on your weekly Payday. Cashback is available for users on our Easy Green and Easy Money plans.

Get up to 2% back

As an Easy Green user, you’ll get 2% Cashback on public transportation and 1% Cashback at restaurants and bars. Easy Money users benefit from 1% Cashback at restaurants and bars.

It’s automatic, it’s simple

All you need is a bunq Credit Mastercard (included in the Easy Green and Easy Money plans) to get started. As soon as you start making eligible payments, you'll automatically earn Cashback.

Learn more

Paid out weekly

Your Cashback will be paid out once a week on your bunq Payday: your weekly payout of everything you earn with bunq.

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Sign up in 5 minutes

Open a bunq account in 5 minutes with just your phone and ID. Order a credit card today to start earning Cashback on your payments.

Get started

Still have questions?

Have more questions?

Check out our Together topic on Cashback, with a detailed breakdown.