Cashback is money you get back on eligible purchases, usually a percentage of what you spent. It works like a small reward on spending you were already planning to do, and it can add up over time if you use it deliberately rather than as an excuse to overspend.

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Cashback is not the same as interest on savings: it depends on where and how you pay, and which categories qualify. Compare programs by real earn rates and any caps or exclusions. You can route cashback or spare change into a Savings Account and track overall progress with Budgeting at bunq.