bunq vs Vivid Money Which personal bank is right for you

Discover why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Vivid Money Which personal bank is right for you

Discover why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Vivid Money Which personal bank is right for you

Discover why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

Compare Personal Accounts

bunq

Vivid Money

Payments & Transactions

Up to 2% cashback
Up to 2% cashback
Up to 2% cashback
Up to 4% on selected categories: up to €100
Up to 4% on selected categories: up to €100
Up to 4% on selected categories: up to €100
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
2,01% on deposits
2,01% on deposits
2,01% on deposits
Up to 2,00% on deposits
Up to 2,00% on deposits
Up to 2,00% on deposits
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Up to €1000 monthly
Up to €1000 monthly
Up to €1000 monthly

Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.

Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.

Comparison based on publicly available information as of 08/05/2025. Features and pricing may change. Please check respective websites for the latest details.

Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Control everything yourself, day or night

Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Control everything yourself, day or night

Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Control everything yourself, day or night

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we’ll make sure all payments and direct debits from your old account(s) are redirected to your new bunq account. That way you don't need to worry about updating your details across all your subscriptions and services.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.