Starting a new chapter in Spain is exciting—think tapas, charming streets, and endless adventures. But before you dive into your new life, there’s one essential step to sort out: setting up your finances. That’s where we come in, making your transition smooth, simple, and stress-free.

Introduction to the Spanish Banking System for Expats

Navigating the Spanish banking system doesn’t have to be complicated. With bunq, skip the paperwork and queues—opening your account is as quick as it is easy. Here's how we make it happen:

• No Spanish? No Problem
  Manage your money in English or another language you’re comfortable with. No more deciphering Spanish banking terms or worrying about misunderstandings.

• Instant Account Setup
  Forget waiting weeks for a branch appointment—open your new Bank Account in just 5 minutes from your phone.

• Hassle-Free Payments
  Send and receive payments in up to 22 Foreign Currencies, including Instant Payments across Europe.

• Easy Budgeting
  Create up to 25 Bank Accounts, automate your savings, and keep track of expenses all in one app.

Breaking Down Spanish Banking with bunq

Here’s a quick guide to common banking terms in Spain—and how bunq makes them work for you:

• Cuenta Corriente (Current Account)
  Your go-to for daily transactions like receiving your salary or paying bills. With us, you can get a Bank Account in 5 minutes, no branch visits, no paperwork required.

• Tarjeta de Débito (Debit Card)
  The Spanish debit card for everyday payments and cash withdrawals. bunq’s Digital Credit Card is ready to use immediately—no fees, no delays.

• Domiciliación de Pagos (Direct Debit)
  Manage recurring expenses like rent with ease using bunq’s automated payment tools.

• Transferencia Bancaria (Bank Transfer)
  Send money across Europe in real time with bunq Instant Payments.

• Cuenta Conjunta (Joint Account)
  Share finances effortlessly with up to 10 users—each with their own bunq card.

Why Expats Choose bunq

From moving day to settling in, bunq helps you focus on what matters most.

• No Language Barriers: Stay in control with an app available in multiple languages.

• Seamless Transfers: Enjoy borderless banking with Foreign IBANs and fee-free international payments.

• Stay Organized: Download clear digital statements for tax compliance and expense tracking.

Your move to Spain should be about creating memories, not stressing over paperwork. With bunq, managing your finances is quick, easy, and designed to fit your expat life.

Get started in 5 minutes—download bunq today and focus on building your future in Spain.