Hoe Expats bankieren met bunq

New city, new routines, new possibilities. But too often, opening a local bank account feels like a full-time job. That’s why expats across Europe choose bunq. You can open your account in 5 minutes, get a Foreign IBAN right away, and manage everything from your phone—in English, or whichever language suits you best.

Here’s how real expats are using bunq to settle in smoothly and enjoy more of what they came for.

Ravi, Engineer from India
Living in Berlin, Germany

Ravi set up his bunq account before his first day of work—no paperwork, no waiting. He got a German IBAN instantly, created a sub-account for rent, and started saving automatically from day one.

With bunq, he:

• Pays rent from a dedicated Bank Account

• Round up daily expenses to save for weekend trips

• Get notified instantly when his salary comes in

• Spend in INR with ZeroFX 

“Everything’s in one place — and 100% mobile.” — Ravi

Sofia, Software Engineer from Brazil
Living in Paris, France

Sofia shares a flat with two other expats. bunq makes splitting expenses simple — from groceries to internet to late-night takeout.

She also:

• Uses a Joint Account for shared household costs

• Sets a monthly budget for dining out (and sticks to it — mostly)

• Saves for travel automatically with Auto Round Up

“All in English, and no printer needed. Finally.” — Sofia

Matteo, Student from Italy
Studying in Amsterdam, Netherlands

Matteo joined bunq on his way to university. He didn’t have a BSN yet, but still got a Dutch IBAN and Virtual Card in minutes—all set to go.

With bunq, he:

• Pays for public transport and food with his Digital Card

• Keeps tuition, groceries, and fun money in separate accounts

• Splits group dinners with bunq.me

• Saves in the background with round-ups

“My money’s more organized than my uni notes.” — Matteo

Aisha, Student from Canada
Studying in Barcelona, Spain

From Ottawa to Barcelona, Aisha wanted a smooth transition. With bunq, she set up her finances in just a few taps and got on with exploring her new city.

She uses bunq to:

• Set up separate Bank Accounts for rent, groceries, and travel

• Pay with her phone—no cash, no hassle

• Send and receive money from home with Foreign Currencies Account

“I even have a Bank Account just for churros and hot chocolate.” — Aisha

Why expats choose bunq

Wherever you go, bunq helps you feel at home faster:

• Open your account in 5 minutes

• Get a local IBAN for Germany, France, the Netherlands, Spain, or Ireland

• No local tax number needed to start

• App and support in English (and 35+ languages)

Mobile. Flexible. Made for life abroad.

Join thousands of expats using bunq to feel in control and enjoy more of what’s ahead.

Get started today!