Split rent and save together

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Split rent and save together

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Split rent and save together

Track shared bills, build joint savings, and spend as a team—in 5 minutes. One app for two people's money.

Built for two

Shared accounts and joint budgets in one app.

No paperwork

Easily start sharing finances without leaving the house.

Joint Budgeting

Up to 25 money Pockets to help you and your partner plan spending and grow savings.

Earn up to 3.01% interest

Open personal or joint Savings Accounts and get interest paid weekly.

Built for two

Shared accounts and joint budgets in one app.

No paperwork

Easily start sharing finances without leaving the house.

Joint Budgeting

Up to 25 money Pockets to help you and your partner plan spending and grow savings.

Earn up to 3.01% interest

Open personal or joint Savings Accounts and get interest paid weekly.

Built for two

Shared accounts and joint budgets in one app.

No paperwork

Easily start sharing finances without leaving the house.

Joint Budgeting

Up to 25 money Pockets to help you and your partner plan spending and grow savings.

Earn up to 3.01% interest

Open personal or joint Savings Accounts and get interest paid weekly.

Organise your money your way

Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.

Organise your money your way

Organise your money your way

Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.

Organise your money your way

Organise your money your way

Get up to 25 money Pockets, shared or personal. Each comes with a unique IBAN, making it easy to transfer money or set up Direct Debits.

Organise your money your way

Set joint spending limits

Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.

Set joint spending limits

Set joint spending limits

Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.

Set joint spending limits

Set joint spending limits

Never overspend on groceries or going out. Set spending limits per category and get timely alerts when you're close to your limit.

Set joint spending limits

Get cards for each of you

Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Get cards for each of you

Get cards for each of you

Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Get cards for each of you

Get cards for each of you

Each of you gets your own card. Link it to your joint account for shared expenses, your personal one for everything else—and switch anytime.

Get cards for each of you

Start investing together

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

Start investing together

Start investing together

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

Start investing together

Start investing together

Invest on the go with the bunq app. Start with just €10 and enjoy zero fees for the first 3 months.

Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more

Start investing together

Invite your friends and unlock exclusive rewards

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Invite your friends and unlock exclusive rewards

Invite your friends and unlock exclusive rewards

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Invite your friends and unlock exclusive rewards

Invite your friends and unlock exclusive rewards

Know someone who needs a Bank Account? Give them a head start with bunq. When your friend joins, you both receive rewards like a free Metal Card, extra Bonus Interest, or three months of free stock trading.

Invite your friends and unlock exclusive rewards

Buy and sell crypto in the bunq app

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Buy and sell crypto in the bunq app

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Buy and sell crypto in the bunq app

Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.

Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.

Buy and sell crypto in the bunq app

Forward transactions from your old bank

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.

Forward transactions from your old bank

Forward transactions from your old bank

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.

Forward transactions from your old bank

Forward transactions from your old bank

Ready to fully switch to bunq? Use our in-app Switch Service to move all payments and Direct Debits to your new Joint Account without any hassle.

Forward transactions from your old bank

Choose your plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Choose your plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Choose your plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Frequently Asked Questions

Quick answers to help you pick the right setup and get started.

Frequently Asked Questions

Quick answers to help you pick the right setup and get started.

Frequently Asked Questions

Quick answers to help you pick the right setup and get started.

Ready to try bunq?

Download the app and open an account in minutes. Pick a plan that fits how you spend and save.

Ready to try bunq?

Download the app and open an account in minutes. Pick a plan that fits how you spend and save.

Ready to try bunq?

Download the app and open an account in minutes. Pick a plan that fits how you spend and save.

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Finance4 minute read

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Joint Accounts can split rent and groceries fairly. Learn what to share, what to keep separate, and how to talk about it early.