You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
Bank Accounts with unique IBANs
Create up to 25 Bank Accounts online in minutes. Split rent, travel, and daily spending—and pay from the right balance every time.
Bank Accounts with unique IBANs
Create up to 25 Bank Accounts online in minutes. Split rent, travel, and daily spending—and pay from the right balance every time.
Bank Accounts with unique IBANs
Create up to 25 Bank Accounts online in minutes. Split rent, travel, and daily spending—and pay from the right balance every time.
Split money across Bank Accounts
Rent, holidays, and bills shouldn't share one balance. Open up to 25 Bank Accounts—each with its own IBAN for transfers and Direct Debits.
Split money across Bank Accounts
Rent, holidays, and bills shouldn't share one balance. Open up to 25 Bank Accounts—each with its own IBAN for transfers and Direct Debits.
Split money across Bank Accounts
Rent, holidays, and bills shouldn't share one balance. Open up to 25 Bank Accounts—each with its own IBAN for transfers and Direct Debits.
Sort income into the right accounts automatically
Income Organizer routes incoming payments to your Bank Accounts—less manual sorting at the start of each month.
Sort income into the right accounts automatically
Income Organizer routes incoming payments to your Bank Accounts—less manual sorting at the start of each month.
Sort income into the right accounts automatically
Income Organizer routes incoming payments to your Bank Accounts—less manual sorting at the start of each month.
Earn up to 3.11%* interest, paid weekly
Grow savings with a competitive rate and weekly payouts. Compound interest helps you reach goals faster without extra steps.
Earn up to 3.11%* interest, paid weekly
Grow savings with a competitive rate and weekly payouts. Compound interest helps you reach goals faster without extra steps.
Earn up to 3.11%* interest, paid weekly
Grow savings with a competitive rate and weekly payouts. Compound interest helps you reach goals faster without extra steps.
Disclaimer
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
See spending across all your accounts
Track trends, compare categories, and connect bunq and external Bank Accounts for one view of your money.
See spending across all your accounts
Track trends, compare categories, and connect bunq and external Bank Accounts for one view of your money.
See spending across all your accounts
Track trends, compare categories, and connect bunq and external Bank Accounts for one view of your money.
Budget together with a Joint Account
Share a Joint Account, set joint Spending Limits, and save together in a Joint Savings Account—with cards linked to the same balance.
Budget together with a Joint Account
Share a Joint Account, set joint Spending Limits, and save together in a Joint Savings Account—with cards linked to the same balance.
Budget together with a Joint Account
Share a Joint Account, set joint Spending Limits, and save together in a Joint Savings Account—with cards linked to the same balance.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Choose your personal plan
Start simple. Upgrade when you need more savings, spending, and travel tools.
Bank Account questions answered
Opening accounts, Joint Accounts, savings, and deposit protection.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. bunq Free has no monthly plan fee. Download the app, sign up in minutes, and add funds whenever you like. Some actions use Free-tier limits; upgrade to Core, Pro, or Elite when you need more.
On Home, tap Add an Extra Bank Account, choose the account type, name it, and get a dedicated IBAN. Open each account’s Settings to personalize, reorder, archive, or link cards.
Bank Account questions answered
Opening accounts, Joint Accounts, savings, and deposit protection.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. bunq Free has no monthly plan fee. Download the app, sign up in minutes, and add funds whenever you like. Some actions use Free-tier limits; upgrade to Core, Pro, or Elite when you need more.
On Home, tap Add an Extra Bank Account, choose the account type, name it, and get a dedicated IBAN. Open each account’s Settings to personalize, reorder, archive, or link cards.
Bank Account questions answered
Opening accounts, Joint Accounts, savings, and deposit protection.
You’ll need a smartphone with the bunq app, a supported ID, a residential address in a supported EEA country, and your Tax Identification Number (TIN). Signup is fully digital and designed to take about five minutes.
We use fraud monitoring, strong login controls, and extra safeguards when something looks off. Instant Notifications alert you to payments so you can act quickly.
Yes! With bunq Pro or bunq Elite, you can open up to 25 bank accounts, including multiple Savings Accounts with their own IBANs.
Name accounts for goals and group them so your savings stay easy to scan.
Yes. bunq Joint Accounts let you share a payment account with up to nine other co-owners. Everyone can access the account from their own bunq app and gets Instant Notifications for transactions.
Yes. bunq Free has no monthly plan fee. Download the app, sign up in minutes, and add funds whenever you like. Some actions use Free-tier limits; upgrade to Core, Pro, or Elite when you need more.
On Home, tap Add an Extra Bank Account, choose the account type, name it, and get a dedicated IBAN. Open each account’s Settings to personalize, reorder, archive, or link cards.
Open your Personal Account today
Create Bank Accounts and start organizing your money in minutes.
Open your Personal Account today
Create Bank Accounts and start organizing your money in minutes.
Open your Personal Account today
Create Bank Accounts and start organizing your money in minutes.
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More guides on banking with bunq.
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More guides on banking with bunq.