Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What makes bunq a secure bank?
At bunq, your money is completely secure and protected under the Dutch Deposit Guarantee Scheme (DGS), which covers deposits up to €100,000. We leverage cutting-edge technology to keep your financial data safe, ensuring a seamless and secure banking experience.
What is the best account for me?
bunq offers four plans tailored to your needs—bunq Free, bunq Core, bunq Pro, and bunq Elite. We provide features for both personal and business use, allowing you to choose what suits you best. Check out our comprehensive plan comparison to find your perfect fit!
How many accounts can you have at bunq?
With bunq Pro and bunq Elite plans, you can open and manage up to 25 personal accounts. Whether you want to organize your finances or separate your savings, bunq makes banking and budgeting simple and efficient.







