Start Banking in 5 Minutes

Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.

Start Banking in 5 Minutes

Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.

Start Banking in 5 Minutes

Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

100 thousand euros insuredInsured

Your money is protected by the Deposit Guarantee Scheme.

22 million plusUsers

Millions across Europe trust bunq for their everyday banking.

24 hours a day, 7 days a weekSupport

Get help instantly in your language, day or night.

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

100 thousand euros insuredInsured

Your money is protected by the Deposit Guarantee Scheme.

22 million plusUsers

Millions across Europe trust bunq for their everyday banking.

24 hours a day, 7 days a weekSupport

Get help instantly in your language, day or night.

Bank with confidence

Clear, straightforward banking, so you can focus on what matters.

100 thousand euros insuredInsured

Your money is protected by the Deposit Guarantee Scheme.

22 million plusUsers

Millions across Europe trust bunq for their everyday banking.

24 hours a day, 7 days a weekSupport

Get help instantly in your language, day or night.

Create IBANs in seconds

Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!

bunq app Pockets for bills, groceries, and travel with their balances

Create IBANs in seconds

Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!

bunq app Pockets for bills, groceries, and travel with their balances

Create IBANs in seconds

Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!

bunq app Pockets for bills, groceries, and travel with their balances

Up to 3.11%* interest, paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Expected interest earnings for the next 12 months over a rising chart with gold coins

Up to 3.11%* interest, paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Expected interest earnings for the next 12 months over a rising chart with gold coins

Up to 3.11%* interest, paid out weekly

Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.

Expected interest earnings for the next 12 months over a rising chart with gold coins

Order your cards

Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!

Three bunq cards stacked: a credit card, a black card and a rainbow card

Order your cards

Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!

Three bunq cards stacked: a credit card, a black card and a rainbow card

Order your cards

Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!

Three bunq cards stacked: a credit card, a black card and a rainbow card

Open Joint Accounts without any hassle

Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.

bunq app flow for opening a Joint Account with another person

Open Joint Accounts without any hassle

Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.

bunq app flow for opening a Joint Account with another person

Open Joint Accounts without any hassle

Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.

bunq app flow for opening a Joint Account with another person

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

bunq app insights screen with spending breakdown and timely alerts

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

bunq app insights screen with spending breakdown and timely alerts

Crystal-clear insights

For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.

bunq app insights screen with spending breakdown and timely alerts

Your money, your rules

bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.

bunq app home giving full control over spending and account settings

Your money, your rules

bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.

bunq app home giving full control over spending and account settings

Your money, your rules

bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.

bunq app home giving full control over spending and account settings

Your funds are safe

Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.

visual explaining bunq deposit protection under the Dutch guarantee scheme

Your funds are safe

Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.

visual explaining bunq deposit protection under the Dutch guarantee scheme

Your funds are safe

Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.

visual explaining bunq deposit protection under the Dutch guarantee scheme

Disclaimer

* bunq savings account (individual, joint or child account), available on all bunq subscriptions, including the free plan, with no management fees. Gross annual rates. Your threshold is the highest balance reached over the last 6 months. The part of your savings up to your threshold earns a fixed base rate of 1.61% on the first €10,000 and 1.51% above €10,000. The part above your threshold earns a fixed bonus rate of 3.11% instead of the base rate: the advertised “up to 3.11%” rate therefore only applies to amounts above your threshold. The rates do not change; it is your threshold — and thus the amount to which each rate applies — that evolves over time. These rates are not promotional and have no end date. Interest is calculated and paid pro rata each week. Example: with a threshold of €5,000 and a balance of €10,000, you earn 1.61% on the €5,000 up to your threshold and 3.11% on the €5,000 above it, i.e. approximately €118.89 over 6 months (new threshold: €10,118.89). After an additional deposit of €5,000, you earn 1.61% on €10,000, 1.51% on €118.89 and 3.11% on €5,000, i.e. approximately €160.34 over the following 6 months, or approximately €279.23 over 12 months in total (assuming interest is kept in the account; amounts vary depending on your deposit day). Interest is paid on savings up to €100,000. bunq B.V., Basisweg 32, 1043 AP Amsterdam, Netherlands — credit institution authorized in the Netherlands, operating in France under the freedom to provide services. Terms at bunq.com.

Loved by our users

Real reviews from bunq users.

This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Transparent bank with focus on great features, I have 6 bank accounts with my girlfriend, doing budgeting never was easier.
I reinstalled the bunq app after seeing the update video. Love the new features! I really think this'll give me better financial overview.

Loved by our users

Real reviews from bunq users.

This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Transparent bank with focus on great features, I have 6 bank accounts with my girlfriend, doing budgeting never was easier.
I reinstalled the bunq app after seeing the update video. Love the new features! I really think this'll give me better financial overview.

Loved by our users

Real reviews from bunq users.

This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Transparent bank with focus on great features, I have 6 bank accounts with my girlfriend, doing budgeting never was easier.
I reinstalled the bunq app after seeing the update video. Love the new features! I really think this'll give me better financial overview.

Find your perfect fit

bunq Elite

€18.99

/month

Premium banking for life at home and abroad.

View details

bunq Pro

€9.99

/month

More tools for saving, budgeting, and travel.

View details

bunq Core

€3.99

/month

Everyday banking with smart cards and accounts.

View details

bunq Free

Free

Start with the essentials for mobile banking.

View details

Find your perfect fit

bunq Elite

€18.99

/month

Premium banking for life at home and abroad.

View details

bunq Pro

€9.99

/month

More tools for saving, budgeting, and travel.

View details

bunq Core

€3.99

/month

Everyday banking with smart cards and accounts.

View details

bunq Free

Free

Start with the essentials for mobile banking.

View details

Find your perfect fit

bunq Elite

€18.99

/month

Premium banking for life at home and abroad.

View details

bunq Pro

€9.99

/month

More tools for saving, budgeting, and travel.

View details

bunq Core

€3.99

/month

Everyday banking with smart cards and accounts.

View details

bunq Free

Free

Start with the essentials for mobile banking.

View details

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Two people laughing together while walking down a city street

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Two people laughing together while walking down a city street

Open your Bank Account in 5 minutes

Get started now, with just your phone and ID.

Two people laughing together while walking down a city street

Download the app and start banking in minutes.

Download the app and start banking in minutes.

Download the app and start banking in minutes.

© 2026 bunq