Providing financial security for your child’s future can make a real difference as they step into adulthood. Whether through saving or investing, there are options to help you build a stable foundation. In this article, we’ll explore the benefits of both approaches and how bunq can support your goals.

Saving: a safe choice

Opening a Savings Account for your child is an easy, secure way to build up a fund for their future. With a bunq Savings Account, you can grow your savings with up to 3.11% interest, setting aside money for milestones like education, a first car, or simply a rainy day. Plus, bunq lets you set up dedicated accounts for each goal—keeping things organized and straightforward.

To make saving together even easier, you can set up a Joint Savings Account directly from your Bank Account. This way, you and your child can work toward shared goals and start their financial journey together, all in one secure place.

Investing: potential for higher returns

With bunq’s Stocks feature, you can start investing with as little as €10, without the need for complex trading apps or confusing jargon. The bunq app keeps everything in one place, so you can easily track how your stocks are performing.

The advantage of investing is its potential for higher long-term gains compared to saving. The trade-off, however, is that returns aren’t guaranteed.

What suits you?

The choice between saving and investing depends on your personal situation and preferences.  You might even choose a mix of both, saving part of the funds and investing the rest. The bunq app makes it simple to set up both a Savings Account and trade stocks so you can get started in no time.

Working toward the future with bunq

Whether you choose to save, invest, or a bit of both, bunq makes it easy to manage your child’s finances. With features like multiple Bank Accounts and Stocks, you can work alongside your child toward their goals. Open a Bank Account today to discover all the benefits of bunq.

* bunq B.V. is a bank with a Dutch banking license and is supervised by Dutch Central Bank (DNB) and the Authority for the Financial Markets (AFM).

3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-nl/articles/whats-massinterest-and-how-does-it-work

Not investment advice.

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