You’ll get a notification once your friend signs up and completes the step shown in your invite (for example activating Switch Service or making a qualifying payment). Tap the notification, choose Claim Reward, and the reward is paid to your account.
Download the bunq app
Open your bank account in 5 minutes with just your phone and ID. Scan the QR code to start.
Or visit bunq.com/referral on your phone

Download the bunq app
Open your bank account in 5 minutes with just your phone and ID. Scan the QR code to start.

Download the bunq app
Open your bank account in 5 minutes with just your phone and ID. Scan the QR code to start.

Frequently Asked Questions
Find clear answers about referral and where to go next.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
You can invite up to 5 friends per calendar month, one per tab (Home, Cards, Savings, Stocks, and ZeroFX). Each tab ties to a different reward. When your friend signs up and completes the required step, claim your reward in the app.
If you joined before February 12, 2026, you can still earn and redeem bunq Points until the program ends. Rewards shown in the app may include free plan months, Pack time, Metal Card offers, eSIM data, or partner perks.
Open Cards → Points to see what’s live for you.
Timing depends on the reward. Your friend must sign up and finish verification first; some steps (like Switch Service) can take up to two weeks before you can claim.
Frequently Asked Questions
Find clear answers about referral and where to go next.
You’ll get a notification once your friend signs up and completes the step shown in your invite (for example activating Switch Service or making a qualifying payment). Tap the notification, choose Claim Reward, and the reward is paid to your account.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
You can invite up to 5 friends per calendar month, one per tab (Home, Cards, Savings, Stocks, and ZeroFX). Each tab ties to a different reward. When your friend signs up and completes the required step, claim your reward in the app.
If you joined before February 12, 2026, you can still earn and redeem bunq Points until the program ends. Rewards shown in the app may include free plan months, Pack time, Metal Card offers, eSIM data, or partner perks.
Open Cards → Points to see what’s live for you.
Timing depends on the reward. Your friend must sign up and finish verification first; some steps (like Switch Service) can take up to two weeks before you can claim.
Frequently Asked Questions
Find clear answers about referral and where to go next.
You’ll get a notification once your friend signs up and completes the step shown in your invite (for example activating Switch Service or making a qualifying payment). Tap the notification, choose Claim Reward, and the reward is paid to your account.
Referral rewards change by campaign and tab. They may include cash, a free Metal Card, bonus savings interest, stock-trading perks, or Switch Service bonuses where available.
Check the latest offer in the app before you share your link.
You can invite up to 5 friends per calendar month, one per tab (Home, Cards, Savings, Stocks, and ZeroFX). Each tab ties to a different reward. When your friend signs up and completes the required step, claim your reward in the app.
If you joined before February 12, 2026, you can still earn and redeem bunq Points until the program ends. Rewards shown in the app may include free plan months, Pack time, Metal Card offers, eSIM data, or partner perks.
Open Cards → Points to see what’s live for you.
Timing depends on the reward. Your friend must sign up and finish verification first; some steps (like Switch Service) can take up to two weeks before you can claim.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K100 thousand euros insuredInsured
Your money is protected by the Deposit Guarantee Scheme.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K100 thousand euros insuredInsured
Your money is protected by the Deposit Guarantee Scheme.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K100 thousand euros insuredInsured
Your money is protected by the Deposit Guarantee Scheme.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.