The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
Credit Cards
Included Credit Cards and Digital Cards on Mastercard, zero annual fee. Pay online, in apps, and worldwide—manage everything in bunq.
Credit Cards
Included Credit Cards and Digital Cards on Mastercard, zero annual fee. Pay online, in apps, and worldwide—manage everything in bunq.
Credit Cards
Included Credit Cards and Digital Cards on Mastercard, zero annual fee. Pay online, in apps, and worldwide—manage everything in bunq.
Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.
Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.
Get a Credit Card
Every bunq user gets a Credit Card. That means no interest fees or annual charges. Get it, top it up and instantly start making payments online or with your phone.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Apple Pay & Google Pay
Link all your bunq cards to your digital wallet of choice for quick and easy mobile payments. Set it up in just a few taps and start paying with your phone or smartwatch right away.
Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.
Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.
Full control in the app
Need to change your PIN, increase your daily limit or (un)freeze your card? With the bunq app you can make any change in just a few taps, and have it applied instantly.
2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.
2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.
2 accounts with 1 card
Set up a Secondary PIN for any of your physical cards. Use the first to pay with account A, and another to pay with account B. That's one less card to carry around.
Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!
Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!
Your card is your canvas
Make your bunq card uniquely yours! Add your favorite one-liner, choose a fun icon from our gallery, or draw your own from scratch. Go wild!
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
The bunq Credit Card is a Mastercard. It functions as a Credit Card for merchants, which helps with hotel reservations and car rentals that often require a Credit Card. For you, it works like a debit card: payments debit your linked account directly, with no credit line.
Standard Credit Cards stay free while you remain within your plan’s included cards. Expect a €99 one-time fee for the Metal Credit Card, €9.99 per additional physical card beyond your free tier, and €3.49 per month for each extra active physical card.
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
The bunq Credit Card is a Mastercard. It functions as a Credit Card for merchants, which helps with hotel reservations and car rentals that often require a Credit Card. For you, it works like a debit card: payments debit your linked account directly, with no credit line.
Standard Credit Cards stay free while you remain within your plan’s included cards. Expect a €99 one-time fee for the Metal Credit Card, €9.99 per additional physical card beyond your free tier, and €3.49 per month for each extra active physical card.
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
The bunq Card lets you pay in stores and online, add cards to Apple Pay or Google Pay, and link each card to a Bank Account for clearer budgeting. Depending on your plan, you can create multiple Digital Cards and Physical Cards, check the app for your current limits.
In general, a Credit Card is a payment card for shopping online or in-store (and sometimes withdrawing cash), often with a revolving line of credit.
At bunq, the Credit Card is funded with money you already hold, there’s no credit line or overdraft, while merchants still see a Mastercard Credit Card when that helps for holds or deposits.
The bunq Credit Card is a Mastercard. It functions as a Credit Card for merchants, which helps with hotel reservations and car rentals that often require a Credit Card. For you, it works like a debit card: payments debit your linked account directly, with no credit line.
Standard Credit Cards stay free while you remain within your plan’s included cards. Expect a €99 one-time fee for the Metal Credit Card, €9.99 per additional physical card beyond your free tier, and €3.49 per month for each extra active physical card.
Both spend money you already hold at bunq. The Credit Card is accepted wherever Mastercard expects a credit line for holds, hotels, rentals, security deposits, while the Debit Card handles everyday spend everywhere else.
Bring the Credit Card when a merchant insists on credit; use Debit for most other payments.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
Start banking with features that fit your life
Open bunq in minutes and set up the tools you need for spending, saving, travel, and everyday control.
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