Your VvE bank account, ready in 5 minutes

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access, without a branch visit.

Three neighbors talking outside an apartment building

Your VvE bank account, ready in 5 minutes

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access, without a branch visit.

Three neighbors talking outside an apartment building

Your VvE bank account, ready in 5 minutes

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access, without a branch visit.

Three neighbors talking outside an apartment building

Why your VvE needs its own bank account

A VvE (Vereniging van Eigenaars) manages money on behalf of all owners together. A dedicated account keeps that separate from board members' personal accounts.

No treasurer has to carry it alone

Multiple board members can see and act on the account, so the VvE never depends on just one volunteer.

The board changes, the account doesn't

Switch board members in the app, without the account staying in one person's name.

Access that fits the role

Decide exactly what each board member is allowed to do.

Why your VvE needs its own bank account

A VvE (Vereniging van Eigenaars) manages money on behalf of all owners together. A dedicated account keeps that separate from board members' personal accounts.

No treasurer has to carry it alone

Multiple board members can see and act on the account, so the VvE never depends on just one volunteer.

The board changes, the account doesn't

Switch board members in the app, without the account staying in one person's name.

Access that fits the role

Decide exactly what each board member is allowed to do.

Why your VvE needs its own bank account

A VvE (Vereniging van Eigenaars) manages money on behalf of all owners together. A dedicated account keeps that separate from board members' personal accounts.

No treasurer has to carry it alone

Multiple board members can see and act on the account, so the VvE never depends on just one volunteer.

The board changes, the account doesn't

Switch board members in the app, without the account staying in one person's name.

Access that fits the role

Decide exactly what each board member is allowed to do.

How to open a bank account for your VvE

Download the bunq app and start the "For My Business" signup flow

Enter your personal information and verify your identity (have your ID ready)

Enter your VvE's details

Upload the required documents (see checklist below)

Share a secure link with the other directors to verify their identity

Once your account is ready, start collecting contributions and building up reserves

How to open a bank account for your VvE

Download the bunq app and start the "For My Business" signup flow

Enter your personal information and verify your identity (have your ID ready)

Enter your VvE's details

Upload the required documents (see checklist below)

Share a secure link with the other directors to verify their identity

Once your account is ready, start collecting contributions and building up reserves

How to open a bank account for your VvE

Download the bunq app and start the "For My Business" signup flow

Enter your personal information and verify your identity (have your ID ready)

Enter your VvE's details

Upload the required documents (see checklist below)

Share a secure link with the other directors to verify their identity

Once your account is ready, start collecting contributions and building up reserves

The right access for every board member

Not everyone on the board needs to do the same thing with the account.

Full Access

Manage the account just like you do.

Make Payments access

Pay bills and contributions, nothing else.

View-Only access

See the account, without being able to pay.

Four-Eye Approval

A second board member approves payments above a set amount, so no one spends alone.

The right access for every board member

Not everyone on the board needs to do the same thing with the account.

Full Access

Manage the account just like you do.

Make Payments access

Pay bills and contributions, nothing else.

View-Only access

See the account, without being able to pay.

Four-Eye Approval

A second board member approves payments above a set amount, so no one spends alone.

The right access for every board member

Not everyone on the board needs to do the same thing with the account.

Full Access

Manage the account just like you do.

Make Payments access

Pay bills and contributions, nothing else.

View-Only access

See the account, without being able to pay.

Four-Eye Approval

A second board member approves payments above a set amount, so no one spends alone.

One account for reserves, apart from the rest

Keep your reserve fund (MJOP) separate from your everyday account, and split it further for maintenance, taxes, or anything else you track. You start with at least 5 accounts, shared with only the board members who need them.

bunq app showing VvE maintenance, utilities, and insurance payments in one account

One account for reserves, apart from the rest

Keep your reserve fund (MJOP) separate from your everyday account, and split it further for maintenance, taxes, or anything else you track. You start with at least 5 accounts, shared with only the board members who need them.

bunq app showing VvE maintenance, utilities, and insurance payments in one account

One account for reserves, apart from the rest

Keep your reserve fund (MJOP) separate from your everyday account, and split it further for maintenance, taxes, or anything else you track. You start with at least 5 accounts, shared with only the board members who need them.

bunq app showing VvE maintenance, utilities, and insurance payments in one account

Connect your bookkeeping software

Connect Moneybird, e-Boekhouden, or Exact. Your numbers are ready for the audit committee, without manual exporting.

bunq connected to Moneybird, e-Boekhouden, and Exact, with maintenance and tax totals

Connect your bookkeeping software

Connect Moneybird, e-Boekhouden, or Exact. Your numbers are ready for the audit committee, without manual exporting.

bunq connected to Moneybird, e-Boekhouden, and Exact, with maintenance and tax totals

Connect your bookkeeping software

Connect Moneybird, e-Boekhouden, or Exact. Your numbers are ready for the audit committee, without manual exporting.

bunq connected to Moneybird, e-Boekhouden, and Exact, with maintenance and tax totals

Let your reserve fund grow

Reserve funds often sit unused for years. Put that money in a Savings Account and start earning interest on it, instead of letting it sit idle.

Interest rates can change. Check the current rate in the app.

bunq Savings Account labeled Reserve Fund with a balance of 20,750 euros

Let your reserve fund grow

Reserve funds often sit unused for years. Put that money in a Savings Account and start earning interest on it, instead of letting it sit idle.

Interest rates can change. Check the current rate in the app.

bunq Savings Account labeled Reserve Fund with a balance of 20,750 euros

Let your reserve fund grow

Reserve funds often sit unused for years. Put that money in a Savings Account and start earning interest on it, instead of letting it sit idle.

Interest rates can change. Check the current rate in the app.

bunq Savings Account labeled Reserve Fund with a balance of 20,750 euros

Banking you can trust

Clear, simple banking, so you can focus on what really matters.

€100K

Insured

Your money is protected by the Dutch Deposit Guarantee Scheme.

22M+

Users

Millions of people across Europe trust bunq with their daily banking.

24/7

Support

Get instant help in your language, day and night.

Banking you can trust

Clear, simple banking, so you can focus on what really matters.

€100K

Insured

Your money is protected by the Dutch Deposit Guarantee Scheme.

22M+

Users

Millions of people across Europe trust bunq with their daily banking.

24/7

Support

Get instant help in your language, day and night.

Banking you can trust

Clear, simple banking, so you can focus on what really matters.

€100K

Insured

Your money is protected by the Dutch Deposit Guarantee Scheme.

22M+

Users

Millions of people across Europe trust bunq with their daily banking.

24/7

Support

Get instant help in your language, day and night.

Choose Your Plan

Try it free for 30 days, no obligations.

bunq Core

€7.99

/month

Simple business banking for your daily operations.

View Details

bunq Pro

€13.99

/month

Organize your business finances and stay ready to grow.

View Details

bunq Elite

€23.99

/month

Bank across borders with premium features for your business.

View Details

Choose Your Plan

Try it free for 30 days, no obligations.

bunq Core

€7.99

/month

Simple business banking for your daily operations.

View Details

bunq Pro

€13.99

/month

Organize your business finances and stay ready to grow.

View Details

bunq Elite

€23.99

/month

Bank across borders with premium features for your business.

View Details

Choose Your Plan

Try it free for 30 days, no obligations.

bunq Core

€7.99

/month

Simple business banking for your daily operations.

View Details

bunq Pro

€13.99

/month

Organize your business finances and stay ready to grow.

View Details

bunq Elite

€23.99

/month

Bank across borders with premium features for your business.

View Details

What VvE boards want to know

What is a VvE?

A VvE (Vereniging van Eigenaars) is the board that represents all the apartment owners in a building together.

Can a VvE use bunq?

Yes. bunq accepts VvEs as a business customer, with an account built for how a VvE manages money.

Can a small VvE open an account with bunq too?

Yes. Even a small VvE can open an account, with shared access and a reserve fund.

Which documents do I need to open a VvE account?

A KvK excerpt, an ID document for the board, a Joint Authorization form, and the deed of division. See the checklist below.

Does a VvE have to keep a separate reserve fund?

Yes. A VvE has to hold a reserve fund for maintenance. A dedicated account keeps that money separate.

Can I open a VvE account without a branch visit?

Yes. You handle everything in the bunq app, including the ID check.

Can multiple board members access the account?

Yes. Give each board member Full Access, Make Payments access, or View-Only access.

How does Four-Eye Approval work for VvE payments?

Above an amount you set yourselves, a second board member has to approve the payment before it goes through.

Can I receive VvE contributions from owners who live abroad?

Yes. Owners abroad can simply transfer their contributions to the VvE account.

What VvE boards want to know

What is a VvE?

A VvE (Vereniging van Eigenaars) is the board that represents all the apartment owners in a building together.

Can a VvE use bunq?

Yes. bunq accepts VvEs as a business customer, with an account built for how a VvE manages money.

Can a small VvE open an account with bunq too?

Yes. Even a small VvE can open an account, with shared access and a reserve fund.

Which documents do I need to open a VvE account?

A KvK excerpt, an ID document for the board, a Joint Authorization form, and the deed of division. See the checklist below.

Does a VvE have to keep a separate reserve fund?

Yes. A VvE has to hold a reserve fund for maintenance. A dedicated account keeps that money separate.

Can I open a VvE account without a branch visit?

Yes. You handle everything in the bunq app, including the ID check.

Can multiple board members access the account?

Yes. Give each board member Full Access, Make Payments access, or View-Only access.

How does Four-Eye Approval work for VvE payments?

Above an amount you set yourselves, a second board member has to approve the payment before it goes through.

Can I receive VvE contributions from owners who live abroad?

Yes. Owners abroad can simply transfer their contributions to the VvE account.

What VvE boards want to know

What is a VvE?

A VvE (Vereniging van Eigenaars) is the board that represents all the apartment owners in a building together.

Can a VvE use bunq?

Yes. bunq accepts VvEs as a business customer, with an account built for how a VvE manages money.

Can a small VvE open an account with bunq too?

Yes. Even a small VvE can open an account, with shared access and a reserve fund.

Which documents do I need to open a VvE account?

A KvK excerpt, an ID document for the board, a Joint Authorization form, and the deed of division. See the checklist below.

Does a VvE have to keep a separate reserve fund?

Yes. A VvE has to hold a reserve fund for maintenance. A dedicated account keeps that money separate.

Can I open a VvE account without a branch visit?

Yes. You handle everything in the bunq app, including the ID check.

Can multiple board members access the account?

Yes. Give each board member Full Access, Make Payments access, or View-Only access.

How does Four-Eye Approval work for VvE payments?

Above an amount you set yourselves, a second board member has to approve the payment before it goes through.

Can I receive VvE contributions from owners who live abroad?

Yes. Owners abroad can simply transfer their contributions to the VvE account.

What you need to open a Business Account for your VvE

A board resolution to open the account, a KvK excerpt for the VvE, an ID document for the board members involved, a Joint Authorization form showing you're allowed to act on behalf of the VvE, and the deed of division for the building.

What you need to open a Business Account for your VvE

A board resolution to open the account, a KvK excerpt for the VvE, an ID document for the board members involved, a Joint Authorization form showing you're allowed to act on behalf of the VvE, and the deed of division for the building.

What you need to open a Business Account for your VvE

A board resolution to open the account, a KvK excerpt for the VvE, an ID document for the board members involved, a Joint Authorization form showing you're allowed to act on behalf of the VvE, and the deed of division for the building.

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Budgeting and banking in general was my weak side, and always saw this as something that takes skills and knowledge about finceses… but no, it takes only an app with proper features and good UX :)

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Budgeting and banking in general was my weak side, and always saw this as something that takes skills and knowledge about finceses… but no, it takes only an app with proper features and good UX :)

Loved by people across Europe

See how people use bunq to spend, save, and manage money every day.

The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
I love the app in general. The budgeting feature is so helpful to keep on track with my financial goals. Would recommend it to anyone who wants to starts saving but always over spends
Good bank, BEST bank, crypto services no one else offers. but it’s lacking the most important thing. Withdrawal/Deposit of crypto directly. Please add it
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Man in these times where USD and GBP are stronger than ever, savings in this currencies make a lot of sense if you know what I mean. Also, they offer the highest possible 3.01% on these currencies, and tell you me have seen anything more that nthis at some other place. This is not even all of it, the thing is that they allow flexibility on this savings account. When I started savings, I misread the terms and had a situation where I needed to do one cashout, and turns out I can cash out without disrupting my interest rate! They don't lock your money where you can't use it, you can cash out .
Budgeting and banking in general was my weak side, and always saw this as something that takes skills and knowledge about finceses… but no, it takes only an app with proper features and good UX :)

Ready to open your VvE bank account?

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access from day one.

Ready to open your VvE bank account?

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access from day one.

Ready to open your VvE bank account?

Open a Business Account for your VvE in the bunq app. Manage contributions, reserves, and board access from day one.