Worldwide Travel Insurance included
Medical, baggage, and rental car cover on every trip. Your family travels on the same policy.
Premium Bank Account for your international life
Travel Insurance, mobile data, real exchange rates, and hassle-free international transfers. Everything you need to live and spend across countries.
Premium Bank Account for your international life
Travel Insurance, mobile data, real exchange rates, and hassle-free international transfers. Everything you need to live and spend across countries.
Premium Bank Account for your international life
Travel Insurance, mobile data, real exchange rates, and hassle-free international transfers. Everything you need to live and spend across countries.
Your new Bank Account, ready in just 5 minutes
From sign-up to savings and Travel Insurance—everything in one app.
8GB eSIM data when you travel
Get four 2GB eSIM bundles each year. Install from the app and connect when you land abroad.
Save on foreign currency payments
Get up to 10 free foreign currency transfers a month, and the real exchange rate for your payments abroad.
Your new Bank Account, ready in just 5 minutes
From sign-up to savings and Travel Insurance—everything in one app.
Worldwide Travel Insurance included
Medical, baggage, and rental car cover on every trip. Your family travels on the same policy.
8GB eSIM data when you travel
Get four 2GB eSIM bundles each year. Install from the app and connect when you land abroad.
Save on foreign currency payments
Get up to 10 free foreign currency transfers a month, and the real exchange rate for your payments abroad.
Your new Bank Account, ready in just 5 minutes
From sign-up to savings and Travel Insurance—everything in one app.
Worldwide Travel Insurance included
Medical, baggage, and rental car cover on every trip. Your family travels on the same policy.
8GB eSIM data when you travel
Get four 2GB eSIM bundles each year. Install from the app and connect when you land abroad.
Save on foreign currency payments
Get up to 10 free foreign currency transfers a month, and the real exchange rate for your payments abroad.
Budgeting made easy
Open up to 25 money Pockets, each with its own IBAN. Use them for Direct Debits, transfers, and keeping your money separate.
Budgeting made easy
Open up to 25 money Pockets, each with its own IBAN. Use them for Direct Debits, transfers, and keeping your money separate.
Budgeting made easy
Open up to 25 money Pockets, each with its own IBAN. Use them for Direct Debits, transfers, and keeping your money separate.
Get your Cards
With bunq Elite, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Elite, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
Get your Cards
With bunq Elite, get 25 Digital Debit or Credit Cards and 3 Physical Cards. Order them, top them up, and start making payments online or with your phone right away.
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
3.01%* annual interest, paid weekly
Keep savings in dedicated accounts alongside your day-to-day spending. Weekly payouts go straight to your balance so returns compound toward your goals.
*
See Savings Account terms and conditions. Rates are subject to change at any time. Interest earned is subject to applicable taxes and social security contributions. View savings rates and terms
Worldwide Travel Insurance with zero hassle
No more triple-checking your Travel Insurance for trips abroad. Wherever you go, you’re automatically covered, including rental car insurance. Travel Insurance is included in your plan at no extra cost.
Worldwide Travel Insurance with zero hassle
No more triple-checking your Travel Insurance for trips abroad. Wherever you go, you’re automatically covered, including rental car insurance. Travel Insurance is included in your plan at no extra cost.
Worldwide Travel Insurance with zero hassle
No more triple-checking your Travel Insurance for trips abroad. Wherever you go, you’re automatically covered, including rental car insurance. Travel Insurance is included in your plan at no extra cost.
Foreign currency transfers for free
Send money in 47 currencies directly from your euro account. The fee and exchange rate are shown upfront—no surprises. Your first 10 transfers every month are free.
Foreign currency transfers for free
Send money in 47 currencies directly from your euro account. The fee and exchange rate are shown upfront—no surprises. Your first 10 transfers every month are free.
Foreign currency transfers for free
Send money in 47 currencies directly from your euro account. The fee and exchange rate are shown upfront—no surprises. Your first 10 transfers every month are free.
Save on foreign exchange fees
Pay in any currency with your bunq Card and get the real Mastercard exchange rate, plus a 0.5% markup when markets are open.
Save on foreign exchange fees
Pay in any currency with your bunq Card and get the real Mastercard exchange rate, plus a 0.5% markup when markets are open.
Save on foreign exchange fees
Pay in any currency with your bunq Card and get the real Mastercard exchange rate, plus a 0.5% markup when markets are open.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Buy and sell crypto in the bunq app
Get started with crypto easily. Our partner Kraken takes care of custody, while you buy or sell crypto starting from just €1.
*
Investment services are provided by Kraken. Please note that investments in digital assets (or crypto assets) carry a high risk of total or partial capital loss. The information contained on this page should not be construed as a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services.
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 50% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 50% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Investing made easy
Buy stocks and ETFs on the go with the bunq app. Start investing from just €10, enjoy zero trading fees for the first 3 months, and get a 50% discount after that.
*
Investment services are provided by Ginmon. Please note that all investments carry a high risk of total or partial capital loss. The information contained on this page does not constitute a personal recommendation, investment advice, or an invitation to make any investment decision. Therefore, you should carefully consider your financial situation, consult the applicable documents and information, or seek independent professional advice before initiating any financial transactions or subscribing to new investment services. Learn more
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Get instant support, 24/7
Got a question? Get all the answers you need in seconds. Chat in your language at any hour, wherever you are.
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Loved by our users
Real reviews from bunq users.
Good experience. Reported an issue with a credit card reservation and bunq recognized, explained and arranged for my refund to be completed in 24hrs.
Pieter
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Even though you can't make deposits or withdrawals here it still was a very welcoming place for our meetup :)
Gérard
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
bunq Elite is our top Personal plan: many Bank Accounts and cards, generous foreign-currency allowances, ZeroFX, savings interest where you qualify, Travel Insurance and eSIM perks, investing tools, Zapier, bunq Web, Tap to Pay, and priority support.
Limits and monthly pricing are shown in the app plan comparison.
With Qover, Travel Insurance is included on eligible trips when you’re on bunq Elite. Check your policy in the app for countries, limits, and exclusions.
File a claim in the bunq app or on Qover’s site within 30 days of the incident.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
bunq Elite is our top Personal plan: many Bank Accounts and cards, generous foreign-currency allowances, ZeroFX, savings interest where you qualify, Travel Insurance and eSIM perks, investing tools, Zapier, bunq Web, Tap to Pay, and priority support.
Limits and monthly pricing are shown in the app plan comparison.
With Qover, Travel Insurance is included on eligible trips when you’re on bunq Elite. Check your policy in the app for countries, limits, and exclusions.
File a claim in the bunq app or on Qover’s site within 30 days of the incident.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Frequently Asked Questions
ZeroFX is on by default: card spending abroad uses the Mastercard rate with a 0.5% currency fluctuation adjustment while markets are open. Choose local currency at the terminal when you can.
bunq Free includes up to €1,000 of foreign-currency ZeroFX spend per year; above that, standard currency conversion fees apply. Core, Pro, and Elite have unlimited ZeroFX.
bunq Pro and bunq Elite include free physical cards in your plan limit, but the Metal Credit Card is optional and has a one-time order fee (see the app for the current price).
bunq Elite is our top Personal plan: many Bank Accounts and cards, generous foreign-currency allowances, ZeroFX, savings interest where you qualify, Travel Insurance and eSIM perks, investing tools, Zapier, bunq Web, Tap to Pay, and priority support.
Limits and monthly pricing are shown in the app plan comparison.
With Qover, Travel Insurance is included on eligible trips when you’re on bunq Elite. Check your policy in the app for countries, limits, and exclusions.
File a claim in the bunq app or on Qover’s site within 30 days of the incident.
Your rate depends on plan, currency, and how much you save. EUR, USD, and GBP Savings each have published variable rates, check the Savings tab or plan comparison for today’s numbers and bonus thresholds.
From Home, tap Pay, choose your currency, enter amount and recipient, then confirm, the fee and rate are shown before you send. bunq Pro includes 5 free FX payments per month; Elite includes 10 (see the app for your allowance).
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Start banking your way
Open a bunq personal account from your phone and organize spending, savings, and cards in one app.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.
Guides for everyday banking
Tips on saving, budgeting, and getting more from your bunq account.
News2 minute read
bunq Launches Credit Card Across the European Union
bunq Credit Cards reach more EU countries, see where they work, what you get on travel and daily spend, and how to order from the app.
News3 minute read
Top Ways to Use bunq’s Digital Cards
Issue Digital Cards for subscriptions, travel, or business spend, separate limits and instant controls keep online payments predictable and safe.
Guides2 minute read
Budgeting With bunq: Tools That Fit Real Life
Easy Budgeting, Savings Accounts, and instant insights, how to build a simple monthly rhythm in the bunq app without starting from zero.