Secure Banking
Keep your money safe with bunq. Experience financial security with our state-of-the-art security features—ensuring a safe and carefree banking experience every step of the way.
Discover bunq's features
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Biometric ID
Lock down your bunq account with Face ID or Fingerprint ID.
Two-Factor Authentication
Confirm your transactions in the app.
Rotating CVC
Personalize your CVC settings with ease.
Instant Notifications
Receive real-time updates when your money moves.
24/7 Support
Instant help in your language, whenever you need it.
Deposit Protection
Thanks to our European banking license from the Dutch National Bank (DNB), all deposits from verified users are automatically insured up to €100.000 by the Dutch Deposit Guarantee Scheme (DGS). No matter what happens, your money remains secure and accessible.
Biometric ID
Secure your bunq account with Face ID or Fingerprint ID. Enable it for an extra layer of financial security, ensuring only you can access your account and approve payments.
Two-Factor Authentication
We’ll always verify payments to keep your money safe. Anytime your details are used online, you’ll receive an instant notification, ensuring you stay in control of your financial security.
Rotating CVC
Stay in control of your financial security with rotating CVC codes. Unlike static CVCs that can be vulnerable to phishing, skimming, and data breaches, they offer a safer way to protect your money. Choose to manually create a CVC that never expires or let it update automatically for added peace of mind.
Instant Notifications
Stay on top of your finances with Instant Notifications. Get notified the moment a payment comes in or goes out, keeping your money safe and secure.
24/7 Support
Get 24/7 support whenever you need it. Contact us via secure in-app chat, email, or our SOS phone line for urgent issues like card blocking or account access. No matter where you're from, we speak your language.
Localized Card Protection
Keep your card safe with location-based protection. It only works where you are, giving you extra security and peace of mind.
Trusted by millions of users
Insured up to €100.000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
The essentials to get you started.
bunq Core
The bank account for everyday use.
bunq Pro
The bank account that travels with you.
bunq Elite
The bank account designed for your international lifestyle.
Frequently Asked Questions
What is bunq?
bunq is the ultimate digital bank designed to eliminate the hassle of managing money. From effortless saving and budgeting to travel focused features, bunq empowers you to focus on what truly matters.
What’s the best online bank?
bunq stands out as one of the best online banks thanks to its innovation, transparency, and focus on simplicity and sustainability. With an intuitive app, up to 25 sub-accounts, automated budgeting features, and multi-IBANs, bunq offers a modern, flexible banking experience. Plus, every time you spend, you help plant trees—so you manage your money and support the planet at the same time.
Is bunq an independent bank?
bunq was founded in 2012 by Ali Niknam in the Netherlands as a tech-driven challenger bank focused on innovation, transparency, and simplicity. In 2015, we launched the bunq app – the first new bank in 35 years to receive a European banking license – and we’ve been challenging traditional banks ever since.
What do I need to open a bunq account?
To open a bunq account, you need your tax ID, a smartphone with the bunq app, and a residential address in Europe. The process is fully digital and takes less than 5 minutes – easy, fast, and convenient!
Start your 30-day free trial
Open your account in just 5 minutes, directly from your phone.
