Finance6 minute read
Quick and Easy On-the-Go Payments With Apple/Google Pay
Make fast, secure payments with Apple/Google Pay, perfect for digital and on-the-go lifestyles.
bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings up to 3.11%, and full mobile banking.
bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings up to 3.11%, and full mobile banking.
bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings up to 3.11%, and full mobile banking.
Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | |
|---|---|---|
| Personal Plans | 4 plans starting from Free | 6 current accounts |
| Fully Digital Bank | Only applies to free online account | |
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 2 (Cuenta Online) |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 2 free accounts |
| Payment Requests | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical debit card included with paid plans | Physical debit card |
| Digital Cards | Digital cards you create in the app | Debit card works in Apple Pay and Google Pay |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* gross annual rate (Instant Access) | 0% TAE (Cuenta Online) |
Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | |
|---|---|---|
| Personal Plans | 4 plans starting from Free | 6 current accounts |
| Fully Digital Bank | Only applies to free online account | |
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 2 (Cuenta Online) |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 2 free accounts |
| Payment Requests | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical debit card included with paid plans | Physical debit card |
| Digital Cards | Digital cards you create in the app | Debit card works in Apple Pay and Google Pay |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* gross annual rate (Instant Access) | 0% TAE (Cuenta Online) |
Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | |
|---|---|---|
| Personal Plans | 4 plans starting from Free | 6 current accounts |
| Fully Digital Bank | Only applies to free online account | |
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 2 (Cuenta Online) |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 2 free accounts |
| Payment Requests | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical debit card included with paid plans | Physical debit card |
| Digital Cards | Digital cards you create in the app | Debit card works in Apple Pay and Google Pay |
| Apple/Google Pay | ||
| Savings Accounts | Up to 3.11%* gross annual rate (Instant Access) | 0% TAE (Cuenta Online) |
Disclaimer
Comparison based on publicly available information as of October 2026. Features and rates may change. Please check Santander’s website for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Disclaimer
Comparison based on publicly available information as of October 2026. Features and rates may change. Please check Santander’s website for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Disclaimer
Comparison based on publicly available information as of October 2026. Features and rates may change. Please check Santander’s website for the latest details.
*Up to 3.11% Bonus Interest on all your EUR savings until your first threshold calculation. After that, savings up to your threshold earn Base Interest (1.61% on the first €10,000, 1.51% above that), and savings above your threshold earn 3.11% Bonus Interest. bunq rates as of October 2026. Terms and conditions apply.
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 22 million people banking with bunq
Sign up in just 5 minutes
- 1.
Download the bunq app
Get the app for iOS or Android.
- 2.
Fill in your details
Fill in your name, address, email, and phone number.
- 3.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Related articles
Keep exploring practical ways to get more from your money with bunq.
Related articles
Keep exploring practical ways to get more from your money with bunq.
Related articles
Keep exploring practical ways to get more from your money with bunq.