Open a free online current Bank Account

Open your free bank account with bunq Free in 5 minutes. €0 monthly fee, no minimum deposit.

No hidden fees

A bank account with no monthly account fee: €0 a month with bunq Free. Usual transaction fees apply.

Terms and conditions apply.
bunq Bank Accounts: bank account with €0 monthly fee

What bunq Free gives you

The main benefits for your bank account.

No paperwork

Download the app and get started digitally. From anywhere.

Start without a tax ID

No problem. Submit it within 90 days.

Stocks and Crypto

Start investing, right in the app.

Save with clarity

Separate your goals, without the extra work.

Budget in the app

See where your money goes, right away.

Travel freely

ZeroFX up to €1,000 a year, plus eSIM when you travel.

What bunq Free gives you

The main benefits for your bank account.

No paperwork

Download the app and get started digitally. From anywhere.

Start without a tax ID

No problem. Submit it within 90 days.

Stocks and Crypto

Start investing, right in the app.

Save with clarity

Separate your goals, without the extra work.

Budget in the app

See where your money goes, right away.

Travel freely

ZeroFX up to €1,000 a year, plus eSIM when you travel.

What bunq Free gives you

The main benefits for your bank account.

No paperwork

Download the app and get started digitally. From anywhere.

Start without a tax ID

No problem. Submit it within 90 days.

Stocks and Crypto

Start investing, right in the app.

Save with clarity

Separate your goals, without the extra work.

Budget in the app

See where your money goes, right away.

Travel freely

ZeroFX up to €1,000 a year, plus eSIM when you travel.

I downloaded bunq a few months ago and am so happy with it that I've gotten my friends hooked on it too. I think it's awesome that customer service is available in so many languages, whether via chat, email, or phone. A lot of online banks only offer support in English. The staff were able to quickly help me with the verification process for my checking account and took my feedback on board.
Klemens D. (Translated from German)
I downloaded bunq a few months ago and am so happy with it that I've gotten my friends hooked on it too. I think it's awesome that customer service is available in so many languages, whether via chat, email, or phone. A lot of online banks only offer support in English. The staff were able to quickly help me with the verification process for my checking account and took my feedback on board.
Klemens D. (Translated from German)
I downloaded bunq a few months ago and am so happy with it that I've gotten my friends hooked on it too. I think it's awesome that customer service is available in so many languages, whether via chat, email, or phone. A lot of online banks only offer support in English. The staff were able to quickly help me with the verification process for my checking account and took my feedback on board.
Klemens D. (Translated from German)

No minimum deposit needed

No minimum deposit, no minimum balance. Start your bank account with bunq Free whenever you're ready.

Terms and conditions apply.
bunq app: use a bank account with no minimum deposit

How to open your account

Three steps in the app. Choose bunq Free and start with a €0 monthly fee.

Get the app

Download the bunq app.

Create your profile

Set up your profile and choose bunq Free.

Verify and start

Verify yourself and start using your bank account.

bunq Free: your plan with no monthly account fee

€0 monthly account fee, no required deposit. Usual transaction fees apply.

bunq Free

€0

Start for free

€0 monthly account fee, no minimum deposit.

Open a Free Account

bunq Core

€3.99

/ month

Everyday banking with cards and Bank Accounts.

See Plans

bunq Pro

€9.99

/ month

More ways to save, budget, and pay abroad.

See Plans

bunq Elite

€18.99

/ month

Premium banking for everyday life and travel.

See Plans

bunq Free: your plan with no monthly account fee

€0 monthly account fee, no required deposit. Usual transaction fees apply.

bunq Free

€0

Start for free

€0 monthly account fee, no minimum deposit.

Open a Free Account

bunq Core

€3.99

/ month

Everyday banking with cards and Bank Accounts.

See Plans

bunq Pro

€9.99

/ month

More ways to save, budget, and pay abroad.

See Plans

bunq Elite

€18.99

/ month

Premium banking for everyday life and travel.

See Plans

Common questions about your bank account

Short and clear: monthly fees, minimum deposit, and how to open.

With bunq Free, the monthly account fee is €0. Usual transaction fees apply. More in our Terms and Conditions.

Important notes

Free monthly account fee with bunq Free. Usual transaction fees apply. More in our Terms and Conditions. Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme by De Nederlandsche Bank (DNB).

Important notes

Free monthly account fee with bunq Free. Usual transaction fees apply. More in our Terms and Conditions. Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme by De Nederlandsche Bank (DNB).

Important notes

Free monthly account fee with bunq Free. Usual transaction fees apply. More in our Terms and Conditions. Eligible deposits are protected up to €100,000 under the Dutch Deposit Guarantee Scheme by De Nederlandsche Bank (DNB).

Start with €0 today

With bunq Free: €0 monthly account fee, no required deposit.