bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

bunq vs Santander
Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | ||
|---|---|---|---|
| Personal Plans | 4 plans starting from Free | 4 plans starting from Free | 3 Plans |
| Fully Digital Bank | Only applies to free online account | ||
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 free account |
| Payment Requests | €0.27 per request | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical card with paid plan | Physical card with paid plan | Physical debit card |
| Digital Cards | Free Digital Credit Card | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | |||
| Savings Accounts | 3.01%* on deposits with Instant Access | 3.01%* on deposits with Instant Access | Up to 2.40% (Depósito Exprés) |
Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | ||
|---|---|---|---|
| Personal Plans | 4 plans starting from Free | 4 plans starting from Free | 3 Plans |
| Fully Digital Bank | Only applies to free online account | ||
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 free account |
| Payment Requests | €0.27 per request | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical card with paid plan | Physical card with paid plan | Physical debit card |
| Digital Cards | Free Digital Credit Card | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | |||
| Savings Accounts | 3.01%* on deposits with Instant Access | 3.01%* on deposits with Instant Access | Up to 2.40% (Depósito Exprés) |
Compare personal banking features
Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.
| Feature | Santander | ||
|---|---|---|---|
| Personal Plans | 4 plans starting from Free | 4 plans starting from Free | 3 Plans |
| Fully Digital Bank | Only applies to free online account | ||
| Spanish IBAN | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 IBAN |
| Payment Accounts | Up to 25 (Pro/Elite) | Up to 25 (Pro/Elite) | 1 free account |
| Payment Requests | €0.27 per request | €0.27 per request | Yes (via Bizum) |
| Physical Cards | Physical card with paid plan | Physical card with paid plan | Physical debit card |
| Digital Cards | Free Digital Credit Card | Free Digital Credit Card | Free digital debit card |
| Apple/Google Pay | |||
| Savings Accounts | 3.01%* on deposits with Instant Access | 3.01%* on deposits with Instant Access | Up to 2.40% (Depósito Exprés) |
Disclaimer
*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.
Disclaimer
*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.
Disclaimer
*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.
Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Switching to bunq is Easy
Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Join 20 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 20 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Join 20 million people banking with bunq
Sign up in just 5 minutes
Download the bunq app
Get the app for iOS or Android.
Fill in your details
Fill in your name, address, email, and phone number.
Verify your ID
Verify your ID with a quick video selfie and start banking right away.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
Choose your personal plan
Start simple. Upgrade when you want more ways to save, spend, and travel.
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Make fast, secure payments with Apple/Google Pay, perfect for digital and on-the-go lifestyles.

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Convenient Contactless Payments With bunq
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