bunq vs Santander
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs Santander
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs Santander
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
Compare Personal Accounts:
bunq
Santander
Pricing & Plans
4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
5 Plan
5 Plan
5 Plan
Core Banking
Only applies to free online account
Only applies to free online account
Only applies to free online account
25 unique IBANs
25 unique IBANs
25 unique IBANs
1 IBAN
1 IBAN
1 IBAN
Up to 25 accounts
Up to 25 accounts
Up to 25 accounts
1 free account
1 free account
1 free account
Payments & Transactions
€0,27 per request
€0,27 per request
€0,27 per request
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Physical debit card
Physical debit card
Physical debit card
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
Free digital debit card
2.01%* on deposits with Instant Access
2.01%* on deposits with Instant Access
2.01%* on deposits with Instant Access
No savings specific account
No savings specific account
No savings specific account
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Support & Security
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Sustainability
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.