bunq vs Santander

See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Santander

See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

bunq vs Santander

See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.

  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.
  • Reuters logo in white on a light gray background, featuring the circular dotted emblem and the text “REUTERS”.

Compare Personal Accounts:

bunq

Santander

Pricing & Plans

4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
4 Plans starting from €0.00/month
5 Plan
5 Plan
5 Plan

Payments & Transactions

Up to 2% cashback
Up to 2% cashback
Up to 2% cashback
1% only on credit cards
1% only on credit cards
1% only on credit cards
Physical card with paid plan
Physical card with paid plan
Physical card with paid plan
Physical debit card
Physical debit card
Physical debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
Free virtual debit card
2.01%* on deposits with Instant Access
2.01%* on deposits with Instant Access
2.01%* on deposits with Instant Access
No savings specific account
No savings specific account
No savings specific account
Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Buy & sell crypto safely, right where you bank

Control everything yourself, day or night

Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Buy & sell crypto safely, right where you bank

Control everything yourself, day or night

Finance at your fingertips

All you need from a bank, in 1 app

Stay organized with different money pots

Notifications and insights show where your money goes

Grow your savings, with up to 2.01% interest

Buy & sell crypto safely, right where you bank

Control everything yourself, day or night

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Trusted by millions of users

Insured up to €100,000

Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).

Card Payment Refunds

Your money is protected if something doesn't go as planned.

Instant Payments

Send and receive money instantly, no waiting.

24/7 support

Instant help in your language, whenever you need it.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Choose your plan

Try it free for 30 days, no strings attached.

Simple blue diamond icon on a dark background, symbolizing premium or high-value service.

bunq Free

Free

The essentials to get you started.

Green diamond with a sparkle on the top-right, representing premium or elite status feature.

bunq Core

€3.99/month

The bank account for everyday use.

Dark blue diamond icon with two sparkles, indicating an upgraded or polished premium feature.

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Magenta diamond icon with multiple sparkles, conveying luxury or excellence.

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.

Open your bank account in just 5 minutes

All you need to get started is your phone and ID.