bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
bunq vs N26
See why bunq is the smarter way to bank— with flexible plans, innovative features, and a seamless experience designed for modern life.
Compare Personal Accounts
bunq
N26
Pricing & Plans
4 Plans
4 Plans
4 Plans
4 Plans
4 Plans
4 Plans
Core Banking
Up to 25 unique IBANs
Up to 25 unique IBANs
Up to 25 unique IBANs
Up to 10 unique IBANs
Up to 10 unique IBANs
Up to 10 unique IBANs
Up to 25 included
Up to 25 included
Up to 25 included
Up to 10 included
Up to 10 included
Up to 10 included
Payments & Transactions
Free Physical card with paid plan
Free Physical card with paid plan
Free Physical card with paid plan
Free Physical card with paid plan
Free Physical card with paid plan
Free Physical card with paid plan
Free Digital Credit Card
Free Digital Credit Card
Free Digital Credit Card
Free Digital Credit Card
Free Digital Credit Card
Free Digital Credit Card
Up to 2.01% annual interest rate
Up to 2.01% annual interest rate
Up to 2.01% annual interest rate
Up to 2.00% annual interest rate
Up to 2.00% annual interest rate
Up to 2.00% annual interest rate
Up to 2.11% annual interest rate
Up to 2.11% annual interest rate
Up to 2.11% annual interest rate
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
Up to 6 ATM withdrawals monthy
8 free withdrawals per month
8 free withdrawals per month
8 free withdrawals per month
Support & Security
7:00AM to 23:00PM
7:00AM to 23:00PM
7:00AM to 23:00PM
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Deposits insured up to €100,000
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
Comparison based on publicly available information as of 20/01/2026. Features and pricing may change. Please check respective websites for the latest details.
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Finance at your fingertips
All you need from a bank, in 1 app
Stay organized with different money pots
Notifications and insights show where your money goes
Grow your savings, with up to 2.01% interest
Buy & sell crypto safely, right where you bank
Control everything yourself, day or night
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
Card Payment Refunds
Your money is protected if something doesn't go as planned.
Instant Payments
Send and receive money instantly, no waiting.
24/7 support
Instant help in your language, whenever you need it.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
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bunq Free
Free
The essentials to get you started.
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bunq Core
€3.99/month
The bank account for everyday use.
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bunq Pro
€9.99/month
The bank account that makes budgeting easy.
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bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Risk indicator for all bunq B.V. accounts
1
/
6
This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.
bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user
Choose your plan
Try it free for 30 days, no strings attached.
bunq Free
Free
The essentials to get you started.
bunq Core
€3.99/month
The bank account for everyday use.
bunq Pro
€9.99/month
The bank account that makes budgeting easy.
bunq Elite
€18.99/month
The bank account designed for your international lifestyle.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.
Open your bank account in just 5 minutes
All you need to get started is your phone and ID.