How Expats Bank with bunq

From paying rent in Berlin to splitting tapas in Barcelona, here’s how expats across Europe keep their money sorted with bunq.

May 22, 2025

New city, new routines, new possibilities. But too often, opening a local bank account feels like a full-time job. That’s why expats across Europe choose bunq. You can open your account in 5 minutes, get a Foreign IBAN right away, and manage everything from your phone—in English, or whichever language suits you best.

Here’s how real expats are using bunq to settle in smoothly and enjoy more of what they came for.

Ravi, Engineer from India
Living in Berlin, Germany

Ravi set up his bunq account before his first day of work—no paperwork, no waiting. He got a German IBAN instantly, created a sub-account for rent, and started saving automatically from day one.

With bunq, he:

“Everything’s in one place — and 100% mobile.” — Ravi

Sofia, Software Engineer from Brazil
Living in Paris, France

Sofia shares a flat with two other expats. bunq makes splitting expenses simple — from groceries to internet to late-night takeout.

She also:

“All in English, and no printer needed. Finally.” — Sofia

Matteo, Student from Italy
Studying in Amsterdam, Netherlands

Matteo joined bunq on his way to university. He didn’t have a BSN yet, but still got a Dutch IBAN and Virtual Card in minutes—all set to go.

With bunq, he:

“My money’s more organized than my uni notes.” — Matteo

Aisha, Student from Canada
Studying in Barcelona, Spain

From Ottawa to Barcelona, Aisha wanted a smooth transition. With bunq, she set up her finances in just a few taps and got on with exploring her new city.

She uses bunq to:

“I even have a Bank Account just for churros and hot chocolate.” — Aisha

Why expats choose bunq

Wherever you go, bunq helps you feel at home faster:

  • Open your account in 5 minutes

  • Get a local IBAN for Germany, France, the Netherlands, Spain, or Ireland

  • No local tax number needed to start

  • App and support in English (and 35+ languages)

Mobile. Flexible. Made for life abroad.

Join thousands of expats using bunq to feel in control and enjoy more of what’s ahead.

Get started today!

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Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Start your 30-day free trial

Open your account in just 5 minutes, directly from your phone.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.

Risk indicator for all bunq B.V. accounts

1

/

6

This number is indicative of product risk, with 1/6 indicating lower risk and 6/6 indicating higher risk.

bunq B.V. is adhered to the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user

Find your perfect fit

Easy Savings icon

bunq Free

Free

The essentials to get you started.

Easy Bank icon

bunq Core

€3.99/month

The bank account for everyday use.  

Easy Bank Pro icon

bunq Pro

€9.99/month

The bank account that makes budgeting easy.

Easy Bank Pro XL icon

bunq Elite

€18.99/month

The bank account designed for your international lifestyle.