Your Joint Account, ready in 5 minutes
Manage money together with your partner, housemates, or friends, in one account you all own.
Your Joint Account, ready in 5 minutes
Manage money together with your partner, housemates, or friends, in one account you all own.
Your Joint Account, ready in 5 minutes
Manage money together with your partner, housemates, or friends, in one account you all own.
What is a joint account?
A joint account is one bank account owned by two or more people. Everyone shares, spends, and sees the same balance, and you don’t need to be married or registered partners to open one.
Up to 10 people
Invite anyone, even if they're new to bunq.
See every payment
Track shared spending together.
Ready in 5 minutes
Set it up in the app. No branch visit, no paperwork.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
What is a joint account?
A joint account is one bank account owned by two or more people. Everyone shares, spends, and sees the same balance, and you don’t need to be married or registered partners to open one.
Up to 10 people
Invite anyone, even if they're new to bunq.
See every payment
Track shared spending together.
Ready in 5 minutes
Set it up in the app. No branch visit, no paperwork.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
What is a joint account?
A joint account is one bank account owned by two or more people. Everyone shares, spends, and sees the same balance, and you don’t need to be married or registered partners to open one.
Up to 10 people
Invite anyone, even if they're new to bunq.
See every payment
Track shared spending together.
Ready in 5 minutes
Set it up in the app. No branch visit, no paperwork.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
How to open a Joint Account
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Create your Joint Account
Choose Joint Account in the app and send an invite to your co-owners.
How to open a Joint Account
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Create your Joint Account
Choose Joint Account in the app and send an invite to your co-owners.
How to open a Joint Account
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Create your Joint Account
Choose Joint Account in the app and send an invite to your co-owners.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save, and budget. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
Save together and earn up to 3.11%* interest
Open a Joint Savings Account for a move, a trip, or a rainy day. Interest is paid out weekly.
Save together and earn up to 3.11%* interest
Open a Joint Savings Account for a move, a trip, or a rainy day. Interest is paid out weekly.
Save together and earn up to 3.11%* interest
Open a Joint Savings Account for a move, a trip, or a rainy day. Interest is paid out weekly.
Budget together, automatically
Top up on payday, automatically
Set up Organize Your Income once, and a set share goes to your Joint Account every time you're paid.
Track shared spending
Every payment is sorted by category, so you both know what goes to rent, groceries, and nights out.
Save what's left, together
Move leftover money into your Joint Savings Account and earn interest every week.
Budget together, automatically
Top up on payday, automatically
Set up Organize Your Income once, and a set share goes to your Joint Account every time you're paid.
Track shared spending
Every payment is sorted by category, so you both know what goes to rent, groceries, and nights out.
Save what's left, together
Move leftover money into your Joint Savings Account and earn interest every week.
Budget together, automatically
Top up on payday, automatically
Set up Organize Your Income once, and a set share goes to your Joint Account every time you're paid.
Track shared spending
Every payment is sorted by category, so you both know what goes to rent, groceries, and nights out.
Save what's left, together
Move leftover money into your Joint Savings Account and earn interest every week.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
Risk indicator for this account
This number indicates the product's risk, where 1/6 indicates lower risk and 6/6 indicates higher risk.
bunq B.V. is a member of the Dutch Deposit Guarantee Fund. The maximum guaranteed amount is €100,000 per user.
A Joint Account is included in each plan
Open one on bunq Core, bunq Pro, or bunq Elite at no extra cost. On bunq Free, you can join a Joint Account that someone else opens.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no hidden FX fees
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
A Joint Account is included in each plan
Open one on bunq Core, bunq Pro, or bunq Elite at no extra cost. On bunq Free, you can join a Joint Account that someone else opens.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no hidden FX fees
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
A Joint Account is included in each plan
Open one on bunq Core, bunq Pro, or bunq Elite at no extra cost. On bunq Free, you can join a Joint Account that someone else opens.
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
bunq Pro
€9.99
per month
More ways to save, budget, and travel.
Organize your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no hidden FX fees
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
Joint account questions
Quick answers before you open your Joint Account
Joint Account questions
Quick answers before you open your Joint Account
Joint Account questions
Quick answers before you open your Joint Account
Open a Joint Account, right from the app
Add your partner, housemate or friend, even if they bank elsewhere
Open a Joint Account, right from the app
Add your partner, housemate or friend, even if they bank elsewhere
Open a Joint Account, right from the app
Add your partner, housemate or friend, even if they bank elsewhere
Disclaimer
APY: 0% (nominal rate: 0%). Representative example: account with no maintenance fee and no overdraft fees. Fees apply to certain transactions (see terms at bunq.com). You can open a Joint Account with the bunq Core, bunq Pro, or bunq Elite plans. You can join a Joint Account with any plan. bunq is a bank authorized by the Central Bank of the Netherlands. bunq B.V. is a member of the Dutch Deposit Guarantee Scheme; maximum guaranteed amount €100,000 per user. Terms and Conditions apply. More information at bunq.com.
* 3.11% nominal annual rate is the gross annual Extra Rate. You get it on all your EUR savings until your threshold is first calculated. Threshold: the highest balance you had in the previous calendar half-year (1 January to 30 June, or 1 July to 31 December). The Savings Account has a balance limit of €100,000 and pays out interest every 7 days. After that, savings up to your threshold earn the Base Rate: 1.61% nominal annual rate on the first €10,000 and 1.51% nominal annual rate on the amount above €10,000. Savings above your threshold earn the Extra Rate of 3.11% nominal annual rate. All rates are variable and can change. Interest is paid on savings of up to €100,000. This is not investment advice. Terms and Conditions apply. More information at bunq.com.
** A fee of 0.99% per order applies. With bunq Pro it is 20% lower (0.79% per order), and with bunq Elite it is 50% lower (0.49% per order). This is not investment advice. Investing in the stock market involves risk of loss. Service provided by Ginmon Vermögensverwaltung GmbH. Terms and Conditions apply. More information at bunq.com.
Disclaimer
APY: 0% (nominal rate: 0%). Representative example: account with no maintenance fee and no overdraft fees. Fees apply to certain transactions (see terms at bunq.com). You can open a Joint Account with the bunq Core, bunq Pro, or bunq Elite plans. You can join a Joint Account with any plan. bunq is a bank authorized by the Central Bank of the Netherlands. bunq B.V. is a member of the Dutch Deposit Guarantee Scheme; maximum guaranteed amount €100,000 per user. Terms and Conditions apply. More information at bunq.com.
* 3.11% nominal annual rate is the gross annual Extra Rate. You get it on all your EUR savings until your threshold is first calculated. Threshold: the highest balance you had in the previous calendar half-year (1 January to 30 June, or 1 July to 31 December). The Savings Account has a balance limit of €100,000 and pays out interest every 7 days. After that, savings up to your threshold earn the Base Rate: 1.61% nominal annual rate on the first €10,000 and 1.51% nominal annual rate on the amount above €10,000. Savings above your threshold earn the Extra Rate of 3.11% nominal annual rate. All rates are variable and can change. Interest is paid on savings of up to €100,000. This is not investment advice. Terms and Conditions apply. More information at bunq.com.
** A fee of 0.99% per order applies. With bunq Pro it is 20% lower (0.79% per order), and with bunq Elite it is 50% lower (0.49% per order). This is not investment advice. Investing in the stock market involves risk of loss. Service provided by Ginmon Vermögensverwaltung GmbH. Terms and Conditions apply. More information at bunq.com.
Disclaimer
APY: 0% (nominal rate: 0%). Representative example: account with no maintenance fee and no overdraft fees. Fees apply to certain transactions (see terms at bunq.com). You can open a Joint Account with the bunq Core, bunq Pro, or bunq Elite plans. You can join a Joint Account with any plan. bunq is a bank authorized by the Central Bank of the Netherlands. bunq B.V. is a member of the Dutch Deposit Guarantee Scheme; maximum guaranteed amount €100,000 per user. Terms and Conditions apply. More information at bunq.com.
* 3.11% nominal annual rate is the gross annual Extra Rate. You get it on all your EUR savings until your threshold is first calculated. Threshold: the highest balance you had in the previous calendar half-year (1 January to 30 June, or 1 July to 31 December). The Savings Account has a balance limit of €100,000 and pays out interest every 7 days. After that, savings up to your threshold earn the Base Rate: 1.61% nominal annual rate on the first €10,000 and 1.51% nominal annual rate on the amount above €10,000. Savings above your threshold earn the Extra Rate of 3.11% nominal annual rate. All rates are variable and can change. Interest is paid on savings of up to €100,000. This is not investment advice. Terms and Conditions apply. More information at bunq.com.
** A fee of 0.99% per order applies. With bunq Pro it is 20% lower (0.79% per order), and with bunq Elite it is 50% lower (0.49% per order). This is not investment advice. Investing in the stock market involves risk of loss. Service provided by Ginmon Vermögensverwaltung GmbH. Terms and Conditions apply. More information at bunq.com.