Insured
Your money is protected by the Deposit Guarantee Scheme.
Start Banking in 5 Minutes
Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.
Start Banking in 5 Minutes
Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.
Start Banking in 5 Minutes
Try bunq free for 30 days. After that, you pay for your chosen plan unless you change or cancel it. Cancel anytime, for free. All you need to get started is your phone and ID.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K100 thousand euros insuredInsured
Your money is protected by the Deposit Guarantee Scheme.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.
Bank with confidence
Clear, straightforward banking, so you can focus on what matters.
100K100 thousand euros insuredInsured
Your money is protected by the Deposit Guarantee Scheme.
22M+22 million plusUsers
Millions across Europe trust bunq for their everyday banking.
24/724 hours a day, 7 days a weekSupport
Get help instantly in your language, day or night.
Create IBANs in seconds
Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!
Create IBANs in seconds
Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!
Create IBANs in seconds
Setting up a new bank account takes just a few taps in the app. You can make up to 25 of them, and are free to choose from a range of localized IBANs and up to 20 currencies!
Up to 3.11%* interest, paid out weekly
Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.
Up to 3.11%* interest, paid out weekly
Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.
Up to 3.11%* interest, paid out weekly
Make your savings grow faster with a highly competitive interest rate. Earnings get paid out weekly, so you benefit from compound interest and reach your goals even quicker.
Order your cards
Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!
Order your cards
Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!
Order your cards
Every bunq plan comes with at least one card. Paid plans also have physical cards included, but no matter what you're on, you can add yours to Apple/Google Pay and start spending today!
Open Joint Accounts without any hassle
Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.
Open Joint Accounts without any hassle
Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.
Open Joint Accounts without any hassle
Just send out an invite, and start banking with up to 10 bunqers in minutes. Everybody gets their own card, and you’ll have a clear overview of who paid or contributed what at all times.
Crystal-clear insights
For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.
Crystal-clear insights
For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.
Crystal-clear insights
For detailed insights into your spending, head to the Budgeting tab. You’ll find month-by-month comparisons and categorized breakdowns. To get a full overview of your finances, you can also add external bank accounts you have.
Your money, your rules
bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.
Your money, your rules
bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.
Your money, your rules
bunq is the only bank in the world that lets you decide how your deposits get invested. Set your preferences in the app and we’ll make sure it only goes where you want it to.
Your funds are safe
Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.
Your funds are safe
Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.
Your funds are safe
Thanks to our European banking license, your deposits are automatically insured by the Dutch Deposit Guarantee Scheme (DGS), and will be covered up to €100,000.
Disclaimer
* bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is allowed to operate in Germany. Not investment advice. Interest rate is subject to change. 3.11% is the bonus gross annual rate. You earn it on all your EUR savings until your first threshold calculation. Your threshold is your highest savings balance over the previous 6 months, recalculated every January 1 and July 1. After that, the part of your savings up to your threshold earns the base rate: 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above your threshold earns the 3.11% bonus rate. All rates are variable and can change. Find more information on help.bunq.com/en-de/articles/whats-massinterest-and-how-does-it-work
Not investment advice.
T&Cs Apply.
Loved by our users
Real reviews from bunq users.
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Steffen
Google Play
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
Loved by our users
Real reviews from bunq users.
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Steffen
Google Play
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
Loved by our users
Real reviews from bunq users.
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Steffen
Google Play
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
This bank is different. Banking apps used to be all about saving and withdrawing money, then adding bills and other services. But bunq is on a whole different level. Here, you can plan your budget and track your expenses, there are different subscriptions for different financial goals, and you can easily organize spending categories with color codes. A great innovation and a really exciting app! I personally find it extremely helpful.
Julian
Find your perfect fit
Find your perfect fit
Find your perfect fit
Keep exploring Discover Start In 5 Minutes
Read guides and updates that help you get more from bunq.
Keep exploring Discover Start In 5 Minutes
Read guides and updates that help you get more from bunq.
Keep exploring Discover Start In 5 Minutes
Read guides and updates that help you get more from bunq.