Studying abroad is one of the most exciting things you can do. New places, new people, new freedom. But between rent, groceries, weekend trips, and surprise costs, your money has to stretch further than ever. Don’t stress. With the right habits and a smart banking setup like bunq, you can make the most of your time abroad and keep your budget in check.

How to Actually Save While Studying Abroad

Tip 1: Budget Smarter with Sub-Accounts

Budgeting sounds boring until you realise it’s the only way to afford the life you want abroad. With bunq, you can open up to 25 Bank Accounts and organise your money by category. Think rent, groceries, transport, nights out, or weekend trips.

Create a “Fun” account with a weekly limit. It gives you freedom to enjoy yourself without dipping into your essentials.

Tip 2: Ditch the Hidden Fees

Paying in another currency shouldn't mean losing money. Most banks charge sneaky FX fees ZeroFX gives you the real exchange rate with no hidden fees. That means more money for pasta in Rome or metro rides in Paris.

Use your bunq card instead of exchanging cash at airports. You’ll get better rates and avoid extra charges.

Tip 3: Say No to Monthly Fees

Student life can be expensive already. No one wants extra costs just to keep a bank account open. With bunq, you get the full bunq Pro plan for free. That’s €9.99 per month saved, with all the features included.

Some banks ask for a local tax ID or proof of address. bunq doesn’t. You can sign up right from your phone, wherever you are.

Tip 4: Grow Your Savings

Even if you’re only saving a little, it adds up. bunq gives you interest paid out weekly, helping your money grow on its own. You don’t need a separate savings account or any extra effort.

Turn on AutoSave to round up your daily purchases. The spare change goes straight into your savings and earns interest.

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Take control of your money and get the most out of your study abroad experience. With bunq, you’ll have a reliable partner that makes it easy to budget, save, and spend smarter, so you can focus on the fun part.

Open your free student Bank Account in minutes and start banking smart today.