No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Business banking for freelancers
Send invoices, manage VAT, and get paid by clients from one app. Open your Business Account in 5 minutes, with no branch visit and no monthly fee to start.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Built for the way freelancers work
From sign-up to daily admin, bunq helps you manage your business money with less hassle.
No paperwork
Open your Business Account in the app, with no paperwork and no appointment needed.
Free to start
Sole proprietorships can open a bunq Business Account with no monthly fee.
Up to 500 monthly transactions
With Elite Business, send and receive more payments without tracking every transaction.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Manage expenses effortlessly
Create up to 25 Bank Accounts to separate taxes, income, subscriptions, savings, and business costs. Keep every part of your freelance finances clear.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Get cards for every way you work
Get a free Digital Credit Card with any Business Account. Choose a paid plan to add free Physical Cards for online, in-person, and everyday business spending.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Save time with automation
Automate invoices, payment reminders, and VAT admin in one app. Keep cash flow moving without chasing spreadsheets after work.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Bank across borders
Open local Bank Accounts with IBANs in the Netherlands, Germany, France, Spain, and Ireland. Manage foreign currency accounts in 22 currencies from the same app.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Save on business essentials
Get freelancer-friendly deals on software, travel, and gear with your bunq Business Card. Spend less on the tools you already use.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Automate your bookkeeping
Connect your accounting software and cut down on manual admin. Transactions sync automatically, so your books stay up to date with less copy-pasting.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Accept payments in person
Turn your phone into a card reader with Tap to Pay. Take contactless payments from clients, customers, or market stall visitors using just your bunq app.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Get instant support anytime
Have a question? Get help in seconds with 24/7 in-app support. Chat in your language, wherever work takes you.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Trusted by millions of users
Join over 20 million users on the bunq platform
€100K
Insured up to €100,000
Your money is protected by the Dutch Deposit Guarantee Scheme (DGS).
20M+
Card Payment Refunds
Your money is protected if something doesn't go as planned.
24/7
24/7 support
Instant help in your language, whenever you need it.
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Choose your plan
Try it free for 30 days, no strings attached.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Frequently Asked Questions
Quick answers to help you choose the right plan and get started.
bunq Free Business is only available for freelancers. Have your business details ready and upload any documents we request during signup.
Other legal forms should choose Core, Pro, or Elite Business instead.
Yes. With bunq Free Business you can include foreign currency bank accounts among your three bank accounts and hold, receive, or send payments in 20+ currencies.
Tap to Pay lets Business users accept in-person card payments with your phone. A transaction fee applies; check the Tap to Pay section in your app for current rates.
Converting between foreign currency accounts uses the real market rate plus a 0.5% network fee.
For card payments in foreign currencies, bunq Free includes ZeroFX on up to €1,000 per year (0.5% fluctuation prevention applies); above that, a 3% conversion fee applies.
bunq Free Business includes a digital card (Credit or Debit) for Apple Pay and Google Pay. Physical cards are available if you upgrade to Core, Pro, or Elite Business.
On paid plans you can order Credit Cards within your included card allowance. bunq Free includes a Digital Card for Apple Pay or Google Pay; physical Credit Cards require a paid plan.
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.
Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards
Astrid
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.
Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards
Astrid
Loved by people across Europe
See how people use bunq to spend, save, and manage money every day.
The app is user friendly and easy to use. In comparison to other online banks I found the interest rates to be better and I also enjoy using bunq for doing crypto.
Milnadj
App Store
Super easy to use helps me budget, pay bills,save for goals, and even invest.It's changed how I handle money!
Mustafa
Google Play
Recently moved to Netherlands, bunq got me an account in literally 5mins. I was a bit skeptical at start knowing this is a digital bank and has no physical outlets however after using so many banking apps, this one is no different. I have a positive experience with the app and my debit card got delivered in just 2 days! simply amazing. I have been able to do money transfers using the app and pay for my groceries using the debit card with no issues.
Atish
This app is really useful, because there are a lot of features like, Crypto, Stocks an easy budgeting system, so I would rate this app 10/10.
Матвей
Google Play
Pls bring the complete overview back? Saving and business and complete all on one page.
Chris
App Store
Super happy customer, great for people that switch countries often and I feel that I have full control of my bank experience like saving goals, accounts and cards
Astrid
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
Open a Business Account built around your work
Start with bunq in minutes. Choose the plan that fits your setup and manage your business money from day one.
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