bunq vs Santander

Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

bunq vs Santander

Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

bunq vs Santander

Compare bunq and Santander for everyday banking. bunq gives you up to 25 IBANs (Pro/Elite), instant-access savings at 3.01%, and full mobile banking.

Compare personal banking features

Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureSantander
Personal Plans4 plans starting from Free4 plans starting from Free3 Plans
Fully Digital Bank
Only applies to free online account
Spanish IBANUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN
Payment AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 free account
Payment Requests€0.27 per request€0.27 per requestYes (via Bizum)
Physical CardsPhysical card with paid planPhysical card with paid planPhysical debit card
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings Accounts3.01%* on deposits with Instant Access3.01%* on deposits with Instant AccessUp to 2.40% (Depósito Exprés)

Compare personal banking features

Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureSantander
Personal Plans4 plans starting from Free4 plans starting from Free3 Plans
Fully Digital Bank
Only applies to free online account
Spanish IBANUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN
Payment AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 free account
Payment Requests€0.27 per request€0.27 per requestYes (via Bizum)
Physical CardsPhysical card with paid planPhysical card with paid planPhysical debit card
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings Accounts3.01%* on deposits with Instant Access3.01%* on deposits with Instant AccessUp to 2.40% (Depósito Exprés)

Compare personal banking features

Compare bunq and Santander for everyday banking, including accounts, cards, savings, mobile features, travel use, and account flexibility.

FeatureSantander
Personal Plans4 plans starting from Free4 plans starting from Free3 Plans
Fully Digital Bank
Only applies to free online account
Spanish IBANUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 IBAN
Payment AccountsUp to 25 (Pro/Elite)Up to 25 (Pro/Elite)1 free account
Payment Requests€0.27 per request€0.27 per requestYes (via Bizum)
Physical CardsPhysical card with paid planPhysical card with paid planPhysical debit card
Digital CardsFree Digital Credit CardFree Digital Credit CardFree digital debit card
Apple/Google Pay
Savings Accounts3.01%* on deposits with Instant Access3.01%* on deposits with Instant AccessUp to 2.40% (Depósito Exprés)

Disclaimer

*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.

Disclaimer

*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.

Disclaimer

*3.01% interest rate applies to deposits with Instant Access. Terms and conditions apply.

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Switching to bunq is Easy

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Switching to bunq is Easy

Switching to bunq is Easy

Easily move your banking to bunq with our Switch Service. Request the Switch Service in the app, and we will make sure all payments and direct debits from your old accounts are redirected to your new bunq account.

Switching to bunq is Easy

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Join 20 million people banking with bunq

Sign up in just 5 minutes

Download the bunq app

Get the app for iOS or Android.

Fill in your details

Fill in your name, address, email, and phone number.

Verify your ID

Verify your ID with a quick video selfie and start banking right away.

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Choose your personal plan

Start simple. Upgrade when you want more ways to save, spend, and travel.

bunq Free

Free

Start banking

A simple personal account to get started with bunq.

Learn more

bunq Core

€3.99

/month

Everyday banking essentials with smart cards and accounts.

Learn more

bunq Pro

€9.99

/month

More ways to save, budget, and travel with confidence.

Learn more

bunq Elite

€18.99

/month

Premium personal banking for life at home and abroad.

Learn more

Open your bank account in just 5 minutes

Open your bank account in just 5 minutes

Open your bank account in just 5 minutes

Open your bank account in just 5 minutes

Open your bank account in just 5 minutes

Open your bank account in just 5 minutes

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Make contactless payments easy with bunq. Pay securely using your phone, Digital Cards, or your bunq Card.