Savings account: earn up to 3.11%* variable interest
Open a Savings Account online in 5 minutes and move money in and out when you need it. Interest is paid weekly.
Savings account: earn up to 3.11%* variable interest
Open a Savings Account online in 5 minutes and move money in and out when you need it. Interest is paid weekly.
Savings account: earn up to 3.11%* variable interest
Open a Savings Account online in 5 minutes and move money in and out when you need it. Interest is paid weekly.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000 (one winner per day, T&Cs apply), every day between 25 September and 31 October 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* variable gross annual interest, paid weekly.
* Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000 (one winner per day, T&Cs apply), every day between 25 September and 31 October 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* variable gross annual interest, paid weekly.
* Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.
Double your deposit
Celebrate bunq Update 32 and win up to €10,000 (one winner per day, T&Cs apply), every day between 25 September and 31 October 2026. Top up your Savings Account for a chance to double your deposit, while earning up to 3.11%* variable gross annual interest, paid weekly.
* Available in the Netherlands, Germany, France, Ireland, Spain, Sweden, Norway, Finland, Denmark, Austria, Luxembourg, Cyprus, and Slovakia.
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
Disclaimer
** Promotion runs from 25 September 2026 at 00:01 until 31 October 2026 at 23:59 (Amsterdam time). Each eligible deposit into your personal bunq EUR savings account gives you a chance to have that deposit doubled, up to €10,000. One random winner is selected per day. The prize is a one-off bonus, credited to the savings account the winning deposit was made to or a tree in your bunq forest. Check your country's eligibility before participating. T&Cs apply. Learn more here .
How you earn up to 3.11%* interest on your Savings Account
Start with 3.11%* on all your savings
From your first deposit until the following January 1 or July 1, all your savings earn 3.11% Bonus Interest.
Your threshold is set twice a year
On January 1 and July 1, your threshold is determined by taking the highest balance of the past 6 months. Let’s say this was €8,000.
Earn 3.11%* on everything above your threshold
Everything up to your threshold* of €8,000 earns 1.61% Base Interest. Everything above it earns 3.11% Bonus Interest.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
How you earn up to 3.11%* interest on your Savings Account
Start with 3.11%* on all your savings
From your first deposit until the following January 1 or July 1, all your savings earn 3.11% Bonus Interest.
Your threshold is set twice a year
On January 1 and July 1, your threshold is determined by taking the highest balance of the past 6 months. Let’s say this was €8,000.
Earn 3.11%* on everything above your threshold
Everything up to your threshold* of €8,000 earns 1.61% Base Interest. Everything above it earns 3.11% Bonus Interest.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
How you earn up to 3.11%* interest on your Savings Account
Start with 3.11%* on all your savings
From your first deposit until the following January 1 or July 1, all your savings earn 3.11% Bonus Interest.
Your threshold is set twice a year
On January 1 and July 1, your threshold is determined by taking the highest balance of the past 6 months. Let’s say this was €8,000.
Earn 3.11%* on everything above your threshold
Everything up to your threshold* of €8,000 earns 1.61% Base Interest. Everything above it earns 3.11% Bonus Interest.
*Is your threshold above €10,000? Then your first €10,000 earns 1.61% Starting Interest. Everything from €10,000 up to your threshold earns 1.51% Base Interest. Everything above your threshold still earns 3.11% Bonus Interest.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
22+ million people choose bunq
€100,000 protected
Your deposits are covered by the Dutch Deposit Guarantee Scheme.
1 trusted app
Spend, save and invest. The bunq app lets you do it all.
24/7 Online Support
Chat with us, day or night, in your own language.
Savings that sort themselves
Save without thinking about it
With Auto Round Up, every card payment rounds up to the amount you choose, and the spare change goes to your savings.
A Savings Account for every goal
Give each one a Savings Goal with a target amount. The app shows your progress, so you always know how close you are.
Save with a partner, friends or family
Open a Joint Savings Account together. It earns the same rate as your own Savings Account.
Savings that sort themselves
Save without thinking about it
With Auto Round Up, every card payment rounds up to the amount you choose, and the spare change goes to your savings.
A Savings Account for every goal
Give each one a Savings Goal with a target amount. The app shows your progress, so you always know how close you are.
Save with a partner, friends or family
Open a Joint Savings Account together. It earns the same rate as your own Savings Account.
Savings that sort themselves
Save without thinking about it
With Auto Round Up, every card payment rounds up to the amount you choose, and the spare change goes to your savings.
A Savings Account for every goal
Give each one a Savings Goal with a target amount. The app shows your progress, so you always know how close you are.
Save with a partner, friends or family
Open a Joint Savings Account together. It earns the same rate as your own Savings Account.
Open your Savings Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Open your account
Add money with a bank transfer, Apple Pay, Google Pay or a card. You start earning right away.
Open your Savings Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Open your account
Add money with a bank transfer, Apple Pay, Google Pay or a card. You start earning right away.
Open your Savings Account in 5 minutes
1.
Download bunq
Get the app on iOS or Android. No paperwork, no branch visit.
2.
Verify your ID
Take a photo of your ID and a quick selfie. Done in a few minutes.
3.
Open your account
Add money with a bank transfer, Apple Pay, Google Pay or a card. You start earning right away.
Pick the plan that suits how you save
Every plan comes with a Savings Account that earns up to 3.11%* variable interest. Upgrade when you want more ways to save.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget and travel.
Organise your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Pick the plan that suits how you save
Every plan comes with a Savings Account that earns up to 3.11%* variable interest. Upgrade when you want more ways to save.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget and travel.
Organise your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Pick the plan that suits how you save
Every plan comes with a Savings Account that earns up to 3.11%* variable interest. Upgrade when you want more ways to save.
bunq Free
€0.00
per month
Everything you need to get started.
Open your account in minutes · Start earning on your savings today
bunq Core
€3.99
per month
The bank account for everyday use.
Pay anywhere with a Physical Card · Spend abroad with no extra FX fees
bunq Pro
€9.99
per month
More ways to save, budget and travel.
Organise your money across 25 Bank Accounts · Pay 20% less on stock trades
bunq Elite
€18.99
per month
Premium banking for your international life.
Travel insured, worldwide · 8GB of global eSIM data · Half-price trading
Disclaimer
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Disclaimer
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Disclaimer
* Up to 3.11% interest. Rate shown is the maximum bonus rate, available up to your first threshold calculation (based on your highest balance in the last 6 months, recalculated every 6 months). After recalculation, the part of your balance up to this threshold earns the base rate of 1.61% on the first €10,000 of that part and 1.51% on the rest. The part above the threshold earns 3.11%. bunq B.V. trading as bunq is licensed by the Dutch Central Bank (DNB) in the Netherlands and is regulated by the Central Bank of Ireland for conduct of business rules. Not investment advice. Variable interest rate, currently up to 3.11%, subject to change. Interest paid weekly. No minimum deposit required. T&Cs apply
Savings account questions
Quick answers before you start saving with bunq
Savings account questions
Quick answers before you start saving with bunq
Savings account questions
Quick answers before you start saving with bunq
Get paid interest every week
Open your Savings Account in the app and start growing your money today.
Get paid interest every week
Open your Savings Account in the app and start growing your money today.
Get paid interest every week
Open your Savings Account in the app and start growing your money today.